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Overview

3 bd3 ba2,251 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1959
Lot15,673 sqft
Living area2,251 sqft
Price / sqft$577
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)L DiningOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsThermostatWalk-in Closet(s)

121 Carlyle Dr is a 1959-built home in Indian Bluff Island 2nd Add, Palm Harbor. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,251 square feet of living space. Listed at $1,299,000 (about $577/sqft), 115 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

SELLER OFFERING CONCESSIONS! An ISLAND, a NEIGHBORHOOD, a LIFESTYLE!! INDIAN BLUFF ISLAND is an address with prestige! Join this elite conclave of homes situated in Northern Pinellas County surrounded by the Gulf & the serene waters of St. Joseph Sound. Offering a coastal way of life this 'resort' has it all! Your private, large, covered boat lift & dock allow you to hop on your boat or jet ski & cruise out to the barrier islands, Caladesi Island, Three Rooker Island or head off shore to fish for grouper. Stay closer to home & launch your stand up board, kayaks or canoes & drift into a paddler's paradise. Cool off & float in your crystal clear pool or relax & re-energize in the bubbly hot tub. Sip your favorite beverage as you appreciate amazing sunsets & panoramic views from your rooftop widow's walk. Cooking is easy in your outdoor kitchen complete with grill, smoker, turkey fryer & green egg. Back yard is totally fenced & includes lots of grassy areas for furry friends, fire pits, multiple seating areas, beautiful stag horn ferns, palm trees, triple flag pole & pavered walkways & pool deck. This 3 bedroom/2 bath home offers an open concept design with a bonus/flex room that is easily converted to a 4th bedroom. Kitchen & bathrooms are all new with wood cabinets, solid surface counters & stylish stone. Curl up with a good book in front of your wood burning fireplace or pull the curtains, make the popcorn & watch a movie in your media/family room. Your 'party size' dining area is perfect for entertaining with kitchen pass-thru & barstool seating. The primary suite provides it's own quiet retreat with separate sitting room/den & dream closets/wardrobes. Quiet, ideal location close to all amenities, golf courses, beaches, Pinellas Trail, Wall Springs Park, Palm Harbor schools, medical/hospitals. Enjoy the cool breezes & unique benefits of Island living. Love where you live!!

The essentials

Built
1959
Price / sqft
$577
On market
115 days
Annual tax
$10,553
Flood zone
AE
Lot
15,673 sqft
Type
Single Family Residence

At a glance

Single family
Built 1959
Waterfront
Bayou
Private pool
Deck
2 car garage
Driveway
0.36 acres
Lot size

Payment

Est. monthly payment
$8,304/mo
Down payment (20%)
$259,800
Property taxes
$879/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1959
Lot
15,673 sqft
Cooling
Central Air, Mini-Split Unit(s)
Heating
Central, Electric, Heat Recovery Unit
Parking
Driveway, Garage Door Opener, Ground Level
Pool
Deck, Gunite, In Ground, Lighting
Waterfront
Bayou
Days on Market
115
Ceiling Fans(s)
L Dining
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Hurricane Shutters
Lighting
Outdoor Grill
Outdoor Kitchen
Private Mailbox
Rain Gutters
Sprinkler Metered
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Softener
Elementary
Sutherland Elementary-PN
Middle
Palm Harbor Middle-PN
High
Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$10,553
Parcel #
26-27-15-42660-004-0700

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Indian Bluff Island 2nd Add
County
Pinellas
MLS Area
34683 - Palm Harbor
Lot Size
15,673 sqft
Flood Insurance RequiredFloodZoneIn CountyLandscapedLevelNear Golf CourseNear MarinaPavedUnincorporated

Price history

Date
Event
Price
10/6/2026
Price change
Source: Stellar MLS #TB8521898
$1,299,000-1.3%
$577/sqft
-
Price change
Source: Stellar MLS #TB8521898
$1,316,000-1.3%
$585/sqft
6/24/2026
Listed for sale
Source: Stellar MLS #TB8521898
$1,333,000
$592/sqft

Neighborhood

121 Carlyle Dr
Palm Harbor, FL, 34683 · 34683 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $1,299,000
$1.28M – $1.30M
98.2% – 100% of listTops out right at the list price
80% of listList price
82 of the last 163 home closings in 34683 landed at this number or higher (50%). The median one sat 25 days before it went under contract, and this one is on day 115 after a $34,000 cut.

Sample: 163 closed home sales in 34683 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$8,304/mo
Principal & interest$6,775
Property taxes$879
Insurance$650
Down payment20% · $259,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,299,000

$577 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,251 sq ft

Time on market

115 days

Year built

1959

Monthly payment

About $8,304/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,553 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byBRADSHAW & BRADSHAW REALTY SERListing agent: Carol BradshawListing data from Stellar MLS, MLS# TB8521898.

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