418 Pine Bluff Dr, photo 1
Active Under Contract
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Overview

4 bd3 ba3,275 sqft3 car garageSingle Family
TypeSingle Family
HOA$2,536/yr
Built2004
Lot48,386 sqft
Living area3,275 sqft
Price / sqft$290
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboPrimary Bedroom Main FloorSolid Wood CabinetsSplit Bedroom

418 Pine Bluff Dr is a 2004-built home in Pine Crest Estates, Lutz. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,275 square feet of living space. Listed at $950,000 (about $290/sqft), 112 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $2,536 annually.

From the listing

Under contract-accepting backup offers. Welcome to your private retreat in one of Lutz's most desirable gated communities. Nestled on over an acre of beautifully maintained property and surrounded by serene conservation views, this exceptional 4-bedroom, 3-bath home with the perfect blend of luxury, privacy, and functionality. Designed for both everyday living and entertaining, the spacious floor plan features a dedicated office, a versatile bonus room, and generous living spaces filled with natural light. The beautifully updated kitchen serves as the heart of the home, showcasing modern finishes, quality cabinetry, and thoughtful design, while the renovated bathrooms have a fresh, elegant feel throughout. Step outside to your own backyard oasis, complete with a sparkling pool, expansive outdoor living areas, and peaceful conservation views that create a true sense of escape. Major updates provide peace of mind, including Anderson windows and sliding glass doors, a roof replaced just four years ago, newer water heater, re-screened pool enclosure, whole-house generator, and an electric vehicle charging station. Whole home Softener with Sulfa Odor Removal System and Sanitron Whole home Ultraviolet water purifier Combining acreage, privacy, extensive upgrades, and a sought-after gated community location, this remarkable property offers a rare opportunity to enjoy the best of Lutz living.

The essentials

Built
2004
Price / sqft
$290
On market
112 days
Annual tax
$6,133
HOA
$2,536/yr
Flood zone
X · Low risk
Lot
48,386 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Private pool
Gunite
3 car garage
Garage Door Opener
1.11 acres
Lot size
3,275 sqft
Living area

Payment

Est. monthly payment
$6,152/mo
Down payment (20%)
$190,000
Property taxes
$511/mo
HOA
$2,536/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
48,386 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener
Pool
Gunite, In Ground, Pool Sweep, Screen Enclosure
Days on Market
112
Ceiling Fans(s)
Crown Molding
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Deed Restrictions
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Water Filtration System
Water Purifier
Water Softener
Elementary
Lutz-HB
Middle
Liberty-HB
High
Freedom-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$6,133
Parcel #
U-01-27-18-66P-000001-00006.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pine Crest Estates
County
Hillsborough
MLS Area
33549 - Lutz
Lot Size
48,386 sqft
In CountyPavedPrivate
HOA
$2,536/yr
Associa Gulf Coast/ Quan Vo

Price history

Date
Event
Price
9/20/2026
Pending sale
Source: Stellar MLS #TB8522774
$950,000
$290/sqft
9/15/2026
Price change
Source: Stellar MLS #TB8522774
$950,000-5.0%
$290/sqft
-
Price change
Source: Stellar MLS #TB8522774
$1,000,000-20.0%
$305/sqft
6/24/2026
Listed for sale
Source: Stellar MLS #TB8522774
$1,250,000+168.0%
$382/sqft
3/23/2011
Sold
Source: Hillsborough County Public Record
$466,500
$142/sqft

Neighborhood

418 Pine Bluff Dr
Lutz, FL, 33549 · 33549 - Lutz

Market insights

Offer Insights

Choose an offer strength

List price: $950,000
$945,000 – $950,000
99.5% – 100% of listTops out right at the list price
80% of listList price
40 of the last 76 home closings in 33549 landed at this number or higher (53%). The median one sat 26 days before it went under contract, and this one is on day 112 after a $300,000 cut.

Sample: 76 closed home sales in 33549 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$6,152/mo
Principal & interest$4,955
Property taxes$511
Insurance$475
HOA$211
Down payment20% · $190,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$950,000

$290 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,275 sq ft

Time on market

112 days

Year built

2004

Monthly payment

About $6,152/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,133 annual tax bill, insurance, and the $2,536/yr HOA fee.

HOA fee

$2,536/yr

Managed by Associa Gulf Coast/ Quan Vo.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byCOLDWELL BANKER REALTYListing agent: Joe LewkowiczListing data from Stellar MLS, MLS# TB8522774.

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