2888 Bancroft Cir E #5B, photo 1
Active
1 / 26

Overview

2 bd2 ba1,030 sqftVilla
TypeVilla
HOA$165/mo
Built1982
Lot2,705 sqft
Living area1,030 sqft
Price / sqft$238

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanSolid Wood CabinetsSplit BedroomStone CountersWalk-in Closet(s)Rain Gutters

2888 Bancroft Cir E #5B is a 1982-built home in Villas Of Beacon Groves, Palm Harbor. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,030 square feet of living space. Listed at $244,991 (about $238/sqft), 91 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $165 monthly.

From the listing

Experience the rare luxury of what feels like brand-new construction in this spectacular, completely transformed 2-bedroom, 2-bathroom single-story villa in the highly desirable Villas of Beacon Groves! Having undergone a top-to-bottom, 100% total gut renovation, every single detail has been replaced and modernized to offer an incredible turnkey living experience that rivals a brand-new home. Large backyard with absolutely no rear neighbors, this home offers an exceptional level of privacy that is truly rare for villa living! Best of all, you can enjoy this pristine, modern lifestyle with an incredibly rare, ultra-low HOA fee of just $165 per month, no CDD fees, and the peace of mind of being located in a preferred X flood zone where flood insurance is not mandatory! This remarkably affordable fee offers unmatched monthly savings for the area, completely covering your cable TV, sewer, and trash, alongside exterior maintenance, grounds upkeep, and full access to the community clubhouse and two sparkling pools. Step inside the bright, open floor plan to find brand-new porcelain tile flooring spanning the entire 1,030 square feet, perfectly complemented by a fresh coat of paint, all-new contemporary light fixtures, and modern ceiling fans throughout. The stunning, fully redesigned kitchen is a chef's dream, boasting 100% new solid wood cabinets, elegant quartz countertops, a functional kitchen island, and a large breakfast bar that opens directly to the main living area. Both bathrooms have been completely remodeled from scratch, while the smart split-bedroom layout offers ultimate privacy with spacious bedrooms and direct access to a versatile, enclosed 11'x8' rear Bonus Room that features a dedicated laundry closet with a new washer and dryer set. This flexible bonus space is perfect for a home office, gym, or hobby room. Maximizing your organization, both bedrooms feature large walk-in closets equipped with custom shelving and storage, including a generous 6'x5' walk-in closet in the master suite and a 6'x3' walk-in closet in the second bedroom. This property also offers wonderful outdoor living spaces, including an 8'x5' covered front porch, a massive 14'x11' open rear porch ideal for grilling and entertaining, and brand-new rain gutters. The location is an absolute dream for daily convenience and recreation, featuring a Super Walmart within walking distance, plus Publix, Starbucks, and Target all just minutes away. Golf enthusiasts will love being down the road from the world-renowned Innisbrook Resort and its championship courses, while boaters and anglers can take advantage of nearby Lake Tarpon. Accessible through beautiful Anderson Park and John Chesnut Park, Lake Tarpon is completely open to the public and widely celebrated as one of the top 10 premier largemouth bass fishing lakes in the entire state of Florida! The community is zoned for top-tier, A-rated schools and is located directly across the street from Sutherland Elementary. You are also just a short drive from the St. Petersburg College (SPC) Tarpon Springs Campus, under 20 minutes from the breathtaking shores of Honeymoon Island State Park, and close to everything downtown Palm Harbor and downtown Dunedin have to offer. This updated gem provides the look and feel of new construction without the steep price tag—ready for you to move right in and enjoy a worry-free lifestyle in paradise. Cash, conventional, FHA, and VA loans all gladly accepted.

The essentials

Built
1982
Price / sqft
$238
On market
91 days
Annual tax
$3,316
HOA
$165/mo
Flood zone
X · Low risk
Lot
2,705 sqft
Type
Villa

At a glance

Villa
Built 1982
Community pool
Shared amenity
Assigned parking
2,705 sqft lot
Lot size
1,030 sqft
Living area

Payment

Est. monthly payment
$1,842/mo
Down payment (20%)
$48,998
Property taxes
$276/mo
HOA
$165/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1982
Lot
2,705 sqft
Cooling
Central Air
Heating
Central
Parking
Assigned, Guest
Days on Market
91
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Solid Wood Cabinets
Split Bedroom
Stone Counters
Walk-in Closet(s)
Rain Gutters
Sidewalk
Storage
Clubhouse
Deed Restrictions
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Elementary
Sutherland Elementary-PN
Middle
Palm Harbor Middle-PN
High
Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$3,316
Parcel #
31-27-16-94134-000-0052

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Villas Of Beacon Groves
County
Pinellas
MLS Area
34683 - Palm Harbor
Lot Size
2,705 sqft
HOA
$165/mo
ProActive Property Management

Price history

Date
Event
Price
7/13/2026
Listed for sale
Source: Stellar MLS #TB8526793
$244,991
$238/sqft

Neighborhood

2888 Bancroft Cir E #5B
Palm Harbor, FL, 34683 · 34683 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $244,991
$242,500 – $244,991
98.9% – 100% of listTops out right at the list price
80% of listList price
35 of the last 68 townhouse or villa closings in 34683 landed at this number or higher (51%). The median one sat 35 days before it went under contract, and this one is on day 91.

Sample: 68 closed townhouse or villa sales in 34683 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,842/mo
Principal & interest$1,278
Property taxes$276
Insurance$122
HOA$165
Down payment20% · $48,998
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$244,991

$238 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,030 sq ft

Time on market

91 days

Year built

1982

Monthly payment

About $1,842/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,316 annual tax bill, insurance, and the $165/mo HOA fee.

HOA fee

$165/mo

Managed by ProActive Property Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byELEGANT CASAS CORPListing agent: Michael MelnykListing data from Stellar MLS, MLS# TB8526793.

Keep exploring Florida

Pick up where you left off, or see what else is out there.