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About this home
3217 McMath Dr is a 1982-built home in Highland Lakes, Palm Harbor. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,332 square feet of living space. Listed at $324,900 (about $244/sqft), 47 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $164 monthly.
Tucked into the tree-lined streets of Highland Lakes, one of Palm Harbor's most beloved 55+ golf communities, this beautifully updated 2-bedroom, 2-bathroom villa is ready for its next owner to simply move in and enjoy. From the moment you step through the glass-inset front door into the vaulted foyer, it's clear this home has been thoughtfully cared for and tastefully refreshed from top to bottom. The open-concept living and dining area is bathed in natural light and finished with wood like tile flooring that flows throughout the entire home. A separate formal dining area, illuminated by a designer chandelier, adds a touch of elegance for holiday gatherings and dinner parties. The kitchen is a true showstopper, featuring crisp white shaker cabinetry, appliances, sleek countertops, all wrapped in a layout that keeps the cook connected to the rest of the home. In the kitchen, a versatile dining nook offers the perfect spot for casual meals. Retreat to the spacious primary suite, complete with a generous closet and a spa-inspired en-suite bathroom boasting a walk-in shower, dual granite vanities, and elegant tile work. The comfortable second bedroom sits near a fully updated guest bathroom, making this layout ideal for visitors, a home office, or a hobby room. Updated include a new hot water tank 2026, Windows 2017, Flooring 2021, Front Door 2018, Kitchen Cabinets 2021, Driveway and Sidewalk 2021, A/C 2025, Back Door 2025 Outside, the home's classic Florida charm continues with crisp white stucco, cedar-toned board-and-batten gable accents, and cheerful green shutters, all framed by mature landscaping, a flowering crape myrtle, and swaying palms. Highland Lakes is one of Pinellas County's premier 55+ communities, offering residents access to a private golf course, community pools, tennis courts, a clubhouse with an active social calendar, and a boat ramp with access to Lake Tarpon — all for remarkably low HOA dues. Enjoy the Florida lifestyle just minutes from Innisbrook Golf Resort, John Chesnut Sr. Park, the Gulf beaches, and easy access to Tampa International Airport. This is Florida living at its most carefree — schedule your private showing today.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$324,900
$244 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,332 sq ft
Time on market
47 days
Year built
1982
Monthly payment
About $2,158/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,654 annual tax bill, insurance, and the $164/mo HOA fee.
HOA fee
$164/mo
Managed by Scarlet Roach.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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