2805 Northcote Dr, photo 1
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Overview

3 bd2 ba1,035 sqft1 car garageSingle Family
TypeSingle Family
HOA$236.03/yr
Built1983
Lot6,020 sqft
Living area1,035 sqft
Price / sqft$415
Garage1 car

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Saturday, Oct 10 · 3:00 PM to 5:00 PM

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsPrimary Bedroom Main FloorSolid Wood CabinetsStone CountersPrivate Mailbox

2805 Northcote Dr is a 1983-built home in Lake St George-unit VII, Palm Harbor. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,035 square feet of living space. Listed at $430,000 (about $415/sqft), 15 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $236.03 semi-annually.

From the listing

Virtually Staged. You haven't seen a Lake St. George home updated like this one!! Truly MOVE IN READY and with contemporary style, this renovated Palm Harbor residence pairs high-end designer finishes with exceptional modern comfort. Seller to offer $2,500 buyer credit with reasonable offer and Mortgage savings may be available for buyers of this listing - ask the Agent. Step inside to discover brand-new Coretec Balanced Oak wide-plank flooring seamless throughout, leading into light-filled living areas framed by vaulted ceilings. The fully equipped kitchen features crisp white shaker cabinetry, granite countertops and a newer dishwasher. Both bathrooms have been completely transformed into luxury spa retreats, featuring brand-new vanities, custom marble shower niches, exquisite Spanish and Italian tiles, a deep Kohler soaking tub and smart bidet toilet in the second bath, and a fabulous oversized shower in the Primary bath. In addition to the three bedrooms, newer mini-split systems installed in both the lanai and garage create versatile, climate-controlled environments perfect for a home gym, workshop, or expanded entertaining space. The outdoor and multi-purpose areas are equally impressive, showcasing fresh side paver and stone landscaping along with a newer custom vinyl fence enclosing the private backyard with ample room for kids, pets and whatever oasis you want to create! For peace of mind, the home comes fully equipped with a suite of high-value practical upgrades. These essential features include a brand-new water heater, a newly installed washer and dryer package, brand-new insulation and ceiling work in the primary bedroom, a fully serviced HVAC system, and solar panels to maximize energy efficiency. Nestled in the heart of the sought-after Lake St. George community that feeds into TOP RATED Palm Harbor schools, Residents enjoy the community pool and the just-completed multi-sport court complex with pickleball and more. Minutes to Honeymoon Island, downtown Dunedin, Tampa Road shopping and excellent restaurants like Mystic Fish, Positano's and The Green Table. This home truly offers it all, make your appointment today!

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The essentials

Built
1983
Price / sqft
$415
On market
15 days
Annual tax
$4,969
HOA
$236.03/yr
Flood zone
X · Low risk
Lot
6,020 sqft
Type
Single Family Residence

At a glance

Single family
Built 1983
1 car garage
Driveway
6,020 sqft lot
Lot size
1,035 sqft
Living area

Payment

Est. monthly payment
$2,892/mo
Down payment (20%)
$86,000
Property taxes
$414/mo
HOA
$236.03/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1983
Lot
6,020 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway
Days on Market
15
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Private Mailbox
Private Yard
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Lake St George Elementary-PN
Middle
Palm Harbor Middle-PN
High
Countryside High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$4,969
Parcel #
08-28-16-48770-002-0330

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake St George-unit VII
County
Pinellas
MLS Area
34684 - Palm Harbor
Lot Size
6,020 sqft
HOA
$236.03/yr
LSG Community Association/Alexis Franco

Price history

Date
Event
Price
9/25/2026
Listed for sale
Source: Stellar MLS #TB8551853
$430,000
$415/sqft

Neighborhood

2805 Northcote Dr
Palm Harbor, FL, 34684 · 34684 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $430,000
$422,500 – $430,000
98.4% – 100% of listTops out right at the list price
80% of listList price
70 of the last 139 home closings in 34684 landed at this number or higher (50%). The median one sat 19 days before it went under contract, and this one is on day 15.

Sample: 139 closed home sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,891/mo
Principal & interest$2,243
Property taxes$414
Insurance$215
HOA$20
Down payment20% · $86,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$430,000

$415 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,035 sq ft

Time on market

15 days

Year built

1983

Monthly payment

About $2,892/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,969 annual tax bill, insurance, and the $236.03/yr HOA fee.

HOA fee

$236.03/yr

Managed by LSG Community Association/Alexis Franco.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byREDFIN CORPORATIONListing agent: Katrina JaureguiListing data from Stellar MLS, MLS# TB8551853.

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