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About this home
4897 Harbor Woods Dr is a 1989-built home in Harbor Woods, Palm Harbor. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,924 square feet of living space. Listed at $575,000 (about $299/sqft), 9 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $384 annually.
Welcome to your turnkey oasis on the Palm Harbor and Tarpon Springs border! Nestled within a quiet, highly desirable deed restricted community with incredibly low HOA fees, this meticulously updated ~1,900 sq ft home offers the ultimate blend of luxury, privacy, and peace of mind. Boasting an expansive 4 bedroom, 3 full bath layout including two private en suites (perfect for guests or multi-generational living), no detail has been overlooked. Every major system, along with the gourmet kitchen and all three bathrooms, has been completely modernized within the last four years. From the sleek contemporary finishes to the newly upgraded automated sprinkler system that keeps your curb appeal flawless, this property is truly better than new construction. Step through the doors and discover a unique architectural layout designed entirely around a spectacular central courtyard, where nearly every room in the house offers direct access to the pool patio. This seamless indoor outdoor flow leads you straight to your own private poolside paradise, featuring a sparkling saltwater pool that has been beautifully resurfaced and is protected by a brand new panoramic screen enclosure that maximizes your views of the lush surroundings. Backed by all new 2026 pool equipment and complete with a modest covered area on the patio perfect for shaded outdoor dining or escaping the afternoon sun, this low maintenance retreat is ready for year round entertaining. Best of all, you are just minutes away from top rated Pinellas County schools, pristine Gulf beaches, and the vibrant dining, shopping, and culture of the world famous Tarpon Springs Sponge Docks. Schedule your private tour today and step into a lifestyle where absolutely everything has already been done for you!
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$575,000
$299 per sq ft
Beds and baths
4 beds, 3 baths
Size
1,924 sq ft
Time on market
9 days
Year built
1989
Monthly payment
About $3,614/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,544 annual tax bill, insurance, and the $384/yr HOA fee.
HOA fee
$384/yr
Managed by Sam Marshall.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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