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Overview

2 bd2 ba1,879 sqft2 car garageSingle Family
TypeSingle Family
HOA$164/mo
Built1981
Lot8,799 sqft
Living area1,879 sqft
Price / sqft$232
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSplit BedroomThermostatWindow TreatmentsRain Gutters

1681 MacDonnell CT is a 1981-built home in Highland Lakes Unit 14 Ph 2, Palm Harbor. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,879 square feet of living space. Listed at $435,500 (about $232/sqft), 10 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $164 monthly.

From the listing

Experience refined 55+ living in Highland Lakes, one of Palm Harbor’s most desirable active-adult communities. This beautifully maintained 2-bedroom, 2-bath residence offers 1,879 sq. ft. of thoughtfully designed living space, plus an additional newly finished approximately 300 sq. ft. bonus room with large hurricane windows. The versatile bonus space is ideal for a private office, studio, fitness room, hobby area, or additional entertaining space. A light-filled interior and desirable split-bedroom floor plan create an inviting sense of comfort and privacy. The formal living and dining rooms provide elegant spaces for entertaining, while the spacious family room offers a relaxed setting for everyday living. The well-appointed kitchen features generous cabinetry and storage. The private primary suite is thoughtfully separated from the secondary bedrooms for a peaceful retreat. Highland Lakes offers an exceptional resort-style lifestyle with free, unlimited golf on three private executive courses, tennis and pickleball, complimentary RV/boat storage, and an impressive clubhouse featuring an Olympic-sized heated pool and spa, billiards, library, craft rooms, professional woodshop, auditorium, and extensive social activities. The Lake Tarpon Lodge adds another level of recreation with a heated pool, whirlpool, fishing pier, private boat ramp, community pontoon boats, and beautiful lakefront gathering spaces. Situated in a high-elevation area outside the flood hazard zone and conveniently located near Gulf beaches, shopping, dining, medical facilities, entertainment, and two international airports. A beautifully appointed home with exceptional additional space and an extraordinary Palm Harbor lifestyle awaits.

The essentials

Built
1981
Price / sqft
$232
On market
10 days
Annual tax
$6,979
HOA
$164/mo
Flood zone
X · Low risk
Lot
8,799 sqft
Type
Single Family Residence

At a glance

Single family
Built 1981
Community pool
Shared amenity
2 car garage
Driveway
8,799 sqft lot
Lot size
1,879 sqft
Living area

Payment

Est. monthly payment
$3,234/mo
Down payment (20%)
$87,100
Property taxes
$582/mo
HOA
$164/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1981
Lot
8,799 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Golf Cart Parking
Days on Market
10
Ceiling Fans(s)
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Thermostat
Window Treatments
Rain Gutters
Sidewalk
Association Recreation - Owned
Clubhouse
Deed Restrictions
Golf Carts OK
Golf
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Softener
Flood Zone X
Annual Tax (2025)
$6,979
Parcel #
05-28-16-38905-000-1450

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Highland Lakes Unit 14 Ph 2
County
Pinellas
MLS Area
34684 - Palm Harbor
Lot Size
8,799 sqft
HOA
$164/mo
Highland Lakes HOA

Price history

Date
Event
Price
9/30/2026
Price change
Source: Stellar MLS #TB8553545
$435,500+1.2%
$232/sqft
9/30/2026
Listed for sale
Source: Stellar MLS #TB8553545
$430,500
$229/sqft

Neighborhood

1681 MacDonnell CT
Palm Harbor, FL, 34684 · 34684 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $435,500
$427,500 – $435,500
98.4% – 100% of listTops out right at the list price
80% of listList price
70 of the last 139 home closings in 34684 landed at this number or higher (50%). The median one sat 19 days before it went under contract, and this one is on day 10.

Sample: 139 closed home sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,235/mo
Principal & interest$2,271
Property taxes$582
Insurance$218
HOA$164
Down payment20% · $87,100
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$435,500

$232 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,879 sq ft

Time on market

10 days

Year built

1981

Monthly payment

About $3,234/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,979 annual tax bill, insurance, and the $164/mo HOA fee.

HOA fee

$164/mo

Managed by Highland Lakes HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byPREMIER SOTHEBY'S INTL REALTYListing agent: Karen ApaListing data from Stellar MLS, MLS# TB8553545.

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