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Overview

3 bd3 ba1,404 sqftSingle Family
TypeSingle Family
HOANone listed
Built1963
Lot6,830 sqft
Living area1,404 sqft
Price / sqft$310

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboSolid Wood CabinetsStone CountersPrivate MailboxPrivate YardSidewalkStreet Lights

504 Omaha St is a 1963-built home in Palm Harbor Ridge Add, Palm Harbor. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,404 square feet of living space. Listed at $435,000 (about $310/sqft), 22 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to this beautifully updated home that combines everyday comfort with the laid-back Florida lifestyle buyers are looking for. This one-story 3-bedroom, 2.5-bath residence offers approximately 1,404 square feet of living space on an oversized lot, with the added benefit of no HOA and convenient access to some of Palm Harbor’s most popular destinations. Inside, the home offers a bright and welcoming layout with ceramic tile flooring throughout, an open kitchen and family room, granite countertops, solid wood cabinetry, newer appliances, and updated lighting. The flexible bonus area provides extra space that can easily adapt to your needs as a home office, study, playroom, or comfortable second living area. The home has been thoughtfully updated with a 2019 roof, 2023 A/C, fresh interior paint, renovated bathrooms, newer appliances, and other improvements, allowing you to move in and enjoy the home without taking on a long list of immediate projects. Outside is where this property really shines. The oversized, vinyl-fenced backyard includes a spacious patio and an extended concrete area with electrical already available for a future hot tub. A separate pre-plumbed water and sewer connection provides additional possibilities for a future shed, workshop, or private hobby space. The double-gated entry and expanded concrete parking also provide plenty of room for a boat, trailer, recreational toys, or additional vehicles. Location is another major highlight. The property is located in Flood Zone X and offers the freedom of no HOA restrictions. Palm Harbor University High School, an A-rated school, is less than 1 mile away. Enjoy being approximately 4 miles from the award-winning Honeymoon Island State Park and beach, offering easy access to beautiful Gulf Coast scenery, sandy beaches, and outdoor recreation. Tampa International Airport is approximately 18 miles away, making travel and airport access convenient. If you’re looking for an updated Palm Harbor home with a spacious lot, generous parking, no HOA, flexible outdoor space, convenient access to an A-rated high school, beautiful beaches, and Tampa International Airport, this home offers an ideal combination of comfort, location, and Florida coastal living.

The essentials

Built
1963
Price / sqft
$310
On market
22 days
Annual tax
$4,400
Flood zone
X · Low risk
Lot
6,830 sqft
Type
Single Family Residence

At a glance

Single family
Built 1963
6,830 sqft lot
Lot size
1,404 sqft
Living area

Payment

Est. monthly payment
$2,853/mo
Down payment (20%)
$87,000
Property taxes
$367/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1963
Lot
6,830 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
22
Ceiling Fans(s)
Kitchen/Family Room Combo
Solid Wood Cabinets
Stone Counters
Private Mailbox
Private Yard
Sidewalk
Street Lights
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,400
Parcel #
01-28-15-65682-000-0340

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Harbor Ridge Add
County
Pinellas
MLS Area
34683 - Palm Harbor
Lot Size
6,830 sqft

Price history

Date
Event
Price
9/23/2026
Listed for sale
Source: Stellar MLS #W7889907
$435,000
$310/sqft

Neighborhood

504 Omaha St
Palm Harbor, FL, 34683 · 34683 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $435,000
$427,500 – $435,000
98.2% – 100% of listTops out right at the list price
80% of listList price
81 of the last 161 home closings in 34683 landed at this number or higher (50%). The median one sat 25 days before it went under contract, and this one is on day 22.

Sample: 161 closed home sales in 34683 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,853/mo
Principal & interest$2,269
Property taxes$367
Insurance$218
Down payment20% · $87,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$435,000

$310 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,404 sq ft

Time on market

22 days

Year built

1963

Monthly payment

About $2,853/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,400 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFUTURE HOME REALTYListing agent: Christine MorcosListing data from Stellar MLS, MLS# W7889907.

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