3189 Pine Forest CT, photo 1
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Overview

3 bd2 ba1,626 sqft2 car garageSingle Family
TypeSingle Family
HOA$431/yr
Built1986
Lot10,637 sqft
Living area1,626 sqft
Price / sqft$325
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSplit Bedroom

3189 Pine Forest CT is a 1986-built home in Hamlet At Bentley Park Ph I, Palm Harbor. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,626 square feet of living space. Listed at $529,000 (about $325/sqft), 5 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $431 annually.

From the listing

TOP RATED SCHOOLS! PRIVATE POOL! GREAT LOCATION! LOW HOA! Nestled near the end of a peaceful CUL-DE-SAC in a charming and established neighborhood, this beautifully designed three-bedroom, two-bathroom pool home offers an exceptional combination of style, functionality, and location. Boasting a beautiful pool/lanai, this property offers true indoor and outdoor living! As you step inside, you'll be greeted by an inviting open floor plan that seamlessly connects the living, dining, and kitchen areas with an abundance of natural light. The spacious primary suite connects to a beautiful master bath and a large walk-in closet. The additional bedrooms are generously sized, providing plenty of space for family or guests. The two-car garage offers additional storage areas. Step outside to your private paradise! The open concept makes the pool and lanai convenient for outdoor dining, recreation, or simply enjoying the outdoors. The sparkling pool invites you to relax and unwind while the lush landscaping offers abundant privacy. Situated in a highly desirable location with top-rated schools, this home offers not just a beautiful living space but also a wonderful community. With easy access to local amenities, parks, and shopping, you’ll have everything you need right at your fingertips. This home is move-in ready, allowing you to start enjoying your new lifestyle immediately. Don’t miss the opportunity to make this stunning property your own—schedule your private showing today!

The essentials

Built
1986
Price / sqft
$325
On market
5 days
Annual tax
$8,420
HOA
$431/yr
Flood zone
X · Low risk
Lot
10,637 sqft
Type
Single Family Residence

At a glance

Single family
Built 1986
Private pool
In Ground
2 car garage
10,637 sqft lot
Lot size
1,626 sqft
Living area

Payment

Est. monthly payment
$3,761/mo
Down payment (20%)
$105,800
Property taxes
$702/mo
HOA
$431/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1986
Lot
10,637 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
In Ground
Days on Market
5
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Lighting
Private Yard
Dishwasher
Microwave
Range
Refrigerator
Washer
Elementary
Highland Lakes Elementary-PN
Middle
Carwise Middle-PN
High
Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2026)
$8,420
Parcel #
32-27-16-35356-000-0270

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hamlet At Bentley Park Ph I
County
Pinellas
MLS Area
34684 - Palm Harbor
Lot Size
10,637 sqft
HOA
$431/yr
Ameri-Tech Community Management

Price history

Date
Event
Price
10/14/2026
Listed for sale
Source: Stellar MLS #TB8555279
$529,000
$325/sqft

Neighborhood

3189 Pine Forest CT
Palm Harbor, FL, 34684 · 34684 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $529,000
$520,000 – $529,000
98.4% – 100% of listTops out right at the list price
80% of listList price
75 of the last 148 home closings in 34684 landed at this number or higher (51%). The median one sat 20 days before it went under contract, and this one is on day 5.

Sample: 148 closed home sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,761/mo
Principal & interest$2,759
Property taxes$702
Insurance$265
HOA$36
Down payment20% · $105,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$529,000

$325 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,626 sq ft

Time on market

5 days

Year built

1986

Monthly payment

About $3,761/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,420 annual tax bill, insurance, and the $431/yr HOA fee.

HOA fee

$431/yr

Managed by Ameri-Tech Community Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byFLORIDA EXECUTIVE REALTYListing agent: Justin DobbsListing data from Stellar MLS, MLS# TB8555279.

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