1598 Virginia Ave, photo 1
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Overview

3 bd2 ba1,870 sqft2 car garageSingle Family
TypeSingle Family
HOA$300/yr
Built1987
Lot9,601 sqft
Living area1,870 sqft
Price / sqft$390
Garage2 car

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Open house

Saturday, Oct 10 · 1:00 PM to 3:00 PM

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanPrimary Bedroom Main FloorThermostatVaulted Ceiling(s)Walk-in Closet(s)Private Entrance

1598 Virginia Ave is a 1987-built home in Allens Ridge -, Palm Harbor. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,870 square feet of living space. Listed at $729,000 (about $390/sqft), 17 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $300 annually.

From the listing

Welcome to your Palm Harbor oasis, where everyday living feels a little more like a vacation! This beautifully maintained 3-bedroom, 2-bath home offers 1,870 sq ft of living space plus an approximately 350 sq ft enclosed Florida room that is not included in the listed square footage, giving you even more room to live, work and entertain. Step outside and you’ll find the true showstopper: a newly resurfaced heated saltwater pool and spa with a brand-new pool heater, all surrounded by a spacious screened lanai with full sliders overlooking the pool. Whether you’re hosting friends, enjoying a quiet morning coffee or cooling off after a day at the beach, this outdoor space is designed for Florida living. Low-maintenance landscaping makes it easy to enjoy without spending your weekends working in the yard. This home has been thoughtfully updated over the years, including a 2016 roof, 2018 fence, 2019 windows, 2019 AC, and 2025 pool deck and Florida Room windows. Additional recent improvements include a brand-new washer and dryer, new water heater, new water softener and a freshly painted exterior with paint specifically designed for Florida’s elements. The location is where this home really shines! Situated in a quiet, golf-cart-friendly neighborhood, you’re just moments from Palm Harbor’s restaurants, bars, shops and coffee shops. Hop on your golf cart and head to nearby Ozona for even more great restaurants, bars and a charming waterfront downtown. For those who love being on the water, three marinas and a boat ramp are less than a mile away, with the marinas also accessible by golf cart, making it easy to enjoy everything the Florida lifestyle has to offer. You’re also close to the Pinellas Trail and only about 3 miles from the Dunedin Causeway and Honeymoon Island for beach days, sunsets and everything in between. Several highly sought-after schools are nearby, including Elisa Nelson Elementary Center for Gifted Studies and Literacy Innovation and Palm Harbor University High School. Best of all, this home is located outside the flood zone with an elevation of over 60 feet, offering added peace of mind. With its thoughtful updates, flexible living space, resort-style outdoor living, golf-cart-friendly location and easy access to beaches, boating, dining and downtown amenities, this Palm Harbor gem is ready to be enjoyed!

The essentials

Built
1987
Price / sqft
$390
On market
17 days
Annual tax
$7,900
HOA
$300/yr
Flood zone
X · Low risk
Lot
9,601 sqft
Type
Single Family Residence

At a glance

Single family
Built 1987
Private pool
Heated
2 car garage
9,601 sqft lot
Lot size
1,870 sqft
Living area

Payment

Est. monthly payment
$4,850/mo
Down payment (20%)
$145,800
Property taxes
$658/mo
HOA
$300/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1987
Lot
9,601 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Pool
Heated, In Ground, Salt Water, Screen Enclosure
Days on Market
17
Ceiling Fans(s)
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Private Entrance
Private Mailbox
Private Yard
Rain Gutters
Sidewalk
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Range Hood
Refrigerator
Washer
Water Softener
Elementary
Ozona Elementary-PN
Middle
Palm Harbor Middle-PN
High
Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$7,900
Parcel #
01-28-15-00506-000-1380

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Allens Ridge -
County
Pinellas
MLS Area
34683 - Palm Harbor
Lot Size
9,601 sqft
HOA
$300/yr
Citadel

Price history

Date
Event
Price
9/23/2026
Listed for sale
Source: Stellar MLS #TB8550914
$729,000
$390/sqft

Neighborhood

1598 Virginia Ave
Palm Harbor, FL, 34683 · 34683 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $729,000
$715,000 – $729,000
98.4% – 100% of listTops out right at the list price
80% of listList price
78 of the last 155 home closings in 34683 landed at this number or higher (50%). The median one sat 26 days before it went under contract, and this one is on day 17.

Sample: 155 closed home sales in 34683 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,850/mo
Principal & interest$3,802
Property taxes$658
Insurance$365
HOA$25
Down payment20% · $145,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$729,000

$390 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,870 sq ft

Time on market

17 days

Year built

1987

Monthly payment

About $4,850/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,900 annual tax bill, insurance, and the $300/yr HOA fee.

HOA fee

$300/yr

Managed by Citadel.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS REALTY PORTFOLIO COLLECTIONListing agent: Danielle KorynListing data from Stellar MLS, MLS# TB8550914.

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