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Overview

4 bd3 ba2,600 sqft3 car garageSingle Family
TypeSingle Family
HOA$395/yr
Built1990
Lot18,962 sqft
Living area2,600 sqft
Price / sqft$338
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Central VaccumHigh CeilingsWalk-in Closet(s)LightingPrivate MailboxPrivate YardSidewalk

2899 Turtle Ter is a 1990-built home in Country Woods, Palm Harbor. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,600 square feet of living space. Listed at $879,900 (about $338/sqft), 97 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $395 annually.

From the listing

BEAUTIFUL DUNEDIN POOL HOME WITH EXCEPTIONAL SPACE, PRIVACY & VALUE! This impressive Country Woods residence offers 4 spacious bedrooms plus a dedicated study/home office, 3 full baths, a sparkling screened pool, expansive covered lanai, 3-car garage, and a generous .43-acre cul-de-sac homesite—an exceptional combination of space, privacy, and Florida living in one of Dunedin’s sought after communities. The spacious family room overlooks the pool and outdoor living area, creating an ideal setting for everyday living and entertaining. Formal living and dining rooms provide additional gathering spaces, while the well-appointed kitchen features an abundance of cabinetry and opens directly to the family room. Beautiful wood-look tile flooring flows throughout the home. Step outside to your own private Florida retreat, where the screened pool, expansive covered lanai, and child-safety fence create the perfect environment for relaxing, entertaining, and enjoying the Florida lifestyle year-round. The oversized .43-acre cul-de-sac homesite provides exceptional privacy and plenty of room to enjoy the outdoors. Ideally located just minutes from the Gulf beaches, Dunedin Causeway, Pinellas Trail, restaurants, shopping, and grocery stores, with both Tampa International Airport and St. Pete-Clearwater International Airport approximately 30 minutes away. Located in a NO FLOOD ZONE and NO EVACUATION ZONE.A rare opportunity to own a spacious Dunedin pool home offering 4 bedrooms plus a study, 3 full baths, 3-car garage, private screened pool, expansive covered lanai, and an exceptional .43-acre cul-de-sac homesite—all in a highly desirable Dunedin location.

The essentials

Built
1990
Price / sqft
$338
On market
97 days
Annual tax
$4,485
HOA
$395/yr
Flood zone
X · Low risk
Lot
18,962 sqft
Type
Single Family Residence

At a glance

Single family
Built 1990
Private pool
In Ground
3 car garage
0.44 acres
Lot size
2,600 sqft
Living area

Payment

Est. monthly payment
$5,436/mo
Down payment (20%)
$175,980
Property taxes
$374/mo
HOA
$395/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1990
Lot
18,962 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
In Ground
Days on Market
97
Ceiling Fans(s)
Central Vaccum
High Ceilings
Walk-in Closet(s)
Lighting
Private Mailbox
Private Yard
Sidewalk
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
San Jose Elementary-PN
Middle
Palm Harbor Middle-PN
High
Dunedin High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,485
Parcel #
14-28-15-18628-000-0400

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Country Woods
County
Pinellas
MLS Area
34683 - Palm Harbor
Lot Size
18,962 sqft
SidewalkPaved
HOA
$395/yr
Ameri-Tech - James Mateka

Price history

Date
Event
Price
7/9/2026
Listed for sale
Source: Stellar MLS #TB8517900
$879,900
$338/sqft

Neighborhood

2899 Turtle Ter
Palm Harbor, FL, 34683 · 34683 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $879,900
$865,000 – $879,900
98.4% – 100% of listTops out right at the list price
80% of listList price
80 of the last 159 home closings in 34683 landed at this number or higher (50%). The median one sat 25 days before it went under contract, and this one is on day 97.

Sample: 159 closed home sales in 34683 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$5,436/mo
Principal & interest$4,589
Property taxes$374
Insurance$440
HOA$33
Down payment20% · $175,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$879,900

$338 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,600 sq ft

Time on market

97 days

Year built

1990

Monthly payment

About $5,436/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,485 annual tax bill, insurance, and the $395/yr HOA fee.

HOA fee

$395/yr

Managed by Ameri-Tech - James Mateka.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered bySELECT PROPERTIES INCListing agent: Frank AcerraListing data from Stellar MLS, MLS# TB8517900.

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