2093 Swan Ln, photo 1
Active
1 / 55

Overview

4 bd3 ba3,144 sqft3 car garageSingle Family
TypeSingle Family
HOA$500/yr
Built1991
Lot13,543 sqft
Living area3,144 sqft
Price / sqft$291
Garage3 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)High CeilingsLiving Room/Dining Room ComboSolid Wood CabinetsSplit BedroomStone CountersWalk-in Closet(s)

2093 Swan Ln is a 1991-built home in Severs Landing Ph 2, Palm Harbor. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,144 square feet of living space. Listed at $914,900 (about $291/sqft), 79 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $500 annually.

From the listing

Welcome to this beautifully maintained custom pool home in the highly sought-after Sever's Landing community, where spacious living areas, quality finishes, and exceptional outdoor entertaining come together in one of Palm Harbor's most desirable neighborhoods. From the leaded glass double-door entry to the soaring ceilings and sparkling pool views beyond, every detail has been thoughtfully designed to create a home that is both elegant and inviting. The flowing floor plan offers the perfect balance of formal and casual living. A spacious living and dining room provides an ideal setting for entertaining, while the open-concept kitchen and family room create the heart of the home. Rich wood cabinetry, natural stone countertops, stainless steel appliances, a center island, decorative tile backsplash, breakfast bar, and a sunny breakfast nook make the kitchen as functional as it is beautiful. Just beyond, the family room is anchored by a cozy gas fireplace, creating a warm gathering space for family and friends. Designed for flexibility, the split-bedroom layout offers privacy for the primary suite while comfortably accommodating family and guests. The fourth bedroom is currently configured as an impressive custom dressing room with extensive built-in storage but can easily be converted back into a traditional bedroom if desired. A spacious bonus room with hardwood flooring, custom built-ins, a wet bar, and wine storage offers endless possibilities as a media room, game room, home office, or additional living space. The primary suite is a peaceful retreat with private access to the lanai and an updated ensuite bath featuring dual vanities, a soaking tub, separate walk-in shower, and a generous walk-in closet. Updated secondary bathrooms showcase stylish finishes that complement the home's timeless design. Step outside and enjoy Florida living at its best. The screened lanai features travertine pavers surrounding a heated Pebble Tec pool with an elevated spillover spa, while the outdoor kitchen creates the perfect setting for weekend barbecues, family gatherings, or relaxing evenings at home. Beyond the screened enclosure, the fenced backyard offers additional green space framed by mature landscaping for added privacy. Additional highlights include a three-car garage, hurricane shutters, an interior laundry room, and an exceptionally low HOA fee of just $42 per month. Ideally located within the highly regarded Palm Harbor University High School district and just minutes from Innisbrook Golf Resort, Honeymoon Island, Gulf beaches, parks, shopping, dining, and the Pinellas Trail, this home offers an exceptional combination of location, comfort, and lifestyle. Thoughtfully maintained and move-in ready, it's an outstanding opportunity to own a beautiful home in one of North Pinellas' most established and desirable communities.

Request documents

Free. Tap one and our team sends it over.

The essentials

Built
1991
Price / sqft
$291
On market
79 days
Annual tax
$5,630
HOA
$500/yr
Flood zone
X · Low risk
Lot
13,543 sqft
Type
Single Family Residence

At a glance

Single family
Built 1991
Private pool
Heated
3 car garage
Driveway
0.31 acres
Lot size
3,144 sqft
Living area

Payment

Est. monthly payment
$5,741/mo
Down payment (20%)
$182,980
Property taxes
$469/mo
HOA
$500/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1991
Lot
13,543 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Pool
Gunite, Heated, In Ground, Screen Enclosure
Days on Market
79
Built-in Features
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Solid Wood Cabinets
Split Bedroom
Stone Counters
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Outdoor Kitchen
Deed Restrictions
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Lake St George Elementary-PN
Middle
Palm Harbor Middle-PN
High
Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,630
Parcel #
12-28-15-80350-000-0760

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Severs Landing Ph 2
County
Pinellas
MLS Area
34683 - Palm Harbor
Lot Size
13,543 sqft
In CountySidewalkPaved
HOA
$500/yr
Whitney Summit

Price history

Date
Event
Price
9/18/2026
Price change
Source: Stellar MLS #TB8532562
$914,900-1.1%
$291/sqft
7/24/2026
Listed for sale
Source: Stellar MLS #TB8532562
$924,900
$294/sqft

Neighborhood

2093 Swan Ln
Palm Harbor, FL, 34683 · 34683 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $914,900
$900,000 – $914,900
98.4% – 100% of listTops out right at the list price
80% of listList price
78 of the last 155 home closings in 34683 landed at this number or higher (50%). The median one sat 26 days before it went under contract, and this one is on day 79 after a $10,000 cut.

Sample: 155 closed home sales in 34683 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,740/mo
Principal & interest$4,772
Property taxes$469
Insurance$457
HOA$42
Down payment20% · $182,980
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$914,900

$291 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,144 sq ft

Time on market

79 days

Year built

1991

Monthly payment

About $5,741/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,630 annual tax bill, insurance, and the $500/yr HOA fee.

HOA fee

$500/yr

Managed by Whitney Summit.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX REALTEC GROUP INCListing agent: Mark FazziniListing data from Stellar MLS, MLS# TB8532562.

Keep exploring Florida

Pick up where you left off, or see what else is out there.