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Overview

5 bd3 ba3,011 sqft2 car garageSingle Family
TypeSingle Family
HOA$209/qtr
Built2026
Lot4,800 sqft
Living area3,011 sqft
Price / sqft$145
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
TWO RIVERS
Type
Single Family Residence

True monthly carry

HOA
~$70/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

High CeilingsIN Wall Pest SystemOpen FloorplanStone CountersWalk-in Closet(s)ClubhouseParkPlayground

36613 Sagemoor Dr is a 2026-built home in Two Rivers, Zephyrhills. Inside you'll find 5 bedrooms, 3 bathrooms, and 3,011 square feet of living space. Listed at $435,990 (about $145/sqft), 94 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $209 quarterly.

From the listing

Under Construction. Valencia BELOW MARKET INTEREST RATES with use of Seller's Preferred Lender. Prepare to be impressed by the Valencia, a two-story home featuring 5 bedrooms, 3 bathrooms, and a 2-car garage. This floorplan is designed for modern living and effortless entertainment. Step through the elegant foyer into a vibrant main living area, complete with a private guest suite for ultimate comfort. The kitchen shines with sleek quartz countertops, stainless steel appliances, and luxurious vinyl plank flooring overlooking the dining area which flows beautifully to the covered lanai through sliding glass doors. Upstairs, you’ll find the secluded owner’s suite complete with a walk-in shower, dual vanity and spacious walk-in closet. Conveniently located by the additional bedrooms is the cleverly designed oversized laundry room. Another modern feature of the Valencia is the smart thermostat with voice control, making energy efficient living a breeze. Outside, enjoy the chic elevation and professionally curated landscaping that adds the perfect finishing touch to this exceptional home. Life at Two Rivers blends nature with vibrant community living. Residents enjoy access to The Nest amenity hub, featuring a resort-style pool, playground, and dog park, along with wooded landscapes, winding creeks, scenic ponds, and peaceful lakes throughout the community. Nearby shopping and dining at The Grove at Wesley Chapel is also just 10 minutes away. Images shown are for illustrative purposes only and may differ from actual home. Completion date subject to change. Contact or make an appointment for more details on interest rates.

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The essentials

Built
2026
Price / sqft
$145
On market
94 days
Annual tax
$79,647
HOA
$209/qtr
Flood zone
X · Low risk
Lot
4,800 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
4,800 sqft lot
Lot size
3,011 sqft
Living area

Payment

Est. monthly payment
$9,199/mo
Down payment (20%)
$87,198
Property taxes
$6,637/mo
HOA
$209/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
4,800 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
94
High Ceilings
IN Wall Pest System
Open Floorplan
Stone Counters
Walk-in Closet(s)
Clubhouse
Park
Playground
Pool
Dishwasher
Disposal
Microwave
Range
Elementary
Chester W Taylor Elemen-PO
Middle
Raymond B Stewart Middle-PO
High
Zephryhills High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2024)
$79,647
Parcel #
28-26-21-0040-03600-0490

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Two Rivers
County
Pasco
MLS Area
33541 - Zephyrhills
Lot Size
4,800 sqft
HOA
$209/qtr
Jayna Cooper

Price history

Date
Event
Price
10/5/2026
Price change
Source: Stellar MLS #TB8528181
$435,990-2.0%
$145/sqft
-
Price change
Source: Stellar MLS #TB8528181
$444,990-6.0%
$148/sqft
7/10/2026
Listed for sale
Source: Stellar MLS #TB8528181
$473,440-95.8%
$157/sqft
11/9/2023
Sold
Source: Pasco County Public Record
$11,378,200
$3,779/sqft

Neighborhood

36613 Sagemoor Dr
Zephyrhills, FL, 33541 · 33541 - Zephyrhills

Market insights

Offer Insights

Choose an offer strength

List price: $435,990
$435,000 – $435,990
99.5% – 100% of listTops out right at the list price
80% of listList price
203 of the last 354 home closings in 33541 landed at this number or higher (57%). The median one sat 47 days before it went under contract, and this one is on day 94 after a $37,450 cut.

Sample: 354 closed home sales in 33541 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$9,199/mo
Principal & interest$2,274
Property taxes$6,637
Insurance$218
HOA$70
Down payment20% · $87,198
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$435,990

$145 per sq ft

Beds and baths

5 beds, 3 baths

Size

3,011 sq ft

Time on market

94 days

Year built

2026

Monthly payment

About $9,199/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $79,647 annual tax bill, insurance, and the $209/qtr HOA fee.

HOA fee

$209/qtr

Managed by Jayna Cooper.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCASA FRESCA REALTYListing agent: Michael HumanListing data from Stellar MLS, MLS# TB8528181.

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