4455 38th Ter N #B16, photo 1
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Overview

2 bd1 ba906 sqftCondominium
TypeCondominium
Condo dues$321/mo
Built1967
Living area906 sqft
Price / sqft$160

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Living Room/Dining Room ComboSidewalkPoolElectric Water HeaterMicrowaveRangeRefrigerator

4455 38th Ter N #B16 is a 1967-built home in Golden Gate Condo, St Petersburg. Inside you'll find 2 bedrooms, 1 bathrooms, and 906 square feet of living space. Listed at $145,000 (about $160/sqft), 90 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $321 monthly.

From the listing

Welcome home to this beautifully updated 2-bedroom, 1-bath condominium in the desirable Golden Gate community of St. Petersburg. This move-in ready residence features tasteful updates throughout, creating a bright and inviting space that's perfect for year-round living, a seasonal retreat, or an investment as you can rent it out immediately upon ownership. Golden Gate offers residents a low-maintenance lifestyle with community amenities that include a sparkling swimming pool, clubhouse, shuffleboard courts, beautifully maintained grounds, and plenty of guest parking. Enjoy the convenience of being just minutes from shopping, restaurants, grocery stores, medical facilities, and public transportation. You're also a short drive from vibrant Downtown St. Petersburg, award-winning Gulf beaches, Tampa International Airport, and numerous parks, golf courses, and entertainment venues, making it easy to experience the very best of Florida living.

The essentials

Built
1967
Price / sqft
$160
On market
90 days
Annual tax
$1,927
Condo dues
$321/mo
Flood zone
X · Low risk
Type
Condominium

At a glance

Condo
Built 1967
Community pool
Shared amenity
Assigned parking
906 sqft
Living area

Payment

Est. monthly payment
$1,310/mo
Down payment (20%)
$29,000
Property taxes
$161/mo
Condo dues
$321/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1967
Lot
-
Cooling
Central Air
Heating
Central
Parking
Assigned, Guest
Days on Market
90
Living Room/Dining Room Combo
Sidewalk
Pool
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Westgate Elementary-PN
Middle
Tyrone Middle-PN
High
St. Petersburg High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$1,927
Parcel #
03-31-16-31480-002-0160

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Golden Gate Condo
County
Pinellas
MLS Area
33714 - St Pete
Condo dues
$321/mo
Golden Gate Condo Association

Price history

Date
Event
Price
9/30/2026
Price change
Source: Stellar MLS #TB8528225
$145,000-3.3%
$160/sqft
7/14/2026
Listed for sale
Source: Stellar MLS #TB8528225
$150,000
$166/sqft

Neighborhood

4455 38th Ter N #B16
St Petersburg, FL, 33714 · 33714 - St Pete

Market insights

Offer Insights

Choose an offer strength

List price: $145,000
$142,000 – $145,000
98.1% – 100% of listTops out right at the list price
80% of listList price
79 of the last 156 condo closings in St Petersburg landed at this number or higher (51%). The median one sat 31 days before it went under contract, and this one is on day 90 after a $5,000 cut.

Sample: 156 closed condo sales in St Petersburg over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,310/mo
Principal & interest$756
Property taxes$161
Insurance$73
HOA$321
Down payment20% · $29,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$145,000

$160 per sq ft

Beds and baths

2 beds, 1 baths

Size

906 sq ft

Time on market

90 days

Year built

1967

Monthly payment

About $1,310/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,927 annual tax bill, insurance, and $321/mo in condo dues.

Condo dues

$321/mo

Managed by Golden Gate Condo Association.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLIPPLY REAL ESTATEListing agent: Len LipplyListing data from Stellar MLS, MLS# TB8528225.

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