4575 Cove Cir #101, photo 1
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Overview

2 bd2 ba1,050 sqftCondominium
TypeCondominium
Condo dues$821/mo
Built1973
Lot0.01 ac
Living area1,050 sqft
Price / sqft$186

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorHurricane ShuttersPrivate EntrancePrivate MailboxAssociation Recreation - Owned

4575 Cove Cir #101 is a 1973-built home in Heritage House The Condo, St Petersburg. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,050 square feet of living space. Listed at $195,000 (about $186/sqft), 96 days on market. Flood zone AE - confirm flood insurance requirements with your lender. Condo dues run $821 monthly.

From the listing

Welcome to the Florida lifestyle you've been dreaming of! This beautifully renovated ground-floor corner unit in the gated 55+ waterfront community of Sea Towers offers 2 spacious bedrooms, 2 stunning bathrooms, and everything brand new, making it completely move-in ready. The bright, open floor plan features a gorgeous new kitchen, luxury finishes, and designer touches throughout. The private primary suite includes a beautifully updated en-suite bath, while the second bedroom and full bath provide the perfect space for guests or a home office. Enjoy resort-style living with two heated pools, a fitness center, tennis courts, fishing piers, walking paths, an active clubhouse, and 24-hour guard-gated security. Just minutes from Madeira Beach, shopping, dining, and the Gulf beaches, this is your opportunity to enjoy carefree waterfront living at its finest.

The essentials

Built
1973
Price / sqft
$186
On market
96 days
Annual tax
$1,435
Condo dues
$821/mo
Flood zone
AE
Lot
0.01 ac
Type
Condominium

At a glance

High-rise condo
12 stories · 1973
Water views
Water
Community pool
Fitness center too
1,050 sqft
Living area

Payment

Est. monthly payment
$2,055/mo
Down payment (20%)
$39,000
Property taxes
$120/mo
Condo dues
$821/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1973
Lot
0.01 ac
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
96
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Hurricane Shutters
Private Entrance
Private Mailbox
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - Guard
Pool
Sidewalks
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$1,435
Parcel #
03-31-15-38255-000-0101

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Heritage House The Condo
County
Pinellas
MLS Area
33708 - St Pete/Madeira Bch/N Redington Bch/Shores
Lot Size
0.01 ac
Condo dues
$821/mo
Heritage House at Sea Towers- Laurie Lorenz

Price history

Date
Event
Price
7/10/2026
Listed for sale
Source: Stellar MLS #TB8528026
$195,000
$186/sqft

Neighborhood

4575 Cove Cir #101
St Petersburg, FL, 33708 · 33708 - St Pete/Madeira Bch/N Redington Bch/Shores

Market insights

Offer Insights

Choose an offer strength

List price: $195,000
$187,500 – $195,000
96.5% – 100% of listTops out right at the list price
80% of listList price
57 of the last 112 condo closings in 33708 landed at this number or higher (51%). The median one sat 73 days before it went under contract, and this one is on day 96.

Sample: 112 closed condo sales in 33708 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,055/mo
Principal & interest$1,017
Property taxes$120
Insurance$98
HOA$821
Down payment20% · $39,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$195,000

$186 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,050 sq ft

Time on market

96 days

Year built

1973

Monthly payment

About $2,055/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,435 annual tax bill, insurance, and $821/mo in condo dues.

Condo dues

$821/mo

Managed by Heritage House at Sea Towers- Laurie Lorenz.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS TAMPA PROPERTIESListing agent: Gloria SteeleListing data from Stellar MLS, MLS# TB8528026.

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