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Overview

2 bd1 ba864 sqftSingle Family
TypeSingle Family
HOANone listed
Built1989
Lot9,967 sqft
Living area864 sqft
Price / sqft$497

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About this home

Ceiling Fans(s)Eat-in KitchenPrimarybedroom UpstairsSplit BedroomThermostatBalconyLightingPrivate Mailbox

707 George St S is a 1989-built home in Uninc, Tarpon Springs. Inside you'll find 2 bedrooms, 1 bathrooms, and 864 square feet of living space. Listed at $429,000 (about $497/sqft), 90 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Virtually Staged. Virtually Staged Experience the best of Florida waterfront living in this charming elevated home with direct canal access to Lake Tarpon, the largest freshwater lake in Pinellas County. Located on a peaceful canal, this property offers the perfect combination of privacy, recreation, and convenience. Featuring 2 bedrooms, 1 bathroom, and 864 square feet of thoughtfully designed living space, the home is filled with natural light and beautiful water views. Whether you are enjoying your morning coffee on the deck or returning from a day on the water, this home delivers the waterfront lifestyle so many buyers are searching for. The canal provides quick boat access to Lake Tarpon, where you will enjoy approximately 2,500 acres of boating, fishing, skiing, tubing, wakeboarding, kayaking, and paddleboarding. Unlike many lakes that restrict boats to electric motors, Lake Tarpon has no horsepower restrictions, making it a true destination for boating enthusiasts. Just a short boat ride across the lake is the popular Tarpon Turtle, one of the area's favorite waterfront restaurants, where you can dock your boat and enjoy lunch or dinner on the water. A unique feature of this property is access to a private neighborhood boat ramp, conveniently located just across the street and shared by only a small number of neighboring property owners. Launch your boat with ease and be on Lake Tarpon in just minutes. Constructed with elevated living space and topped with a durable metal roof, the home offers peace of mind and low-maintenance ownership. The property is located on Lake Tarpon's flood-controlled system, which is regulated by the dam at the south end of the lake. According to the owner, the home has never experienced flood damage. The seller also reports that flood insurance has been very affordable. Buyers are encouraged to verify flood insurance requirements and premiums with their insurance provider. The seller also has an Elevation Certificate indicating the slab elevation exceeds the minimum required elevation. This may provide future flexibility for the lower level, subject to current building codes, permitting requirements, and local regulations. Buyers should independently verify any intended improvements with the appropriate authorities. Situated on a spacious lot with plenty of room to enjoy the outdoors, you'll appreciate the peaceful setting while remaining just minutes from historic downtown Tarpon Springs, the world-famous Sponge Docks, local restaurants, shopping, golf courses, beaches, and parks. Whether you're searching for a full-time residence, seasonal getaway, vacation home, or investment opportunity, this property offers an affordable chance to own a slice of Old Florida waterfront paradise with direct access to one of Tampa Bay's premier recreational lakes. Schedule your private showing today and discover why Lake Tarpon waterfront living is one of the most desirable lifestyles in the Tampa Bay area.

The essentials

Built
1989
Price / sqft
$497
On market
90 days
Annual tax
$1,758
Flood zone
AE
Lot
9,967 sqft
Type
Single Family Residence

At a glance

Single family
Built 1989
Waterfront
Lake Front
9,967 sqft lot
Lot size
864 sqft
Living area

Payment

Est. monthly payment
$2,598/mo
Down payment (20%)
$85,800
Property taxes
$146/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1989
Lot
9,967 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Lake Front
Days on Market
90
Ceiling Fans(s)
Eat-in Kitchen
Primarybedroom Upstairs
Split Bedroom
Thermostat
Balcony
Lighting
Private Mailbox
Storage
Built-in Oven
Dryer
Exhaust Fan
Microwave
Refrigerator
Washer
Water Softener
Elementary
Brooker Creek Elementary-PN
Middle
Tarpon Springs Middle-PN
High
East Lake High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$1,758
Parcel #
16-27-16-00000-320-0400

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Uninc
County
Pinellas
MLS Area
34688 - Tarpon Springs
Lot Size
9,967 sqft

Price history

Date
Event
Price
9/18/2026
Price change
Source: Stellar MLS #TB8528714
$429,000-2.3%
$497/sqft
-
Price change
Source: Stellar MLS #TB8528714
$439,000-2.2%
$508/sqft
7/17/2026
Listed for sale
Source: Stellar MLS #TB8528714
$449,000
$520/sqft

Neighborhood

707 George St S
Tarpon Springs, FL, 34688 · 34688 - Tarpon Springs

Market insights

Offer Insights

Choose an offer strength

List price: $429,000
$422,500 – $429,000
98.2% – 100% of listTops out right at the list price
80% of listList price
23 of the last 45 home closings in 34688 landed at this number or higher (51%). The median one sat 52 days before it went under contract, and this one is on day 90 after a $20,000 cut.

Sample: 45 closed home sales in 34688 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,598/mo
Principal & interest$2,237
Property taxes$146
Insurance$215
Down payment20% · $85,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$429,000

$497 per sq ft

Beds and baths

2 beds, 1 baths

Size

864 sq ft

Time on market

90 days

Year built

1989

Monthly payment

About $2,598/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,758 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byFUTURE HOME REALTY INCListing agent: Troy HunterListing data from Stellar MLS, MLS# TB8528714.

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