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About this home
842 Callista Cay Loop is a 2009-built home in Callista Cay, Tarpon Springs. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,304 square feet of living space. Listed at $549,900 (about $239/sqft), 339 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $450 monthly.
Welcome to Callista Cay, a gated waterfront community in the heart of Tarpon Springs offering an exceptional opportunity with an assumable loan at a low 2.79% interest rate for qualified buyers as well as a transferable flood insurance policy. This beautifully maintained townhome showcases one of only two homes in the community with the largest square footage with a thoughtful three-level design. The main level features water-resistant luxury laminate flooring, granite countertops, black stainless-steel appliances, and a natural gas stove, with a convenient half bath just off the kitchen. Upstairs, the split-bedroom plan includes a spacious primary suite with two walk-in closets and a private bath. All bedrooms include ceiling fans and closet organizer systems. Enjoy peaceful water views from two outdoor spaces — a covered rear patio on the first floor, large enough for a spa, and a wood-deck balcony on the main level. The two-car garage offers additional workshop space and under-stairs storage. Recent updates include a 2025 roof with 50-year shingles and 2024 exterior paint. The home also features, a tankless gas water heater, and a security system with cameras that convey. A deeded boat slip with lift, complete with electric and water hookup, is included. Callista Cay offers a secure gated setting with a community pool and direct canal access. Conveniently located just minutes from the world-famous Sponge Docks, this home provides easy access to Fred Howard Park, Sunset Beach, and the Pinellas Trail. Enjoy nearby waterfront dining, boutique shopping, and lively local events in historic downtown Tarpon Springs.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$549,900
$239 per sq ft
Beds and baths
3 beds, 3 baths
Size
2,304 sq ft
Time on market
339 days
Year built
2009
Monthly payment
About $3,963/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,444 annual tax bill, insurance, and the $450/mo HOA fee.
HOA fee
$450/mo
Managed by Tri Morocco.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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