842 Callista Cay Loop, photo 1
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Overview

3 bd3 ba2,304 sqft2 car garageTownhouse
TypeTownhouse
HOA$450/mo
Built2009
Lot2,862 sqft
Living area2,304 sqft
Price / sqft$239
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingHigh CeilingsOpen FloorplanSolid Surface CountersSolid Wood CabinetsSplit BedroomStone Counters

842 Callista Cay Loop is a 2009-built home in Callista Cay, Tarpon Springs. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,304 square feet of living space. Listed at $549,900 (about $239/sqft), 339 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $450 monthly.

From the listing

Welcome to Callista Cay, a gated waterfront community in the heart of Tarpon Springs offering an exceptional opportunity with an assumable loan at a low 2.79% interest rate for qualified buyers as well as a transferable flood insurance policy. This beautifully maintained townhome showcases one of only two homes in the community with the largest square footage with a thoughtful three-level design. The main level features water-resistant luxury laminate flooring, granite countertops, black stainless-steel appliances, and a natural gas stove, with a convenient half bath just off the kitchen. Upstairs, the split-bedroom plan includes a spacious primary suite with two walk-in closets and a private bath. All bedrooms include ceiling fans and closet organizer systems. Enjoy peaceful water views from two outdoor spaces — a covered rear patio on the first floor, large enough for a spa, and a wood-deck balcony on the main level. The two-car garage offers additional workshop space and under-stairs storage. Recent updates include a 2025 roof with 50-year shingles and 2024 exterior paint. The home also features, a tankless gas water heater, and a security system with cameras that convey. A deeded boat slip with lift, complete with electric and water hookup, is included. Callista Cay offers a secure gated setting with a community pool and direct canal access. Conveniently located just minutes from the world-famous Sponge Docks, this home provides easy access to Fred Howard Park, Sunset Beach, and the Pinellas Trail. Enjoy nearby waterfront dining, boutique shopping, and lively local events in historic downtown Tarpon Springs.

The essentials

Built
2009
Price / sqft
$239
On market
339 days
Annual tax
$4,444
HOA
$450/mo
Flood zone
AE
Lot
2,862 sqft
Type
Townhouse

At a glance

Townhouse
3 stories · 2009
Waterfront
Canal - Brackish
Community pool
Shared amenity
2 car garage
Driveway
2,862 sqft lot
Lot size

Payment

Est. monthly payment
$3,963/mo
Down payment (20%)
$109,980
Property taxes
$370/mo
HOA
$450/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2009
Lot
2,862 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Golf Cart Parking, Ground Level, Tandem
Waterfront
Canal - Brackish, Intracoastal Waterway
Days on Market
339
Ceiling Fans(s)
Crown Molding
High Ceilings
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Walk-in Closet(s)
Balcony
Sidewalk
Association Recreation - Owned
Clubhouse
Community Mailbox
Deed Restrictions
Gated Community - No Guard
Golf Carts OK
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Range
Refrigerator
Tankless Water Heater
Washer
Water Filtration System
Water Softener
Elementary
Tarpon Springs Elementary-PN
Middle
Tarpon Springs Middle-PN
High
Tarpon Springs High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2024)
$4,444
Parcel #
13-27-15-12988-000-0220

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Callista Cay
County
Pinellas
MLS Area
34689 - Tarpon Springs
Lot Size
2,862 sqft
FloodZoneSidewalkPaved
HOA
$450/mo
Tri Morocco

Price history

Date
Event
Price
9/28/2026
Price change
Source: Stellar MLS #TB8446984
$549,900-1.8%
$239/sqft
-
Price change
Source: Stellar MLS #TB8446984
$560,000-10.4%
$243/sqft
11/6/2025
Listed for sale
Source: Stellar MLS #TB8446984
$625,000
$271/sqft

Neighborhood

842 Callista Cay Loop
Tarpon Springs, FL, 34689 · 34689 - Tarpon Springs

Market insights

Offer Insights

Choose an offer strength

List price: $549,900
$535,000 – $549,900
97.7% – 100% of listTops out right at the list price
80% of listList price
19 of the last 36 townhouse or villa closings in 34689 landed at this number or higher (53%). The median one sat 58 days before it went under contract, and this one is on day 339 after a $75,100 cut.

Sample: 36 closed townhouse or villa sales in 34689 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,963/mo
Principal & interest$2,868
Property taxes$370
Insurance$275
HOA$450
Down payment20% · $109,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$549,900

$239 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,304 sq ft

Time on market

339 days

Year built

2009

Monthly payment

About $3,963/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,444 annual tax bill, insurance, and the $450/mo HOA fee.

HOA fee

$450/mo

Managed by Tri Morocco.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX CHAMPIONSListing agent: Rachel MayhewListing data from Stellar MLS, MLS# TB8446984.

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