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Active
4
beds
2
baths
1,607
sqft
2
garage
Listed by MERITAGE HOMES OF FL REALTY· Last updated · MLS# TB8529398
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- COASTERRA
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$49/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
Living Room/Dining Room ComboOpen FloorplanSplit BedroomThermostatWalk-in Closet(s)SidewalkSliding DoorsPlayground
13403 Shellmore Ave is a 2026-built home in Coasterra, Palmetto. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,607 square feet of living space. Listed at $368,640 (about $229/sqft), 9 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $49 monthly.
From the listing
Under Construction. Brand new, energy-efficient home available by Jul 2026! The Acadia makes entertaining easy with an open kitchen, dining area, and great room. The primary suite is tucked in the rear of the home offering plenty of privacy and features a spacious walk-in closet and shower. Coasterra Premier Series offers new single-family homes in Palmetto, FL, with a variety of single-story and two-story floorplans. Residents can enjoy the ideal Florida lifestyle with the community’s resort-style pool and cabana. With close proximity to I-75, this community offers easy access to St. Pete, Bradenton, Sarasota and beautiful Gulf Coast beaches. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.
The essentials
Built
2026
Price / sqft
$229
On market
36 days
Annual tax
$1
HOA
$49/mo
Flood zone
X · Low risk
Lot
4,800 sqft
Type
Single Family Residence
Location
Type
Single Family Residence
Year Built
2026
Lot
4,800 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
36
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Thermostat
Walk-in Closet(s)
Sidewalk
Sliding Doors
Playground
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Elementary
James Tillman Elementary
Middle
Buffalo Creek Middle
High
Palmetto High
Districts can re-zone, so verify directly with the district before relying on these.
In a CDD (Community Development District)Flood Zone X
Annual Tax (2026)
$1
Parcel #
589608659
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Coasterra
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
4,800 sqft
HOA
$49/mo
Cove at Coasterra HOA
Date
Event
Price
7/20/2026
Listed for sale
Source: Stellar MLS #TB8529398
$368,640
$229/sqft
Enter a home price - see your real monthly payment.
Loan Details
$100K$2M
Your Results
Total Monthly Payment
$2,272
Principal, interest, tax, insurance, HOA
- P&I$1,923
- Tax$0
- Insurance$300
- HOA$49
Loan Amount
$294,912
Down Payment %
20.0%
First Year Summary
Principal
$3,113
Interest
$19,958
Balance
$291,799
Total Interest
$397,226
Total Cost
$692,138
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