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Overview

4 bd4 ba2,848 sqft2 car garageHalf Duplex
TypeHalf Duplex
HOA$2,821/qtr
Built2004
Lot2,113 sqft
Living area2,848 sqft
Price / sqft$169
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenElevatorHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen Floorplan

1308 3rd Street Cir E is a 2004-built home in Hammocks At Riviera Dunes, Palmetto. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,848 square feet of living space. Listed at $480,000 (about $169/sqft), 73 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $2,821 quarterly.

From the listing

Welcome to 1308 3rd Street Circle East, where luxury, convenience, and the Florida waterfront lifestyle come together in the highly sought-after gated community of The Hammocks at Riviera Dunes. This beautifully maintained four-bedroom, four-bathroom townhome offers nearly 2,850 square feet of thoughtfully designed living space across three spacious levels, all connected by a private elevator for effortless access throughout the home. The first floor offers exceptional flexibility with a private guest suite featuring its own entrance and full bath—ideal for visiting family, multigenerational living, or a quiet home office. Designed for both entertaining and everyday living, the second level features a bright, open-concept layout where the kitchen serves as the heart of the home. Anchored by a large center island, the space is filled with natural light and flows seamlessly into the dining and living areas, creating an inviting atmosphere for gathering with family and friends. A versatile bonus room on this level provides endless possibilities as a home office, media room, playroom, or additional living space. Step outside onto the covered balcony and enjoy peaceful pond views surrounded by lush tropical landscaping—the perfect place to sip your morning coffee or unwind at the end of the day. The third floor is dedicated to comfort and privacy. The spacious primary suite offers its own private balcony, an oversized walk-in closet, and a spa-inspired bath featuring dual vanities, a soaking tub, and a walk-in shower. An bedroom and a conveniently located laundry room complete the upper level. Additional highlights include an oversized two-car garage, and maintenance-free living with exterior maintenance covered by the HOA. Beyond your front door, residents enjoy an exceptional amenity package including two resort-style pools, a clubhouse, fitness center, tennis courts, scenic walking paths, and access to the private Riviera Dunes Marina, providing boating access to the Manatee River, Tampa Bay, and the Gulf of Mexico. Whether you're searching for a full-time residence or a lock-and-leave Florida retreat, this exceptional home offers the perfect blend of space, comfort, and resort-style living—all just minutes from downtown Bradenton, downtown Sarasota, St. Petersburg, Anna Maria Island, and the beautiful Gulf beaches. Experience maintenance-free living in one of Palmetto's premier gated waterfront communities. Schedule your private showing today.

The essentials

Built
2004
Price / sqft
$169
On market
73 days
Annual tax
$8,447
HOA
$2,821/qtr
Flood zone
X500 · Low risk
Lot
2,113 sqft
Type
Half Duplex

At a glance

Multi-family
3 stories · 2004
Community pool
Fitness center too
2 car garage
Driveway
2,113 sqft lot
Lot size
2,848 sqft
Living area

Payment

Est. monthly payment
$4,387/mo
Down payment (20%)
$96,000
Property taxes
$704/mo
HOA
$2,821/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Half Duplex
Year Built
2004
Lot
2,113 sqft
Cooling
Central Air
Heating
Central, Natural Gas
Parking
Driveway, Garage Door Opener
Days on Market
73
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
Elevator
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Balcony
Lighting
Private Mailbox
Sidewalk
Sliding Doors
Clubhouse
Fitness Center
Gated Community - No Guard
Pool
Sidewalks
Tennis Court(s)
Street Lights
Convection Oven
Dishwasher
Disposal
Dryer
Gas Water Heater
Range
Refrigerator
Washer
Elementary
James Tillman Elementary
Middle
Lincoln Middle
High
Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X500
Annual Tax (2025)
$8,447
Parcel #
2581620659

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hammocks At Riviera Dunes
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
2,113 sqft
In CountyLandscapedSidewalkPaved
HOA
$2,821/qtr
C & S Community Management

Price history

Date
Event
Price
7/30/2026
Listed for sale
Source: Stellar MLS #A4701497
$480,000
$169/sqft

Neighborhood

1308 3rd Street Cir E
Palmetto, FL, 34221 · 34221 - Palmetto/Rubonia

Market insights

Offer Insights

Choose an offer strength

List price: $480,000
$475,000 – $480,000
98.8% – 100% of listTops out right at the list price
80% of listList price
223 of the last 445 home closings in 34221 landed at this number or higher (50%). The median one sat 46 days before it went under contract, and this one is on day 73.

Sample: 445 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,388/mo
Principal & interest$2,503
Property taxes$704
Insurance$240
HOA$940
Down payment20% · $96,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$480,000

$169 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,848 sq ft

Time on market

73 days

Year built

2004

Monthly payment

About $4,387/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,447 annual tax bill, insurance, and the $2,821/qtr HOA fee.

HOA fee

$2,821/qtr

Managed by C & S Community Management.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byCOLDWELL BANKER REALTYListing agent: Daria FairchildListing data from Stellar MLS, MLS# A4701497.

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