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Overview

4 bd3 ba2,830 sqft2 car garageSingle Family
TypeSingle Family
HOA$49.25/mo
Built2026
Lot6,000 sqft
Living area2,830 sqft
Price / sqft$169
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
COASTERRA
Type
Single Family Residence

True monthly carry

HOA
~$49/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Open FloorplanSolid Surface CountersSplit BedroomWalk-in Closet(s)SidewalkSliding DoorsPlaygroundPool

13213 Shellmore Ave is a 2026-built home in Coasterra, Palmetto. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,830 square feet of living space. Listed at $477,160 (about $169/sqft), 148 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $49.25 monthly.

From the listing

Brand new, energy-efficient home available NOW! The San Marino features 5 bedrooms, 3.5 baths, and a 2-car garage. Enjoy an open kitchen with a large island, a first-floor primary suite, a private study and covered lanai for outdoor living. Upstairs, relax and entertain in a spacious game room. Coasterra Reserve Series features new single-family homes in Palmetto, FL with a variety of floorplans, both single-story and two-story. Residents can enjoy the ideal Florida lifestyle with the community’s resort-style pool and cabana. With close proximity to I-75, this community provides easy access to St. Pete, Bradenton, Sarasota and beautiful Gulf Coast beaches. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

The essentials

Built
2026
Price / sqft
$169
On market
148 days
Annual tax
$1
HOA
$49.25/mo
Flood zone
X · Low risk
Lot
6,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
Driveway
6,000 sqft lot
Lot size
2,830 sqft
Living area

Payment

Est. monthly payment
$2,777/mo
Down payment (20%)
$95,432
Property taxes
$0/mo
HOA
$49.25/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,000 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
148
Open Floorplan
Solid Surface Counters
Split Bedroom
Walk-in Closet(s)
Sidewalk
Sliding Doors
Playground
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Elementary
James Tillman Elementary
Middle
Buffalo Creek Middle
High
Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2026)
$1
Parcel #
589602009

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Coasterra
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
6,000 sqft
HOA
$49.25/mo
Cove at Coasterra

Price history

Date
Event
Price
7/6/2026
Price change
Source: Stellar MLS #TB8505608
$477,160-1.0%
$169/sqft
5/15/2026
Listed for sale
Source: Stellar MLS #TB8505608
$482,160
$170/sqft

Neighborhood

13213 Shellmore Ave
Palmetto, FL, 34221 · 34221 - Palmetto/Rubonia

Market insights

Offer Insights

Choose an offer strength

List price: $477,160
$472,500 – $477,160
98.8% – 100% of listTops out right at the list price
80% of listList price
223 of the last 445 home closings in 34221 landed at this number or higher (50%). The median one sat 46 days before it went under contract, and this one is on day 148 after a $5,000 cut.

Sample: 445 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,776/mo
Principal & interest$2,489
Property taxes$0
Insurance$239
HOA$49
Down payment20% · $95,432
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$477,160

$169 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,830 sq ft

Time on market

148 days

Year built

2026

Monthly payment

About $2,777/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1 annual tax bill, insurance, and the $49.25/mo HOA fee.

HOA fee

$49.25/mo

Managed by Cove at Coasterra.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMERITAGE HOMES OF FL REALTYListing agent: Bryan SumnerListing data from Stellar MLS, MLS# TB8505608.

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