3112 NW 21st St, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot12,197 sqft

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About this home

3112 NW 21st St is a home in Minor Sub, Gainesville. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

A rare Gainesville find! This spacious 0.28-acre buildable lot sits in one of the city's most in-demand areas, offering an ideal canvas for your custom dream home or a smart residential investment. Nestled in the established Misty Oaks / Ridgeview community, the property delivers high privacy and room to grow while keeping you just minutes from the University of Florida campus and the UF School of Medicine.The land is situated outside of any flood zones and is zoned R-1, making your building logistics highly straightforward. Enjoy exceptional day-to-day convenience with easy access to major UF facilities, local shopping, dining, and top-tier local schools—including Glen Springs Elementary, Westwood Middle, and Gainesville High. Don't miss this incredible location supporting strong, long-term property value!

The essentials

On market
90 days
Annual tax
$2,560
Flood zone
X · Low risk
Lot
12,197 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$818/mo
Down payment (20%)
$21,180
Property taxes
$213/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
12,197 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
90
Flood Zone X
Annual Tax (2025)
$2,560
Parcel #
08995-010-002

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Minor Sub
County
Alachua
MLS Area
32605 - Gainesville
Lot Size
12,197 sqft

Price history

Date
Event
Price
7/19/2026
Listed for sale
Source: Stellar MLS #TB8530645
$105,900

Neighborhood

3112 NW 21st St
Gainesville, FL, 32605 · 32605 - Gainesville

Calculator

Est. monthly payment
$819/mo
Principal & interest$552
Property taxes$213
Insurance$53
Down payment20% · $21,180
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$105,900

Time on market

90 days

Monthly payment

About $818/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,560 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byCHARLES RUTENBERG REALTY INCListing agent: Eric BoscoListing data from Stellar MLS, MLS# TB8530645.

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