3430 NW 21st Dr #D-2, photo 1
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Overview

2 bd2 ba962 sqftCondominium
TypeCondominium
Condo dues$377/mo
Built1981
Living area962 sqft
Price / sqft$145

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboPrimary Bedroom Main FloorThermostatWindow TreatmentsSidewalkSliding DoorsStorage

3430 NW 21st Dr #D-2 is a 1981-built home in Palmetto Villas, Gainesville. Inside you'll find 2 bedrooms, 2 bathrooms, and 962 square feet of living space. Listed at $139,900 (about $145/sqft), 258 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $377 monthly.

From the listing

Beautifully updated 2-bedroom, 2-bath condo located in the highly sought-after Palmetto Villas community, where units are rarely available. This spacious unit features ceramic tile flooring in the main living areas and bathrooms, brand new luxury vinyl plank flooring in both bedrooms, and no carpet throughout for easy maintenance. The interior has been freshly painted, offering a bright and modern feel. The open living and dining area provides a functional layout, while the generously sized bedrooms offer comfort and flexibility. Enjoy the private porch overlooking a peaceful common area—perfect for relaxing. Additional features include an exterior storage room with washer and dryer, two assigned parking spaces, and a new AC unit installed in 2022. Centrally located in Gainesville, just minutes from UF, Santa Fe College, Shands Hospital, shopping, dining, Publix, and downtown. An excellent opportunity for investors! Fully leased until 7/31/27

The essentials

Built
1981
Price / sqft
$145
On market
258 days
Annual tax
$2,871
Condo dues
$377/mo
Flood zone
X · Low risk
Type
Condominium

At a glance

Condo
Built 1981
Assigned parking
962 sqft
Living area

Payment

Est. monthly payment
$1,416/mo
Down payment (20%)
$27,980
Property taxes
$239/mo
Condo dues
$377/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1981
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned
Days on Market
258
Ceiling Fans(s)
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Thermostat
Window Treatments
Sidewalk
Sliding Doors
Storage
Community Mailbox
Deed Restrictions
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Range
Range Hood
Refrigerator
Washer
Elementary
Glen Springs Elementary School-AL
Middle
Westwood Middle School-AL
High
Gainesville High School-AL

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$2,871
Parcel #
08992-032-020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palmetto Villas
County
Alachua
MLS Area
32605 - Gainesville
Lot Size
-
City LimitsLandscapedLevelNear Public TransitStreet Dead-EndPaved
Condo dues
$377/mo
Bosshardt Property Mgmt

Price history

Date
Event
Price
-
Price change
Source: Stellar MLS #GC536805
$139,900-3.5%
$145/sqft
1/31/2026
Listed for sale
Source: Stellar MLS #GC536805
$145,000
$151/sqft

Neighborhood

3430 NW 21st Dr #D-2
Gainesville, FL, 32605 · 32605 - Gainesville

Market insights

Offer Insights

Choose an offer strength

List price: $139,900
$139,000 – $139,900
99.5% – 100% of listTops out right at the list price
80% of listList price
23 of the last 32 condo closings in 32605 landed at this number or higher (72%). The median one sat 27 days before it went under contract, and this one is on day 258 after a $5,100 cut.

Sample: 32 closed condo sales in 32605 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,416/mo
Principal & interest$730
Property taxes$239
Insurance$70
HOA$377
Down payment20% · $27,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$139,900

$145 per sq ft

Beds and baths

2 beds, 2 baths

Size

962 sq ft

Time on market

258 days

Year built

1981

Monthly payment

About $1,416/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,871 annual tax bill, insurance, and $377/mo in condo dues.

Condo dues

$377/mo

Managed by Bosshardt Property Mgmt.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byFIRST CHOICE REALTY OF NORTH FLORIDA LLCListing agent: Dawn JohnsonListing data from Stellar MLS, MLS# GC536805.

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