3970 SW 20th Ave #904, photo 1
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Overview

2 bd3 ba1,176 sqftCondominium
TypeCondominium
Condo dues$245/mo
Built2002
Lot202,492 sqft
Living area1,176 sqft
Price / sqft$146

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsThermostatSidewalkClubhouseCommunity MailboxDeed RestrictionsDishwasher

3970 SW 20th Ave #904 is a 2002-built home in Kensington Park, Gainesville. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,176 square feet of living space. Listed at $172,000 (about $146/sqft), 52 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $245 monthly.

From the listing

Welcome to this move-in-ready, two-story condo in Kensington North, conveniently located near the University of Florida, UF Health Shands, the VA Hospital, Butler Plaza and I-75. The thoughtfully designed floor plan offers 2 bedrooms, 2.5 bathrooms and 1,176 square feet with no neighbors above or below. The main level features an open living and dining area, wood-look flooring, a convenient half bathroom and a functional kitchen with a breakfast bar. Upstairs, both spacious bedrooms include private en-suite bathrooms, offering flexibility for homeowners, roommates or guests. An in-unit washer and dryer add everyday convenience. Kensington North residents enjoy access to a community pool, fitness center and clubhouse. The community is also positioned along a convenient bus route with access to the University of Florida. Vacant and ready for its next owner—schedule your private showing today!

The essentials

Built
2002
Price / sqft
$146
On market
52 days
Annual tax
$3,563
Condo dues
$245/mo
Flood zone
X · Low risk
Lot
202,492 sqft
Type
Condominium

At a glance

Payment

Est. monthly payment
$1,525/mo
Down payment (20%)
$34,400
Property taxes
$297/mo
Condo dues
$245/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2002
Lot
202,492 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
52
Ceiling Fans(s)
High Ceilings
Thermostat
Sidewalk
Clubhouse
Community Mailbox
Deed Restrictions
Dishwasher
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Elementary
Littlewood Elementary School-AL
Middle
Kanapaha Middle School-AL
High
F. W. Buchholz High School-AL

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$3,563
Parcel #
06724-009-004

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Kensington Park
County
Alachua
MLS Area
32607 - Gainesville
Lot Size
202,492 sqft
Condo dues
$245/mo
Watson Property Management

Price history

Date
Event
Price
10/3/2026
Price change
Source: Stellar MLS #GC542813
$172,000-4.4%
$146/sqft
-
Price change
Source: Stellar MLS #GC542813
$180,000-4.3%
$153/sqft
8/21/2026
Listed for sale
Source: Stellar MLS #GC542813
$188,000
$160/sqft

Neighborhood

3970 SW 20th Ave #904
Gainesville, FL, 32607 · 32607 - Gainesville

Market insights

Offer Insights

Choose an offer strength

List price: $172,000
$165,000 – $172,000
96.2% – 100% of listTops out right at the list price
80% of listList price
23 of the last 45 condo closings in 32607 landed at this number or higher (51%). The median one sat 49 days before it went under contract, and this one is on day 52 after a $16,000 cut.

Sample: 45 closed condo sales in 32607 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,525/mo
Principal & interest$897
Property taxes$297
Insurance$86
HOA$245
Down payment20% · $34,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$172,000

$146 per sq ft

Beds and baths

2 beds, 3 baths

Size

1,176 sq ft

Time on market

52 days

Year built

2002

Monthly payment

About $1,525/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,563 annual tax bill, insurance, and $245/mo in condo dues.

Condo dues

$245/mo

Managed by Watson Property Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREMAX SELECT PARTNERSListing agent: Niky VaraListing data from Stellar MLS, MLS# GC542813.

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