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Overview

2 bd2 ba1,386 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1979
Lot11,250 sqft
Living area1,386 sqft
Price / sqft$245
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)CooktopDishwasherMicrowaveRefrigerator

408 Palm Ave is a 1979-built home in Tomoka Estates Unit 05, Ormond Beach. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,386 square feet of living space. Listed at $339,000 (about $245/sqft), 79 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Welcome to 408 Palm Avenue, a charming waterfront retreat in the desirable Tomoka Estates community! This inviting 2-bedroom, 2-bathroom home offers a bright, open layout with a spacious great room highlighted by a beautiful stone fireplace, creating the perfect setting for everyday living and entertaining. The kitchen overlooks the canal, while tile flooring throughout adds both style and easy maintenance. Step outside to a screened patio and enjoy the peaceful backyard with direct canal frontage, ideal for boating, fishing, kayaking, or simply relaxing by the water. A public boat ramp is conveniently located just down the street, providing quick access to the Tomoka River and nearby parks. Conveniently located near shopping, dining, schools, and just a short drive to Ormond Beach's beautiful coastline, this property offers the perfect opportunity to enjoy Florida waterfront living. Schedule your private showing today!

The essentials

Built
1979
Price / sqft
$245
On market
79 days
Annual tax
$4,691
Flood zone
AE
Lot
11,250 sqft
Type
Single Family Residence

At a glance

Single family
Built 1979
1 car garage
0.26 acres
Lot size
1,386 sqft
Living area

Payment

Est. monthly payment
$2,328/mo
Down payment (20%)
$67,800
Property taxes
$391/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1979
Lot
11,250 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
79
Ceiling Fans(s)
Cooktop
Dishwasher
Microwave
Refrigerator
Elementary
Pine Trail Elem
Middle
Ormond Beach Middle
High
Seabreeze High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$4,691
Parcel #
4238-07-20-0060

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Tomoka Estates Unit 05
County
Volusia
MLS Area
32174 - Ormond Beach
Lot Size
11,250 sqft

Price history

Date
Event
Price
10/7/2026
Price change
Source: Stellar MLS #TB8531145
$339,000-3.1%
$245/sqft
-
Price change
Source: Stellar MLS #TB8531145
$350,000-12.5%
$253/sqft
7/27/2026
Listed for sale
Source: Stellar MLS #TB8531145
$400,000
$289/sqft

Neighborhood

408 Palm Ave
Ormond Beach, FL, 32174 · 32174 - Ormond Beach

Market insights

Offer Insights

Choose an offer strength

List price: $339,000
$332,500 – $339,000
98.4% – 100% of listTops out right at the list price
80% of listList price
143 of the last 285 home closings in 32174 landed at this number or higher (50%). The median one sat 46 days before it went under contract, and this one is on day 79 after a $61,000 cut.

Sample: 285 closed home sales in 32174 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,328/mo
Principal & interest$1,768
Property taxes$391
Insurance$170
Down payment20% · $67,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$339,000

$245 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,386 sq ft

Time on market

79 days

Year built

1979

Monthly payment

About $2,328/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,691 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byKELLER WILLIAMS SUBURBAN TAMPAListing agent: Bridd BoneListing data from Stellar MLS, MLS# TB8531145.

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