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Overview

4 bd3 ba2,397 sqft2 car garageSingle Family
TypeSingle Family
HOA$114/mo
Built2026
Lot6,250 sqft
Living area2,397 sqft
Price / sqft$190
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
WATERSTONE AT HALIFAX PLANTATION
Type
Single Family Residence

True monthly carry

HOA
~$114/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Eat-in KitchenKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSmart HomeSplit BedroomStone CountersThermostat

1430 Ridge Tree Drive is a 2026-built home in Waterstone At Halifax Plantation, Ormond Beach. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,397 square feet of living space. Listed at $454,980 (about $190/sqft), 54 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $114 monthly.

From the listing

Under Construction. Uncover the pinnacle of golfing luxury and coastal lifestyle at Waterstone at Halifax Plantation. This new construction community in Ormond Beach, FL offers single-family homes, boasting a variety of exquisite designs. Personalize your new home to reflect your unique style and needs. Located 1 mile off of I-95 and minutes from pristine beaches, embark on a journey where luxury meets tranquility. Welcome to the Concord, a thoughtfully designed AllGen residence created to bring comfort, flexibility, and togetherness to every generation. This spacious one-story home offers a total of 4 bedrooms, 3 bathrooms, an “All Gen Living” space, an enclosed flex room, and a 2-car garage, with an innovative layout that truly provides a place for everyone. At the heart of this design is the private AllGen suite, ideal for multi-generational living or long-term guests. This self-contained space features its own indoor entrance, a comfortable bedroom, a full bathroom with a glass-enclosed walk-in shower, and a dedicated “All Gen” living area complete with a kitchenette, providing independence while still being seamlessly connected to the main home. As you step inside the main entrance, you’re greeted by an inviting, extended foyer that guides you into the open-concept living area. The chef-inspired kitchen boasts Whirlpool stainless steel appliances, a convenient pantry, elegant white cabinetry, quartz countertops, a single-bowl stainless steel sink, upgraded faucet, pendant light pre-wiring, and a large center island perfect for meal prep and gathering with loved ones. The kitchen flows effortlessly into the café area, where a zero-corner sliding glass door opens to the covered lanai. Enhanced by abundant windows, this entire space is filled with beautiful natural light. The private Owner’s Suite offers a peaceful escape, featuring a spacious walk-in closet and a spa-like en suite bathroom complete with dual sinks atop a quartz-topped vanity, a linen closet, a private water closet, and a luxurious glass enclosed shower. Separate from the AllGen suite, two additional bedrooms and a full secondary bathroom are situated together in their own hallway, creating an ideal layout for privacy and comfort. Rounding out the home is an enclosed flex room, offering endless possibilities: create a quiet home office, a hobby space, a media room, or a cozy reading nook—the choice is yours. The Concord combines modern elegance, thoughtful functionality, and multi-generational versatility, making it the perfect place to call home.

The essentials

Built
2026
Price / sqft
$190
On market
54 days
Annual tax
$628
HOA
$114/mo
Flood zone
X · Low risk
Lot
6,250 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
Driveway
6,250 sqft lot
Lot size
2,397 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,767/mo
Down payment (20%)
$90,996
Property taxes
$52/mo
HOA
$114/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,250 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
54
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Lighting
Sidewalk
Association Recreation - Owned
Community Mailbox
Deed Restrictions
Dog Park
Irrigation-reclaimed Water
Restaurant
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Pine Trail Elem
Middle
Ormond Beach Middle
High
Seabreeze High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$628
Parcel #
312404000560

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waterstone At Halifax Plantation
County
Volusia
MLS Area
32174 - Ormond Beach
Lot Size
6,250 sqft
ClearedLandscapedSidewalkPaved
HOA
$114/mo
Waterstone at Halifax Plantation

Price history

Date
Event
Price
9/25/2026
Price change
Source: Stellar MLS #O6434233
$454,980+0.5%
$190/sqft
-
Price change
Source: Stellar MLS #O6434233
$452,790+0.2%
$189/sqft
8/17/2026
Listed for sale
Source: Stellar MLS #O6434233
$451,790
$188/sqft

Neighborhood

1430 Ridge Tree Drive
Ormond Beach, FL, 32174 · 32174 - Ormond Beach

Market insights

Offer Insights

Choose an offer strength

List price: $454,980
$447,500 – $454,980
98.4% – 100% of listTops out right at the list price
80% of listList price
141 of the last 280 home closings in 32174 landed at this number or higher (50%). The median one sat 46 days before it went under contract, and this one is on day 54.

Sample: 280 closed home sales in 32174 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,767/mo
Principal & interest$2,373
Property taxes$52
Insurance$227
HOA$114
Down payment20% · $90,996
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$454,980

$190 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,397 sq ft

Time on market

54 days

Year built

2026

Monthly payment

About $2,767/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $628 annual tax bill, insurance, and the $114/mo HOA fee.

HOA fee

$114/mo

Managed by Waterstone at Halifax Plantation.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPULTE REALTY OF NORTH FLORIDA LLCListing agent: Adrienne EscottListing data from Stellar MLS, MLS# O6434233.

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