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Overview

2 bd3 ba1,258 sqft1 car garageTownhouse
TypeTownhouse
HOA$620/mo
Built2007
Living area1,258 sqft
Price / sqft$254
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsSolid Wood CabinetsStone CountersThermostatTray Ceiling(s)Walk-in Closet(s)Balcony

3248 Mangrove Point Dr is a 2007-built home in Bahia Beach Twnhms Ph 2, Ruskin. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,258 square feet of living space. Listed at $319,000 (about $254/sqft), 80 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $620 monthly.

From the listing

An elevated, Key West-style waterfront townhome with four private balconies just off Tampa Bay. Sold turnkey and ready to rent from day one, where every day starts like a resort stay. This fully furnished 2-bedroom, 2.5-bath townhome sits directly on the canal, with the Skyway Bridge visible from the balcony. The open living and dining area flows to a private balcony upgraded with a motorized retractable screen for added shade and insect protection. It's the perfect spot for morning coffee with waterfront views, where dolphins and manatees are frequently spotted. The kitchen offers granite counters, solid wood cabinetry, and stainless appliances, with a stacked washer/dryer nearby. Upstairs on the third floor, both bedrooms have their own en-suite bathroom and private balcony. A one-car garage provides added parking and storage, and recent updates include a new water heater (2024). The turnkey interior offers rental income potential from day one. Whether you're looking for a primary residence, a second home, or an investment property, that combination of canal setting, walkable amenities, and an inviting, move-in-ready interior is uncommon, and the price reflects it: among the most competitive of any 2-bedroom townhome currently active in Little Harbor. Little Harbor delivers a full resort experience: two marinas with in-water docking and dry rack storage, two waterfront restaurants and a tiki bar, a private beach and fishing pier, multiple pools, tennis and pickleball courts, a fitness center, a clubhouse, a playground, and an arcade, all within a golf-cart-friendly community roughly 30 minutes from downtown Tampa and St. Petersburg. The HOA takes care of exterior flood insurance, water, cable, internet, and trash, one less thing to manage, whether you're living here or leasing it out. This is a fresh, competitively priced townhome in Little Harbor, move-in ready from day one.

The essentials

Built
2007
Price / sqft
$254
On market
80 days
Annual tax
$8,152
HOA
$620/mo
Flood zone
AE
Type
Townhouse

At a glance

Townhouse
3 stories · 2007
Water views
Water
Community pool
Fitness center too
1 car garage
Driveway
Private balcony
Outdoor space

Payment

Est. monthly payment
$3,123/mo
Down payment (20%)
$63,800
Property taxes
$679/mo
HOA
$620/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2007
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Guest
Days on Market
80
Ceiling Fans(s)
High Ceilings
Solid Wood Cabinets
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Balcony
Clubhouse
Community Mailbox
Fitness Center
Gated Community - Guard
Golf Carts OK
Playground
Pool
Restaurant
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Thompson Elementary
Middle
Shields-HB
High
Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone AE
Annual Tax (2025)
$8,152
Parcel #
U-02-32-18-82I-000002-00010.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bahia Beach Twnhms Ph 2
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
-
Near MarinaPaved
HOA
$620/mo
Communities First Association / Christine Trimmer

Price history

Date
Event
Price
9/28/2026
Price change
Source: Stellar MLS #TB8532153
$319,000-3.0%
$254/sqft
7/24/2026
Listed for sale
Source: Stellar MLS #TB8532153
$329,000
$262/sqft

Neighborhood

3248 Mangrove Point Dr
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Market insights

Offer Insights

Choose an offer strength

List price: $319,000
$317,500 – $319,000
99.5% – 100% of listTops out right at the list price
80% of listList price
20 of the last 34 townhouse or villa closings in 33570 landed at this number or higher (59%). The median one sat 77 days before it went under contract, and this one is on day 80 after a $10,000 cut.

Sample: 34 closed townhouse or villa sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,123/mo
Principal & interest$1,664
Property taxes$679
Insurance$160
HOA$620
Down payment20% · $63,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$319,000

$254 per sq ft

Beds and baths

2 beds, 3 baths

Size

1,258 sq ft

Time on market

80 days

Year built

2007

Monthly payment

About $3,123/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,152 annual tax bill, insurance, and the $620/mo HOA fee.

HOA fee

$620/mo

Managed by Communities First Association / Christine Trimmer.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byENGEL & VOLKERS SOUTH TAMPAListing agent: Kirby DrakeListing data from Stellar MLS, MLS# TB8532153.

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