$486,000

446 6th Ave NW · Ruskin, FL, 33570

$174 / sqft
Shell Cove Ph 2
4
Beds
4
Baths
2,798
Sqft
3
Garage
Ask About This Home

This is a 2021-built single-family home in Shell Cove Ph 2. Flood zone AE — confirm flood insurance requirements with your lender. HOA runs $145 . 100 days on market — likely some room to negotiate.

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Year Built2021
On Market100 days
Lot8,023 sqft
Annual Tax$12,409
Flood ZoneAE
HOA$145/yr

About This Property

Corner lot, three-car garage, tropical landscaping, and near-new condition — this Shell Cove home delivers the Florida lifestyle you’ve been looking for. Welcome to this immaculately maintained, move-in ready home located in the resort-style community of Shell Cove in Ruskin. Perfectly positioned on a spacious corner lot, this property offers privacy, curb appeal, and the feeling of your own private retreat. Inside, the home features 4 bedrooms, 3.5 bathrooms, and a well-designed, open layout that feels bright, spacious, and exceptionally cared for throughout. The three-car garage provides plenty of room for vehicles, storage, hobbies, or a home gym setup. Step outside and you’ll immediately notice the expansive, high-end tropical landscaping, creating a lush, resort-like setting. The fully fenced vinyl privacy fence surrounds the yard, offering both security and seclusion while enhancing the outdoor living experience. Located in the desirable Shell Cove community, residents enjoy resort-style amenities including a community pool, clubhouse, playgrounds, and scenic walking paths. The location offers convenient access to shopping, dining, waterfront parks, marinas, and easy access to I-75 for commuting to Tampa, Sarasota, and the surrounding South Shore area. If you’re looking for a near-new home that combines space, privacy, and true Florida living, this one is a must-see.

Location

Property Details

🏠
Type
Single Family Residence
📅
Year Built
2021
🌳
Lot
8,023 sqft
❄️
Cooling
Central Air
🔥
Heating
Central, Electric, Heat Pump
🚗
Parking
-
📆
Days on Market
100

Features

Coffered Ceiling(s)
Eat-in Kitchen
High Ceilings
IN Wall Pest System
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Walk-in Closet(s)
Hurricane Shutters
Lighting
Sidewalk
Playground
Pool
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer

Assigned Schools

Elementary

Thompson Elementary

Middle

Shields-HB

High

Lennard-HB

Districts can re-zone — verify directly with the district before relying on these.

Taxes & Public Records

🏡Homestead exemption on file📋In a CDD (Community Development District)🌊Flood Zone AE

Annual Tax (2024)

$12,409

Parcel #

U-06-32-19-C0O-000000-00607.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary — confirm with the county property appraiser before closing.

Lot & Community

Subdivision

Shell Cove Ph 2

County

Hillsborough

MLS Area

33570 - Ruskin/Apollo Beach

Lot Size

8,023 sqft

HOA
$145/yr
Beverly Papon

Price History

EventDatePriceChange
Price ChangeApr 11, 2026$486,000-$3,000
Previous Price$489,000

Affordable Financing

Affordability Calculator

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Loan Details

$100K$2M

Your Results

Total Monthly Payment
$3,881
Principal, interest, tax, insurance, HOA
  • P&I$2,535
  • Tax$1,034
  • Insurance$300
  • HOA$12
Loan Amount
$388,800
Down Payment %
20.0%
First Year Summary
Principal
$4,104
Interest
$26,312
Balance
$384,696
Total Interest
$523,687
Total Cost
$912,487

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