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Overview

5 bd3 ba3,232 sqft3 car garageSingle Family
TypeSingle Family
HOA$294/qtr
Built2013
Lot6,720 sqft
Living area3,232 sqft
Price / sqft$154
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Primarybedroom UpstairsSolid Surface CountersSolid Wood CabinetsWindow TreatmentsHurricane ShuttersPrivate YardSidewalk

408 19th St NW is a 2013-built home in Mira Lago West Ph 3, Ruskin. Inside you'll find 5 bedrooms, 3 bathrooms, and 3,232 square feet of living space. Listed at $499,000 (about $154/sqft), 3 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $294 quarterly.

From the listing

Welcome to Sunset Haven! This thoughtfully designed 5-bedroom, 3-bath home sits on a quiet street within the gated Mira Lago community in Ruskin. Built in 2013, the residence spans 3,232 square feet and welcomes you with volume ceilings and an open, flowing layout. The formal living and dining areas transition naturally into a gourmet kitchen featuring 42-inch espresso cabinets, granite counters, stainless-steel appliances, a generous breakfast bar, and a convenient built-in desk nook. A split-bedroom plan ensures privacy, while the primary suite offers a sitting area, dual walk-in closets, a garden soaking tub, a walk-in tiled shower, and dual granite vanities. Outside, the fully fenced yard includes four 4-by-16 raised garden beds and a gate that opens directly to the lake, where fountain-lit sunsets create a peaceful evening backdrop. The home also comes equipped with paid solar panels, a Culligan whole-home water purification system, a hybrid water heater, zoned high-efficiency air conditioning, hurricane protection, and in-wall pest control. All systems are paid in full with no loans to assume. Residents enjoy access to the community's resort-style pool and playground. The location provides convenient access to Tampa in approximately 35 minutes and to popular Gulf beaches including Fort DeSoto, St. Pete Beach, and Clearwater. Buyers are encouraged to verify all details. Schedule a private showing today and discover how this home could become your own Sunset Haven. Contact us to arrange a tour.

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The essentials

Built
2013
Price / sqft
$154
On market
3 days
Annual tax
$5,693
HOA
$294/qtr
Flood zone
X500 · Low risk
Lot
6,720 sqft
Type
Single Family Residence

At a glance

Single family
Built 2013
Water views
Water
Community pool
Shared amenity
3 car garage
6,720 sqft lot
Lot size

Payment

Est. monthly payment
$3,424/mo
Down payment (20%)
$99,800
Property taxes
$474/mo
HOA
$294/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2013
Lot
6,720 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
3
Ceiling Fans(s)
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Window Treatments
Hurricane Shutters
Private Yard
Sidewalk
Gated Community - No Guard
Playground
Pool
Sidewalks
Street Lights
Dishwasher
Dryer
Electric Water Heater
Range
Refrigerator
Washer
Water Filtration System
Elementary
Thompson Elementary
Middle
Shields-HB
High
Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X500
Annual Tax (2026)
$5,693
Parcel #
U-01-32-18-90V-000000-00461.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Mira Lago West Ph 3
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
6,720 sqft
In CountyLandscapedSidewalkPavedPrivate
HOA
$294/qtr
EXCELSIOR COMMUNITY

Price history

Date
Event
Price
11/11/2026
Listed for sale
Source: Stellar MLS #TB8566887
$499,000
$154/sqft

Neighborhood

408 19th St NW
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Market insights

Offer Insights

Choose an offer strength

List price: $499,000
$497,500 – $499,000
99.5% – 100% of listTops out right at the list price
80% of listList price
158 of the last 261 home closings in 33570 landed at this number or higher (61%). The median one sat 42 days before it went under contract, and this one is on day 3.

Sample: 261 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,424/mo
Principal & interest$2,602
Property taxes$474
Insurance$250
HOA$98
Down payment20% · $99,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$499,000

$154 per sq ft

Beds and baths

5 beds, 3 baths

Size

3,232 sq ft

Time on market

3 days

Year built

2013

Monthly payment

About $3,424/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,693 annual tax bill, insurance, and the $294/qtr HOA fee.

HOA fee

$294/qtr

Managed by EXCELSIOR COMMUNITY.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byCENTURY 21 BEGGINS ENTERPRISESListing agent: Jamette WilburListing data from Stellar MLS, MLS# TB8566887.

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