

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- TWO RIVERS
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$70/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
36656 Thornhedge Dr is a 2026-built home in Two Rivers, Zephyrhills. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,182 square feet of living space. Listed at $492,990 (about $155/sqft), 66 days on market. Flood zone A - confirm flood insurance requirements with your lender. HOA runs $209 quarterly.
Under Construction. Gabriela BELOW MARKET INTEREST RATES with use of Seller's Preferred Lender. Prepare to be impressed by the Gabriela, a stunning two-story 5-bedroom, 3.5-bathroom home with a 3-car tandem garage. The inviting exterior and professionally designed landscaping exudes curb appeal. Once you're inside, you'll find a den space and half bathroom off the foyer, offering a private office or flex space. A secluded guest suite with a walk-in closet is also conveniently located on the first floor. The kitchen overlooks the open living and dining areas, seamlessly connecting to the lanai, creating the perfect layout for the Floridian lifestyle. With luxury vinyl plank flooring throughout the first floor, quartz countertops, and stainless-steel appliances, you’ll love how this floor plan lives. Upstairs, the bonus room serves as a central hub, leading to the owner’s suite and secondary bedrooms with walk in closets. The expansive owner's bathroom offers a walk-in shower, double vanity, and a spacious walk-in closet. This home also includes a smart thermostat with voice control, offering another convenient mix of functionality and modern design, setting the Gabriela apart the moment you arrive. Life at Two Rivers blends nature with vibrant community living. Residents enjoy access to The Nest amenity hub, featuring a resort-style pool, playground, and dog park, along with wooded landscapes, winding creeks, scenic ponds, and peaceful lakes throughout the community. Nearby shopping and dining at The Grove at Wesley Chapel is also just 10 minutes away. Images shown are for illustrative purposes only and may differ from actual home. Completion date subject to change. Contact or make an appointment for more details on interest rates.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 353 closed home sales in 33541 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$492,990
$155 per sq ft
Beds and baths
5 beds, 4 baths
Size
3,182 sq ft
Time on market
66 days
Year built
2026
Monthly payment
About $2,890/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $36 annual tax bill, insurance, and the $209/qtr HOA fee.
HOA fee
$209/qtr
Managed by Jayna Cooper.
Flood zone
Zone A
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
Offer
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