3427 Malta Ave, photo 1
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Overview

2 bd2 ba1,674 sqft2 car garageSingle Family
TypeSingle Family
HOA$349/mo
Built2026
Lot5,662 sqft
Living area1,674 sqft
Price / sqft$286
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
VALENCIA RIDGE PHASE
Type
Single Family Residence

True monthly carry

HOA
~$349/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanSplit BedroomStone CountersWalk-in Closet(s)LightingPrivate Yard

3427 Malta Ave is a 2026-built home in Valencia Ridge Phase, Wesley Chapel. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,674 square feet of living space. Listed at $478,900 (about $286/sqft), 74 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $349 monthly.

From the listing

Want to love where you live? We welcome you to Valencia Ridge, a premier 55+ resort-style community located in Wesley Chapel, conveniently positioned near the Shops at Wiregrass and premier healthcare facilities. Residents benefit from an active lifestyle supported by a full-time Lifestyle Director and access to extensive amenities, including a clubhouse, a state-of-the-art fitness center, and swimming pools. Now available is the move-in-ready Camellia floor plan on lot # 196 with beautiful water views. This sophisticated open-concept residence features two bedrooms, two bathrooms, a spacious den/versatile flex space suitable for use as a home office, hobby room, or guest quarters, and a two-car garage. The chef’s kitchen serves as a focal point, appointed with beautiful cabinetry, premium quartz countertops, and pendant lights. All GE appliances, blinds and ceiling fans are included. Additional features include beautiful pavers at both front and rear of home, tankless water heater, pre plumb summer kitchen and pre plumb water system, glass entry door, and extended tile to ceiling in primary bathroom, just to name a few. There is a $28,029 builder incentive which is already applied to the list price of this spec home.*Disclaimer that some photos are of the Camelia MODEL HOME to help give you decorating ideas. * Resort-Style Amenities includes a gorgeous community pool, a fitness center, onsite restaurant, pickleball courts, a beautiful clubhouse, and a comprehensive calendar of social activities where you will absolutely love making great memories and also new friends. We look forward to scheduling your showing today!

The essentials

Built
2026
Price / sqft
$286
On market
74 days
Annual tax
$2,203
HOA
$349/mo
Flood zone
X · Low risk
Lot
5,662 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Fitness center too
2 car garage
5,662 sqft lot
Lot size
1,674 sqft
Living area

Payment

Est. monthly payment
$3,270/mo
Down payment (20%)
$95,780
Property taxes
$184/mo
HOA
$349/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
5,662 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
74
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Split Bedroom
Stone Counters
Walk-in Closet(s)
Lighting
Private Yard
Sidewalk
Association Recreation - Owned
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Irrigation-reclaimed Water
Pool
Restaurant
Sidewalks
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Range
Refrigerator
Tankless Water Heater
Washer
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$2,203
Parcel #
23-26-20-0140-00000-1960

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Valencia Ridge Phase
County
Pasco
MLS Area
33543 - Zephyrhills/Wesley Chapel
Lot Size
5,662 sqft
LandscapedSidewalk
HOA
$349/mo
Valencia Ridge HOA-James Smith

Price history

Date
Event
Price
9/9/2026
Price change
Source: Stellar MLS #TB8533903
$478,900+1.1%
$286/sqft
-
Price change
Source: Stellar MLS #TB8533903
$473,900+1.1%
$283/sqft
8/5/2026
Listed for sale
Source: Stellar MLS #TB8533903
$468,900
$280/sqft

Neighborhood

3427 Malta Ave
Wesley Chapel, FL, 33543 · 33543 - Zephyrhills/Wesley Chapel

Market insights

Offer Insights

Choose an offer strength

List price: $478,900
$477,500 – $478,900
99.5% – 100% of listTops out right at the list price
80% of listList price
187 of the last 336 home closings in 33543 landed at this number or higher (56%). The median one sat 39 days before it went under contract, and this one is on day 74.

Sample: 336 closed home sales in 33543 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,270/mo
Principal & interest$2,498
Property taxes$184
Insurance$239
HOA$349
Down payment20% · $95,780
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$478,900

$286 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,674 sq ft

Time on market

74 days

Year built

2026

Monthly payment

About $3,270/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,203 annual tax bill, insurance, and the $349/mo HOA fee.

HOA fee

$349/mo

Managed by Valencia Ridge HOA-James Smith.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Monique Holston-Greene, PAListing data from Stellar MLS, MLS# TB8533903.

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