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Overview

3 bd3 ba2,995 sqft4 car garageSingle Family
TypeSingle Family
HOANone listed
Built2005
Lot7,697 sqft
Living area2,995 sqft
Price / sqft$501
Garage4 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSolid Surface CountersSolid Wood Cabinets

114 13th St is a 2005-built home in Winston Estates, Belleair Beach. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,995 square feet of living space. Listed at $1,499,000 (about $501/sqft), 76 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Designed by its original owner, an architect with an eye for timeless design and exceptional craftsmanship, this one-owner Belleair Beach residence is a true testament to pride of ownership. Meticulously maintained inside and out, the home welcomes you with outstanding curb appeal, a paver driveway, and beautifully landscaped, low-maintenance tropical grounds that perfectly complement its coastal setting. The lower level features an impeccably finished living space not included in the square footage, offering remarkable flexibility with a spacious living and dining area, kitchenette, generous bedroom, walk-in closet, and a full bath with a walk-in shower. With direct access to the beautifully landscaped backyard, this versatile space is ideal for guests, multigenerational living, a private home office, or extended stays. Upstairs, natural light fills the open-concept living spaces, where stunning wood floors, a cozy fireplace, and thoughtfully designed gathering areas create an inviting atmosphere. The beautifully appointed kitchen is both elegant and functional, showcasing glazed solid maple cabinetry, granite countertops, stainless-steel appliances, a professional-style vent hood, and a massive walk-in pantry. A large center island with pendant lighting and abundant seating flows effortlessly into the adjacent dining area, making entertaining a delight. A cleverly designed spiral staircase leads to a charming loft-style room, creating the perfect space for a home office, reading retreat, hobby room, or creative studio. A spacious laundry room and convenient half bath add to the home's thoughtful design. The desirable split-bedroom floor plan provides privacy for the luxurious primary suite, complete with a huge walk-in closet, sliding doors leading to a private balcony, and a spa-inspired ensuite featuring a double-sink vanity, soaking tub, and walk-in shower. The additional bedrooms are generously sized with plentiful storage and share a Jack-and-Jill bath with dual vanities and a tub/shower combination. Every detail reflects the exceptional care this home has received over the years. Located just steps from the pristine Gulf beaches of Belleair Beach and only minutes from the Belleair Causeway, shopping, dining, and countless recreational opportunities, this is a rare opportunity to own a truly special coastal home where quality, comfort, and location come together beautifully.

The essentials

Built
2005
Price / sqft
$501
On market
76 days
Annual tax
$6,105
Flood zone
AE
Lot
7,697 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
4 car garage
Driveway
7,697 sqft lot
Lot size
2,995 sqft
Living area

Payment

Est. monthly payment
$9,076/mo
Down payment (20%)
$299,800
Property taxes
$509/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
7,697 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Ground Level, Oversized, Garage, Tandem
Days on Market
76
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Balcony
Lighting
Outdoor Kitchen
Private Yard
Storage
Dishwasher
Disposal
Dryer
Microwave
Range
Range Hood
Refrigerator
Washer
Elementary
Mildred Helms Elementary-PN
Middle
Largo Middle-PN
High
Largo High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$6,105
Parcel #
31-29-15-98352-000-0080

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Winston Estates
County
Pinellas
MLS Area
33786 - Belleair Bch/Shores/Indian Rocks Bch
Lot Size
7,697 sqft
Flood Insurance RequiredCity LimitsLandscapedLevelNear MarinaNear Public TransitPaved

Price history

Date
Event
Price
9/4/2026
Price change
Source: Stellar MLS #TB8534318
$1,499,000-6.3%
$501/sqft
7/30/2026
Listed for sale
Source: Stellar MLS #TB8534318
$1,599,000
$534/sqft

Neighborhood

114 13th St
Belleair Beach, FL, 33786 · 33786 - Belleair Bch/Shores/Indian Rocks Bch

Market insights

Offer Insights

Choose an offer strength

List price: $1,499,000
$1.42M – $1.50M
94.8% – 100% of listTops out right at the list price
80% of listList price
10 of the last 18 home closings in 33786 landed at this number or higher (56%). The median one sat 84 days before it went under contract, and this one is on day 76 after a $100,000 cut.

Sample: 18 closed home sales in 33786 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$9,076/mo
Principal & interest$7,818
Property taxes$509
Insurance$750
Down payment20% · $299,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,499,000

$501 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,995 sq ft

Time on market

76 days

Year built

2005

Monthly payment

About $9,076/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,105 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Martha ThornListing data from Stellar MLS, MLS# TB8534318.

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