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Overview

3 bd3 ba2,341 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1972
Lot10,350 sqft
Living area2,341 sqft
Price / sqft$507
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Crown MoldingEat-in KitchenLiving Room/Dining Room ComboPrimary Bedroom Main FloorSaunaSolid Surface CountersSolid Wood CabinetsStone Counters

1040 Palm Dr is a 1972-built home in Belleair Beach Yacht Club Estates, Belleair Beach. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,341 square feet of living space. Listed at $1,187,000 (about $507/sqft), 74 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Welcome to 1040 Palm Drive Belleair Beach — a coastal retreat just steps away from Pinellas County's world-renowned sugar-sand beaches and close to restaurants, shopping, and more. Every room has been fully renovated with beautiful high-end finishes; no expense was spared blending classic Florida charm with modern luxury. Step inside and be captivated by the chef-inspired kitchen with quartz countertops, top of the line appliances, an oversized island, coffee bar, and if it couldn’t get any better a walk-in pantry. With 2341 sq. ft. of living space this home offers 3 bedrooms, 3 full baths, a formal living room, and an enormous family room with a wood burning fireplace [the perfect backdrop for the holidays]. The thoughtful open-concept floor plan is perfect for hosting dinners, holidays, and out of town guests. Step into the serene primary suite, set apart from the guest wing, featuring a luxurious ensuite bathroom and direct access to the spacious screened-in lanai. The two guest bedrooms are generously sized with ample walk-in closets and a stylish Jack-and-Jill bath, while skylights bathe one room in natural Florida sunshine. Designed for the true Florida lifestyle — bright, airy, and impeccably finished — this home has been meticulously maintained throughout. And the outside gets even better with three additional gathering spaces in this resort-style, outside oasis. One of the most peaceful spaces is the lanai - picture yourself drinking a glass of wine by the outdoor wood burning fireplace [yes, another fireplace], or after a long day at the beach, relaxing in the brand-new hot tub, or maybe have a luncheon surrounded by lush tropical landscaping. The possibilities are endless on the oversized corner lot property. This home is a must see because the pictures can't possibly do it justice! Additional highlights include sky light, exterior security cameras, a vinyl privacy fence, two-car garage with new epoxy flooring, and a storage shed.

The essentials

Built
1972
Price / sqft
$507
On market
74 days
Annual tax
$4,590
Flood zone
AE
Lot
10,350 sqft
Type
Single Family Residence

At a glance

Single family
Built 1972
2 car garage
10,350 sqft lot
Lot size
2,341 sqft
Living area

Payment

Est. monthly payment
$7,167/mo
Down payment (20%)
$237,400
Property taxes
$382/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1972
Lot
10,350 sqft
Cooling
Central Air, Mini-Split Unit(s)
Heating
Central
Parking
-
Days on Market
74
Crown Molding
Eat-in Kitchen
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Sauna
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Garden
Private Mailbox
Private Yard
Rain Gutters
Storage
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Wine Refrigerator
Elementary
Mildred Helms Elementary-PN
Middle
Largo Middle-PN
High
Largo High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$4,590
Parcel #
31-29-15-06678-000-0100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Belleair Beach Yacht Club Estates
County
Pinellas
MLS Area
33786 - Belleair Bch/Shores/Indian Rocks Bch
Lot Size
10,350 sqft
Corner LotCul-De-Sac

Price history

Date
Event
Price
7/31/2026
Listed for sale
Source: Stellar MLS #TB8534927
$1,187,000
$507/sqft

Neighborhood

1040 Palm Dr
Belleair Beach, FL, 33786 · 33786 - Belleair Bch/Shores/Indian Rocks Bch

Market insights

Offer Insights

Choose an offer strength

List price: $1,187,000
$1.13M – $1.19M
94.8% – 100% of listTops out right at the list price
80% of listList price
10 of the last 18 home closings in 33786 landed at this number or higher (56%). The median one sat 84 days before it went under contract, and this one is on day 74.

Sample: 18 closed home sales in 33786 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$7,167/mo
Principal & interest$6,191
Property taxes$382
Insurance$594
Down payment20% · $237,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,187,000

$507 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,341 sq ft

Time on market

74 days

Year built

1972

Monthly payment

About $7,167/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,590 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Kimberly Way-HaggertyListing data from Stellar MLS, MLS# TB8534927.

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