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Overview

4 bd3 ba1,958 sqft2 car garageSingle Family
TypeSingle Family
HOA$105/mo
Built2005
Lot11,371 sqft
Living area1,958 sqft
Price / sqft$184
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Private MailboxClubhouseDeed RestrictionsPlaygroundPoolDishwasher

25956 Terrawood Loop is a 2005-built home in Grand Oaks Ph 03, Land O Lakes. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,958 square feet of living space. Listed at $359,900 (about $184/sqft), 75 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $105 monthly.

From the listing

Virtually Staged. Price Improvement! Welcome to this beautifully updated 4-bedroom, 2.5-bath home offering nearly 2,000 square feet of comfortable living space on an oversized quarter-acre lot in the desirable Grand Oaks community of Land O' Lakes. Designed with an open and functional floor plan, this home features soaring ceilings, abundant natural light, and spacious living areas perfect for both everyday living and entertaining. The updated kitchen showcasing quartz countertops, stainless steel appliances, ample cabinetry. The spacious primary suite offers a relaxing retreat with a large walk-in closet and an en-suite bath featuring dual vanities, a garden tub, and a separate walk-in shower. Three additional bedrooms provide plenty of flexibility for family, guests, or a home office. Step outside to the expansive backyard, offering endless possibilities for outdoor entertaining, a future pool, or simply enjoying the extra space. Additional features include an inside laundry room, an attached two-car garage, and numerous recent updates for peace of mind, including a new roof (2022), HVAC system (2020), and fresh interior and exterior paint (2026). Residents of Grand Oaks enjoy outstanding community amenities including a resort-style pool, fitness center, playground, basketball courts, and scenic walking trails. Conveniently located just minutes from Tampa Premium Outlets, The Shops at Wiregrass, AdventHealth, I-75, and numerous shopping and dining options, this home also offers an easy commute throughout the Tampa Bay area. Even better, this home qualifies for USDA financing, offering qualified buyers the opportunity to purchase with 0% down. Combining modern updates, generous living space, and an exceptional location, this move-in-ready home is one you won't want to miss!

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The essentials

Built
2005
Price / sqft
$184
On market
75 days
Annual tax
$5,426
HOA
$105/mo
Flood zone
X · Low risk
Lot
11,371 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Community pool
Shared amenity
2 car garage
0.26 acres
Lot size
1,958 sqft
Living area

Payment

Est. monthly payment
$2,614/mo
Down payment (20%)
$71,980
Property taxes
$452/mo
HOA
$105/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
11,371 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
75
Cathedral Ceiling(s)
Ceiling Fans(s)
Private Mailbox
Clubhouse
Deed Restrictions
Playground
Pool
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Veterans Elementary School
Middle
Cypress Creek Middle School
High
Cypress Creek High-PO

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$5,426
Parcel #
19-26-15-012.0-001.00-069.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Grand Oaks Ph 03
County
Pasco
MLS Area
34639 - Land O Lakes
Lot Size
11,371 sqft
In County
HOA
$105/mo
Leland Management, Michelle Staples

Price history

Date
Event
Price
10/9/2026
Price change
Source: Stellar MLS #TB8534470
$359,900-1.4%
$184/sqft
-
Price change
Source: Stellar MLS #TB8534470
$364,900-1.4%
$186/sqft
7/30/2026
Listed for sale
Source: Stellar MLS #TB8534470
$369,900
$189/sqft

Neighborhood

25956 Terrawood Loop
Land O Lakes, FL, 34639 · 34639 - Land O Lakes

Market insights

Offer Insights

Choose an offer strength

List price: $359,900
$355,000 – $359,900
99% – 100% of listTops out right at the list price
80% of listList price
70 of the last 138 home closings in 34639 landed at this number or higher (51%). The median one sat 21 days before it went under contract, and this one is on day 75 after a $10,000 cut.

Sample: 138 closed home sales in 34639 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,614/mo
Principal & interest$1,877
Property taxes$452
Insurance$180
HOA$105
Down payment20% · $71,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$359,900

$184 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,958 sq ft

Time on market

75 days

Year built

2005

Monthly payment

About $2,614/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,426 annual tax bill, insurance, and the $105/mo HOA fee.

HOA fee

$105/mo

Managed by Leland Management, Michelle Staples.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byEXP REALTY LLCListing agent: Cindy GrecoListing data from Stellar MLS, MLS# TB8534470.

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