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Overview

4 bd3 ba2,226 sqft2 car garageSingle Family
TypeSingle Family
HOA$640/yr
Built2026
Lot4,356 sqft
Living area2,226 sqft
Price / sqft$146
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
VILLA MAR
Type
Single Family Residence

True monthly carry

HOA
~$53/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

High CeilingsIN Wall Pest SystemOpen FloorplanStone CountersWalk-in Closet(s)DishwasherDisposalDryer

5386 San Pietro Dr is a 2026-built home in Villa Mar, Winter Haven. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,226 square feet of living space. Listed at $324,499 (about $146/sqft), 73 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $640 annually.

From the listing

Under Construction. Azure BELOW MARKET INTEREST RATES with use of Seller's Preferred Lender. Welcome to The Azure, where modern design meets practical living in a home that has it all. With 4 bedrooms, 2.5 bathrooms, and a 2-car garage, this home is crafted for comfort and style. The extraordinary elevation and professionally designed landscaping create a captivating first impression. Step through the front door to discover luxurious vinyl plank flooring that extends throughout the open-concept layout. The kitchen shines with quartz countertops and all-new stainless-steel appliances, overlooking the dining area and patio. A convenient half bath is located downstairs for guests with a spacious laundry room upstairs. Upstairs, you’ll find all four bedrooms, including the expansive owner's suite with a walk-in shower, double vanities, and a spacious walk-in closet. A flexible recreation space upstairs provides an ideal spot for family gatherings. With a smart thermostat ensuring energy efficiency and comfort, the Azure seamlessly blends functionality and modern luxury. Close to it all, Villa Mar places you near the natural beauty of the Winter Haven Chain of Lakes, the charm of downtown Winter Haven, and family fun at LEGOLAND® Florida Resort. Back at home, residents enjoy community amenities including a pool, dog park, playground, and walking trails. Images shown are for illustrative purposes only and may differ from actual home. Completion date subject to change. Contact or make an appointment for more details on interest rates.

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The essentials

Built
2026
Price / sqft
$146
On market
73 days
Annual tax
$2,688
HOA
$640/yr
Flood zone
X · Low risk
Lot
4,356 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
4,356 sqft lot
Lot size
2,226 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,131/mo
Down payment (20%)
$64,900
Property taxes
$224/mo
HOA
$640/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
4,356 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
73
High Ceilings
IN Wall Pest System
Open Floorplan
Stone Counters
Walk-in Closet(s)
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Pinewood Elem
Middle
Denison Middle
High
Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$2,688
Parcel #
26-29-15-688506-000570

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Villa Mar
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
4,356 sqft
HOA
$640/yr
Premiere Community Management

Price history

Date
Event
Price
10/14/2026
Price change
Source: Stellar MLS #TB8535232
$324,499-0.4%
$146/sqft
-
Price change
Source: Stellar MLS #TB8535232
$325,799-3.1%
$146/sqft
8/2/2026
Listed for sale
Source: Stellar MLS #TB8535232
$336,390
$151/sqft

Neighborhood

5386 San Pietro Dr
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $324,499
$322,500 – $324,499
99.5% – 100% of listTops out right at the list price
80% of listList price
224 of the last 355 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 73 after a $11,891 cut.

Sample: 355 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,132/mo
Principal & interest$1,692
Property taxes$224
Insurance$162
HOA$53
Down payment20% · $64,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$324,499

$146 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,226 sq ft

Time on market

73 days

Year built

2026

Monthly payment

About $2,131/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,688 annual tax bill, insurance, and the $640/yr HOA fee.

HOA fee

$640/yr

Managed by Premiere Community Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCASA FRESCA REALTYListing agent: Michael HumanListing data from Stellar MLS, MLS# TB8535232.

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