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Overview

2 bd2 ba1,272 sqft2 car garageTownhouse
TypeTownhouse
HOA$350/mo
Built1992
Lot6,655 sqft
Living area1,272 sqft
Price / sqft$145
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Rain GuttersClubhouseDeed RestrictionsDog ParkFitness CenterPoolTennis Court(s)

3540 S Belgrave Dr is a 1992-built home in Royal Oaks First Add, Inverness. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,272 square feet of living space. Listed at $185,000 (about $145/sqft), 75 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $350 monthly.

From the listing

Welcome home to this well-maintained corner-lot villa in the desirable Royal Oaks community! Freshly updated with new interior paint and brand-new carpeting, this home offers a clean, move-in-ready interior that's ready for your personal touch. The corner location provides added privacy and an open feel while offering low-maintenance living in one of Inverness's most established communities. Royal Oaks is a deed-restricted community known for its beautiful canopy of mature live oak trees, peaceful atmosphere, and active lifestyle. Residents enjoy keyed access to an impressive selection of amenities, including a clubhouse, solar-heated swimming pool, tennis and shuffleboard courts, horseshoe pits, library, craft room, exercise/game room, fenced dog park, and secure RV, boat, and trailer storage**. A full calendar of social events, clubs, and recreational activities makes it easy to meet neighbors and stay active year-round. Conveniently located just outside the Inverness city limits, Royal Oaks is minutes from shopping, restaurants, medical facilities, and everyday conveniences. Historic Floral City, Crystal River, and Homosassa are all nearby, offering endless opportunities for boating, fishing, kayaking, golfing, hiking, manatee encounters, and enjoying Florida's beautiful Nature Coast. Whether you're looking for a full-time residence or a seasonal retreat, this villa offers the perfect combination of comfort, convenience, and community living.

The essentials

Built
1992
Price / sqft
$145
On market
75 days
Annual tax
$2,326
HOA
$350/mo
Flood zone
X · Low risk
Lot
6,655 sqft
Type
Townhouse

At a glance

Townhouse
Built 1992
Community pool
Fitness center too
2 car garage
6,655 sqft lot
Lot size
1,272 sqft
Living area

Payment

Est. monthly payment
$1,601/mo
Down payment (20%)
$37,000
Property taxes
$194/mo
HOA
$350/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1992
Lot
6,655 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
75
Ceiling Fans(s)
Rain Gutters
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Pool
Tennis Court(s)
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Inverness Primary School
Middle
Inverness Middle School
High
Citrus High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$2,326
Parcel #
20E-19S-29-0030-00070-0110

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Royal Oaks First Add
County
Citrus
MLS Area
34452 - Inverness
Lot Size
6,655 sqft
Corner Lot
HOA
$350/mo
Parklane Real Estate Services/Lana Schoenauer

Price history

Date
Event
Price
9/22/2026
Price change
Source: Stellar MLS #TB8535371
$185,000-2.6%
$145/sqft
8/3/2026
Listed for sale
Source: Stellar MLS #TB8535371
$190,000
$149/sqft

Neighborhood

3540 S Belgrave Dr
Inverness, FL, 34452 · 34452 - Inverness

Calculator

Est. monthly payment
$1,601/mo
Principal & interest$965
Property taxes$194
Insurance$93
HOA$350
Down payment20% · $37,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$185,000

$145 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,272 sq ft

Time on market

75 days

Year built

1992

Monthly payment

About $1,601/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,326 annual tax bill, insurance, and the $350/mo HOA fee.

HOA fee

$350/mo

Managed by Parklane Real Estate Services/Lana Schoenauer.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byKELLER WILLIAMS REALTY - ELITE PARTNERS IIListing agent: Nikki NormanListing data from Stellar MLS, MLS# TB8535371.

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