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Overview

3 bd2 ba1,529 sqft2 car garageSingle Family
TypeSingle Family
HOA$96/mo
Built2018
Lot4,800 sqft
Living area1,529 sqft
Price / sqft$206
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanStone CountersWalk-in Closet(s)Hurricane ShuttersLightingPrivate Yard

3918 Willow Hammock Dr is a 2018-built home in Willow Hammock Ph 1a & 1b, Palmetto. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,529 square feet of living space. Listed at $315,000 (about $206/sqft), 98 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $96 monthly.

From the listing

Short Sale. Welcome to this beautifully maintained three-bedroom, two-bathroom home located in the desirable Silverstone community of Palmetto. Featuring a 2025 roof, 2018 A/C and water heater, updated landscaping in 2024, backyard irrigation, fresh paint throughout the main living areas in 2024, and a freshly painted office in 2025, this home offers modern updates and move-in-ready appeal. An added bonus is a brand-new, never-used tri-fuel generator that is still in the box and conveys with the home. While it has not been connected, this powerful generator is capable of running nearly the entire house, providing valuable peace of mind during Florida storm season. Inside, you'll find durable wood-look tile flooring throughout and an open-concept layout designed for comfortable everyday living. The kitchen overlooks the spacious living room and features granite countertops, matching appliances, ample cabinetry, and plenty of prep space for cooking and entertaining. A dedicated laundry room adds convenience and additional storage. The primary suite serves as a private retreat with a walk-in closet and an en-suite bathroom featuring a dual sink vanity and a walk-in shower. Two additional bedrooms are equally sized, each offering generous closet space, and share a well-appointed full bathroom. Step outside to the covered patio, the perfect spot for grilling, relaxing, or enjoying Florida's beautiful weather. The fully vinyl-fenced backyard provides privacy and room for pets, play, or gardening. Residents of Silverstone enjoy access to a resort-style community pool and convenient proximity to I-75, making travel to neighboring cities a breeze. Shopping, dining, entertainment, and everyday conveniences are all just minutes away, making this home an exceptional opportunity to enjoy the best of the Florida lifestyle. Schedule your showing today!

The essentials

Built
2018
Price / sqft
$206
On market
98 days
Annual tax
$5,144
HOA
$96/mo
Flood zone
X · Low risk
Lot
4,800 sqft
Type
Single Family Residence

At a glance

Single family
Built 2018
Community pool
Shared amenity
2 car garage
4,800 sqft lot
Lot size
1,529 sqft
Living area

Payment

Est. monthly payment
$2,325/mo
Down payment (20%)
$63,000
Property taxes
$429/mo
HOA
$96/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2018
Lot
4,800 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
98
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Stone Counters
Walk-in Closet(s)
Hurricane Shutters
Lighting
Private Yard
Rain Gutters
Pool
Disposal
Microwave
Range
Refrigerator
Elementary
James Tillman Elementary
Middle
Lincoln Middle
High
Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$5,144
Parcel #
745022209

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Willow Hammock Ph 1a & 1b
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
4,800 sqft
HOA
$96/mo
Vesta

Price history

Date
Event
Price
7/7/2026
Listed for sale
Source: Stellar MLS #TB8535711
$315,000
$206/sqft

Neighborhood

3918 Willow Hammock Dr
Palmetto, FL, 34221 · 34221 - Palmetto/Rubonia

Market insights

Offer Insights

Choose an offer strength

List price: $315,000
$310,000 – $315,000
98.8% – 100% of listTops out right at the list price
80% of listList price
226 of the last 450 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 98.

Sample: 450 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,325/mo
Principal & interest$1,643
Property taxes$429
Insurance$158
HOA$96
Down payment20% · $63,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$315,000

$206 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,529 sq ft

Time on market

98 days

Year built

2018

Monthly payment

About $2,325/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,144 annual tax bill, insurance, and the $96/mo HOA fee.

HOA fee

$96/mo

Managed by Vesta.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Jeffrey Borham, PAListing data from Stellar MLS, MLS# TB8535711.

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