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About this home
4512 28th Ave E is a 2011-built home in Sugar MILL Lakes Ph II & III, Palmetto. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,417 square feet of living space. Listed at $425,000 (about $300/sqft), 20 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $260 quarterly.
Virtually Staged. Welcome home to this naturally bright and airy 3-bedroom, 2-bath single-family pool home in the desirable Sugar Mill Lakes community. Situated on a spacious lot with excellent curb appeal and a vinyl privacy fence, this home is designed for comfortable Florida living inside and out. Step inside to an inviting great-room floor plan custom built by Geartz construction, featuring soaring ceilings that create a bright, open feel. The spacious kitchen offers a tubular solar skylight on your vaulted ceiling, allowing the natural light to pour in. The large island with high-top bar seating provides the perfect gathering spot for casual meals and entertaining. The generous dining area offers plenty of room for family dinners and special occasions. The primary suite is a relaxing retreat with a tray ceiling, a large walk-in closet, and a spacious en-suite bathroom featuring a walk-in shower. Two additional bedrooms and a full guest bathroom provide flexibility for family, guests, a home office, or hobby space. All 3 bedrooms and both bathrooms have just been freshly painted (September 2026). Outside, enjoy your own private backyard oasis with a newer heated saltwater pool and spa, all surrounded by a vinyl privacy fence and huge grassy area—perfect for relaxing, entertaining, and enjoying Florida’s year-round sunshine. Sugar Mill Lakes offers a neighborhood playground, tennis and basketball courts, low HOA fees, and no CDD fee. The community is centrally located with convenient access to Manatee Memorial Hospital, boating and waterfront activities along the Manatee River with access toward Tampa Bay, as well as downtown Bradenton’s Riverwalk area with restaurants, entertainment, and nightlife. Ready for immediate occupancy, this home offers the space, location, amenities, and Florida lifestyle you’ve been looking for.
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The essentials
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$425,000
$300 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,417 sq ft
Time on market
20 days
Year built
2011
Monthly payment
About $2,735/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,624 annual tax bill, insurance, and the $260/qtr HOA fee.
HOA fee
$260/qtr
Managed by CAMS.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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