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Overview

4 bd2 ba2,033 sqft3 car garageSingle Family
TypeSingle Family
HOA$60/yr
Built1991
Lot7,700 sqft
Living area2,033 sqft
Price / sqft$207
Garage3 car

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About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanSolid Surface CountersSolid Wood Cabinets

4609 Oak River Cir is a 1991-built home in Bloomingdale Sec Bb Ph, Valrico. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,033 square feet of living space. Listed at $420,000 (about $207/sqft), 70 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $60 annually.

From the listing

SELLER OFFERING $10,000 TOWARD BUYER’S CLOSING COSTS AND PREPAIDS WITH AN ACCEPTABLE OFFER! Move-in ready and designed for Florida living, this spacious pool home in the desirable River Crossing community offers four bedrooms, two bathrooms, a versatile bonus room, and 2,033 square feet of thoughtfully arranged living space. Mature landscaping and an irrigated front lawn create attractive curb appeal, while the split-bedroom floor plan provides privacy and flexibility for everyday living. Just inside, the formal living room offers a direct view of the screened pool and spa, immediately drawing your attention toward the home’s inviting outdoor retreat. At the center of the home, the open kitchen and family room create a comfortable gathering space for entertaining, relaxing, and spending time together. The freshly painted kitchen features granite countertops, stainless steel appliances, ceramic tile flooring, abundant cabinetry, and plenty of room for meal preparation and casual dining. An additional bonus room offers flexible space for a home office, playroom, fitness area, media room, or guest accommodations. Tucked away from the secondary bedrooms, the private primary suite features new carpeting, dual closets, and an en-suite bathroom with granite countertops, dual sinks, a garden tub, and a separate shower with a newer glass enclosure. Three additional bedrooms provide plenty of room for family, guests, or hobbies. The second bathroom includes convenient access to the pool area, making it ideal for indoor-outdoor living, and the adjoining laundry space comes equipped with a washer and dryer. Step outside to enjoy the screened pool and spa, expansive deck area, and fully fenced backyard. Whether hosting weekend gatherings, cooling off on a sunny afternoon, or unwinding in the spa at the end of the day, this outdoor space is ready to be enjoyed year-round. Fresh interior paint, new carpeting, updated light fixtures, ceiling fans throughout the bedrooms and family room, and a well-maintained interior make this home truly move-in ready. Conveniently located near shopping, dining, schools, recreation, and everyday amenities, this River Crossing pool home offers the space, comfort, and lifestyle you are looking for. Call now and be the first to schedule the viewing today!

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The essentials

Built
1991
Price / sqft
$207
On market
70 days
Annual tax
$3,003
HOA
$60/yr
Flood zone
X · Low risk
Lot
7,700 sqft
Type
Single Family Residence

At a glance

Single family
Built 1991
Private pool
Heated
3 car garage
Driveway
7,700 sqft lot
Lot size
2,033 sqft
Living area

Payment

Est. monthly payment
$2,655/mo
Down payment (20%)
$84,000
Property taxes
$250/mo
HOA
$60/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1991
Lot
7,700 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Pool
Child Safety Fence, Gunite, In Ground, Lighting, Outside Bath Access, Screen Enclosure, Solar Heat
Days on Market
70
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Vaulted Ceiling(s)
Rain Gutters
Sidewalk
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Cimino-HB
Middle
Burns-HB
High
Bloomingdale-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,003
Parcel #
U-18-30-21-37N-000007-00023.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bloomingdale Sec Bb Ph
County
Hillsborough
MLS Area
33596 - Valrico
Lot Size
7,700 sqft
HOA
$60/yr
River Crossing Community Assoc

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #TB8535976
$420,000-1.2%
$207/sqft
-
Price change
Source: Stellar MLS #TB8535976
$425,000-10.5%
$209/sqft
8/5/2026
Listed for sale
Source: Stellar MLS #TB8535976
$475,000+75.9%
$234/sqft
3/30/2018
Sold
Source: Hillsborough County Public Record
$270,000
$133/sqft

Neighborhood

4609 Oak River Cir
Valrico, FL, 33596 · 33596 - Valrico

Market insights

Offer Insights

Choose an offer strength

List price: $420,000
$417,500 – $420,000
99.4% – 100% of listTops out right at the list price
80% of listList price
91 of the last 181 home closings in 33596 landed at this number or higher (50%). The median one sat 29 days before it went under contract, and this one is on day 70 after a $55,000 cut.

Sample: 181 closed home sales in 33596 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,656/mo
Principal & interest$2,190
Property taxes$250
Insurance$210
HOA$5
Down payment20% · $84,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$420,000

$207 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,033 sq ft

Time on market

70 days

Year built

1991

Monthly payment

About $2,655/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,003 annual tax bill, insurance, and the $60/yr HOA fee.

HOA fee

$60/yr

Managed by River Crossing Community Assoc.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY LLCListing agent: Andrew DuncanListing data from Stellar MLS, MLS# TB8535976.

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