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About this home
4609 Oak River Cir is a 1991-built home in Bloomingdale Sec Bb Ph, Valrico. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,033 square feet of living space. Listed at $420,000 (about $207/sqft), 70 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $60 annually.
SELLER OFFERING $10,000 TOWARD BUYER’S CLOSING COSTS AND PREPAIDS WITH AN ACCEPTABLE OFFER! Move-in ready and designed for Florida living, this spacious pool home in the desirable River Crossing community offers four bedrooms, two bathrooms, a versatile bonus room, and 2,033 square feet of thoughtfully arranged living space. Mature landscaping and an irrigated front lawn create attractive curb appeal, while the split-bedroom floor plan provides privacy and flexibility for everyday living. Just inside, the formal living room offers a direct view of the screened pool and spa, immediately drawing your attention toward the home’s inviting outdoor retreat. At the center of the home, the open kitchen and family room create a comfortable gathering space for entertaining, relaxing, and spending time together. The freshly painted kitchen features granite countertops, stainless steel appliances, ceramic tile flooring, abundant cabinetry, and plenty of room for meal preparation and casual dining. An additional bonus room offers flexible space for a home office, playroom, fitness area, media room, or guest accommodations. Tucked away from the secondary bedrooms, the private primary suite features new carpeting, dual closets, and an en-suite bathroom with granite countertops, dual sinks, a garden tub, and a separate shower with a newer glass enclosure. Three additional bedrooms provide plenty of room for family, guests, or hobbies. The second bathroom includes convenient access to the pool area, making it ideal for indoor-outdoor living, and the adjoining laundry space comes equipped with a washer and dryer. Step outside to enjoy the screened pool and spa, expansive deck area, and fully fenced backyard. Whether hosting weekend gatherings, cooling off on a sunny afternoon, or unwinding in the spa at the end of the day, this outdoor space is ready to be enjoyed year-round. Fresh interior paint, new carpeting, updated light fixtures, ceiling fans throughout the bedrooms and family room, and a well-maintained interior make this home truly move-in ready. Conveniently located near shopping, dining, schools, recreation, and everyday amenities, this River Crossing pool home offers the space, comfort, and lifestyle you are looking for. Call now and be the first to schedule the viewing today!
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The essentials
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$420,000
$207 per sq ft
Beds and baths
4 beds, 2 baths
Size
2,033 sq ft
Time on market
70 days
Year built
1991
Monthly payment
About $2,655/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,003 annual tax bill, insurance, and the $60/yr HOA fee.
HOA fee
$60/yr
Managed by River Crossing Community Assoc.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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