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Overview

4 bd3 ba2,547 sqft3 car garageSingle Family
TypeSingle Family
HOA$650/yr
Built2001
Lot10,576 sqft
Living area2,547 sqft
Price / sqft$216
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)High CeilingsVaulted Ceiling(s)Street LightsDishwasherDisposalMicrowave

2863 Duncan Tree Cir is a 2001-built home in Duncan Groves, Valrico. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,547 square feet of living space. Listed at $550,000 (about $216/sqft), 140 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $650 annually.

From the listing

Welcome to Duncan Groves, an established Valrico community tucked just off State Road 60 with easy access to Brandon, Tampa, and the greater Bay area. This 4 bedroom, 3 bathroom pool home with a 3-car garage offers 2,547 square feet of living space on a quarter-acre lot, with a brand new 30-year architectural shingle roof installed in 2025 and fresh interior and exterior paint throughout. Inside, cathedral and vaulted ceilings give the home an open, airy feel, and plantation shutters adorn the windows throughout. The kitchen features granite countertops, custom tile work, and a large breakfast bar that opens to the family room, while formal living and dining rooms provide dedicated spaces for entertaining. A den with rich wood flooring works perfectly as a home office or reading room. The primary suite is generously sized with a separate sitting area, walk-in closet, and a private bath with garden tub, separate shower, and dual vanities. Out back, the screened pool and lanai back up to no rear neighbors, and the fully fenced yard with white vinyl PVC fencing gives you privacy on all sides. The irrigation system keeps the landscaping maintained with minimal effort. Duncan Groves carries a low $650 annual HOA fee and is zoned for Valrico Elementary, Mulrennan Middle, and Durant High School. The home sits in Flood Zone X, so no lender-required flood insurance. Property is being sold As-Is. Buyer to verify all measurements, condition, and property information. Schedule your private showing today.

The essentials

Built
2001
Price / sqft
$216
On market
140 days
Annual tax
$8,900
HOA
$650/yr
Flood zone
X · Low risk
Lot
10,576 sqft
Type
Single Family Residence

At a glance

Single family
Built 2001
Private pool
In Ground
3 car garage
10,576 sqft lot
Lot size
2,547 sqft
Living area

Payment

Est. monthly payment
$3,939/mo
Down payment (20%)
$110,000
Property taxes
$742/mo
HOA
$650/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2001
Lot
10,576 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground, Screen Enclosure
Days on Market
140
Cathedral Ceiling(s)
Ceiling Fans(s)
High Ceilings
Vaulted Ceiling(s)
Street Lights
Dishwasher
Disposal
Microwave
Range
Refrigerator
Elementary
Yates-HB
Middle
Mann-HB
High
Brandon-HB

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$8,900
Parcel #
U-30-29-21-5MB-000001-00034.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Duncan Groves
County
Hillsborough
MLS Area
33594 - Valrico
Lot Size
10,576 sqft
HOA
$650/yr
Oscar Johnson

Price history

Date
Event
Price
5/27/2026
Listed for sale
Source: Stellar MLS #TB8508450
$550,000+82.1%
$216/sqft
5/20/2004
Sold
Source: Hillsborough County Public Record
$302,000
$119/sqft

Neighborhood

2863 Duncan Tree Cir
Valrico, FL, 33594 · 33594 - Valrico

Market insights

Offer Insights

Choose an offer strength

List price: $550,000
$545,000 – $550,000
99.5% – 100% of listTops out right at the list price
80% of listList price
96 of the last 172 home closings in 33594 landed at this number or higher (56%). The median one sat 23 days before it went under contract, and this one is on day 140.

Sample: 172 closed home sales in 33594 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,939/mo
Principal & interest$2,868
Property taxes$742
Insurance$275
HOA$54
Down payment20% · $110,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$550,000

$216 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,547 sq ft

Time on market

140 days

Year built

2001

Monthly payment

About $3,939/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,900 annual tax bill, insurance, and the $650/yr HOA fee.

HOA fee

$650/yr

Managed by Oscar Johnson.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS TAMPA CENTRALListing agent: Bradley ChaisListing data from Stellar MLS, MLS# TB8508450.

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