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About this home
2863 Duncan Tree Cir is a 2001-built home in Duncan Groves, Valrico. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,547 square feet of living space. Listed at $550,000 (about $216/sqft), 140 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $650 annually.
Welcome to Duncan Groves, an established Valrico community tucked just off State Road 60 with easy access to Brandon, Tampa, and the greater Bay area. This 4 bedroom, 3 bathroom pool home with a 3-car garage offers 2,547 square feet of living space on a quarter-acre lot, with a brand new 30-year architectural shingle roof installed in 2025 and fresh interior and exterior paint throughout. Inside, cathedral and vaulted ceilings give the home an open, airy feel, and plantation shutters adorn the windows throughout. The kitchen features granite countertops, custom tile work, and a large breakfast bar that opens to the family room, while formal living and dining rooms provide dedicated spaces for entertaining. A den with rich wood flooring works perfectly as a home office or reading room. The primary suite is generously sized with a separate sitting area, walk-in closet, and a private bath with garden tub, separate shower, and dual vanities. Out back, the screened pool and lanai back up to no rear neighbors, and the fully fenced yard with white vinyl PVC fencing gives you privacy on all sides. The irrigation system keeps the landscaping maintained with minimal effort. Duncan Groves carries a low $650 annual HOA fee and is zoned for Valrico Elementary, Mulrennan Middle, and Durant High School. The home sits in Flood Zone X, so no lender-required flood insurance. Property is being sold As-Is. Buyer to verify all measurements, condition, and property information. Schedule your private showing today.
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The essentials
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$550,000
$216 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,547 sq ft
Time on market
140 days
Year built
2001
Monthly payment
About $3,939/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,900 annual tax bill, insurance, and the $650/yr HOA fee.
HOA fee
$650/yr
Managed by Oscar Johnson.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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