3646 28th St N, photo 1
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Overview

3 bd2 ba1,297 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1986
Lot8,708 sqft
Living area1,297 sqft
Price / sqft$284
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsThermostatVaulted Ceiling(s)Dog RunDishwasherDryer

3646 28th St N is a 1986-built home in Ponce DE Leon Park, St Petersburg. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,297 square feet of living space. Listed at $368,000 (about $284/sqft), 69 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Centrally located in the heart of St. Petersburg, this 3-bedroom pool home features a generous corner lot with alley access, a detached 1-car garage with alley access, a NEW ROOF in 2022 and vaulted ceilings in the living room and Primary bedroom. The home had a recent bathroom remodel featuring a large soaking tub, separate shower stall and beautiful tile finishing throughout, this bathroom will not disappoint. The home exterior features an in-ground pool with an in-ground spa and offers plumbing for a gas pool heater (new heater needed). The home also features a gas water heater, a gas range, fenced yard, screened pool enclosure and a large 8x8 indoor laundry room. The home offers a lot of options to make it your own and it's priced for your decorating and finishing skills. Located just 4.5 miles to downtown St. Petersburg and only 9 miles to Madeira Beach, this centrally located home isn't far from everything St. Pete has to offer. Enjoy the downtown waterfront activities, restaurants, shows, art district, sporting events or head to the Gulf and enjoy the white sands of Madeira Beach! Schedule your showing today before this great deal passes you by!

The essentials

Built
1986
Price / sqft
$284
On market
69 days
Annual tax
$0
Flood zone
X · Low risk
Lot
8,708 sqft
Type
Single Family Residence

At a glance

Single family
Built 1986
Private pool
Gunite
1 car garage
Alley Access
8,708 sqft lot
Lot size
1,297 sqft
Living area

Payment

Est. monthly payment
$2,578/mo
Down payment (20%)
$73,600
Property taxes
$0/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1986
Lot
8,708 sqft
Cooling
Central Air
Heating
Central, Natural Gas
Parking
Alley Access
Pool
Gunite, In Ground
Days on Market
69
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Thermostat
Vaulted Ceiling(s)
Dog Run
Dishwasher
Dryer
Gas Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
New Heights Elementary-PN
Middle
Tyrone Middle-PN
High
St. Petersburg High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$0
Parcel #
11-31-16-72558-003-0180

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ponce DE Leon Park
County
Pinellas
MLS Area
33713 - St Pete
Lot Size
8,708 sqft
Corner LotCity LimitsLandscapedLevelNear Public TransitPaved

Price history

Date
Event
Price
9/22/2026
Price change
Source: Stellar MLS #TB8536910
$368,000-1.8%
$284/sqft
-
Price change
Source: Stellar MLS #TB8536910
$374,900-2.6%
$289/sqft
8/4/2026
Listed for sale
Source: Stellar MLS #TB8536910
$384,900
$297/sqft

Neighborhood

3646 28th St N
St Petersburg, FL, 33713 · 33713 - St Pete

Market insights

Offer Insights

Choose an offer strength

List price: $368,000
$365,000 – $368,000
99.5% – 100% of listTops out right at the list price
80% of listList price
145 of the last 269 home closings in 33713 landed at this number or higher (54%). The median one sat 23 days before it went under contract, and this one is on day 69 after a $16,900 cut.

Sample: 269 closed home sales in 33713 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,579/mo
Principal & interest$1,919
Property taxes$475
Insurance$184
Down payment20% · $73,600
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$368,000

$284 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,297 sq ft

Time on market

69 days

Year built

1986

Monthly payment

About $2,578/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCENTURY 21 RE CHAMPIONSListing agent: Bert MorrisonListing data from Stellar MLS, MLS# TB8536910.

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