545 Pinellas Bayway S #302, photo 1
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Overview

3 bd3 ba2,100 sqft2 car garageTownhouse
TypeTownhouse
HOA$700/mo
Built1999
Lot1,241 sqft
Living area2,100 sqft
Price / sqft$235
Garage2 car

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About this home

Ceiling Fans(s)Living Room/Dining Room ComboNingunoThermostatWalk-in Closet(s)BalconyCourtyardDeed Restrictions

545 Pinellas Bayway S #302 is a 1999-built home in Tern Bay Twnhms, St Petersburg. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,100 square feet of living space. Listed at $494,500 (about $235/sqft), 158 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $700 monthly.

From the listing

Experience Coastal Luxury in Tierra Verde! Discover the perfect blend of sophistication and island living in this stunning 3-bedroom, multi-level residence located at the prestigious 545 Pinellas Bayway S. Positioned in the heart of the highly sought-after Tierra Verde community, Unit 302 offers an expansive layout spread across three levels, providing the ultimate privacy and a house-like feel within a condominium setting. Step inside to find a meticulously maintained interior that highlights the Florida lifestyle. The thoughtful floor plan is designed for both entertaining and relaxation, featuring bright, airy spaces that flow seamlessly. Whether you are looking for a full-time residence or a seasonal getaway, this home delivers on every front. Key Features Include: Prime Location: Just minutes from the award-winning sands of Fort De Soto Park and the vibrant dining scene of St. Petersburg. Spacious Layout: Three full levels of living space, offering versatility for a home office, guest quarters, or a media room. Convenience: Situated in a well-maintained building with easy access to local marinas, world-class fishing, and cycling trails. This is a rare opportunity to own a piece of paradise in one of Pinellas County’s most exclusive zip codes. Schedule your private showing today and start living the salt-life dream!

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The essentials

Built
1999
Price / sqft
$235
On market
158 days
Annual tax
$2,503
HOA
$700/mo
Flood zone
AE
Lot
1,241 sqft
Type
Townhouse

At a glance

Townhouse
Built 1999
Community pool
Shared amenity
2 car garage
1,241 sqft lot
Lot size
2,100 sqft
Living area

Payment

Est. monthly payment
$3,735/mo
Down payment (20%)
$98,900
Property taxes
$209/mo
HOA
$700/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1999
Lot
1,241 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
158
Ceiling Fans(s)
Living Room/Dining Room Combo
Ninguno
Thermostat
Walk-in Closet(s)
Balcony
Courtyard
Deed Restrictions
Pool
Dishwasher
Dryer
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$2,503
Parcel #
20-32-16-90279-000-0180

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Tern Bay Twnhms
County
Pinellas
MLS Area
33715 - St Pete/Tierra Verde
Lot Size
1,241 sqft
HOA
$700/mo
John Kreite

Price history

Date
Event
Price
9/25/2026
Price change
Source: Stellar MLS #TB8506496
$494,500-5.8%
$235/sqft
-
Price change
Source: Stellar MLS #TB8506496
$525,000-4.5%
$250/sqft
5/7/2026
Listed for sale
Source: Stellar MLS #TB8506496
$550,000
$262/sqft

Neighborhood

545 Pinellas Bayway S #302
St Petersburg, FL, 33715 · 33715 - St Pete/Tierra Verde

Market insights

Offer Insights

Choose an offer strength

List price: $494,500
$480,000 – $494,500
97% – 100% of listTops out right at the list price
80% of listList price
10 of the last 19 townhouse or villa closings in 33715 landed at this number or higher (53%). The median one sat 95 days before it went under contract, and this one is on day 158 after a $55,500 cut.

Sample: 19 closed townhouse or villa sales in 33715 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,735/mo
Principal & interest$2,579
Property taxes$209
Insurance$247
HOA$700
Down payment20% · $98,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$494,500

$235 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,100 sq ft

Time on market

158 days

Year built

1999

Monthly payment

About $3,735/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,503 annual tax bill, insurance, and the $700/mo HOA fee.

HOA fee

$700/mo

Managed by John Kreite.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered bySUNBELT REAL ESTATE FLORIDAListing agent: Amanda AdamsListing data from Stellar MLS, MLS# TB8506496.

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