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Overview

3 bd2 ba1,483 sqft2 car garageSingle Family
TypeSingle Family
HOA$572/yr
Built2026
Lot4,600 sqft
Living area1,483 sqft
Price / sqft$192
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
HAMILTON BLUFF
Type
Single Family Residence

True monthly carry

HOA
~$48/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Open FloorplanSplit BedroomStone CountersThermostatWalk-in Closet(s)Window TreatmentsPlaygroundPool

3377 Linger Ln is a 2026-built home in Hamilton Bluff, Lake Hamilton. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,483 square feet of living space. Listed at $285,000 (about $192/sqft), 45 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $572 annually.

From the listing

Under Construction. Brand new, energy-efficient home available by Sep 2026! Configure the flex room in the front of the home to an at home office space or hobby space. Past the foyer, the open kitchen flows to the dining space, great room and outside patio. Private primary suite offers a spacious area to relax. Now selling, Hamilton Bluff Classic Series new single-family homes in Lake Hamilton, FL. Surrounded by scenic lakes, this community is located minutes away from Hwy 27, providing convenient to access major metro areas. Residents will have access to an abundance of amenities including a pool and cabana, walking trails, and a playground. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

The essentials

Built
2026
Price / sqft
$192
On market
45 days
Annual tax
$1
HOA
$572/yr
Flood zone
X · Low risk
Lot
4,600 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
Driveway
4,600 sqft lot
Lot size
1,483 sqft
Living area

Payment

Est. monthly payment
$1,676/mo
Down payment (20%)
$57,000
Property taxes
$0/mo
HOA
$572/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
4,600 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
45
Open Floorplan
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Playground
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Elementary
Alta Vista Elem
Middle
Dundee Ridge Middle
High
Winter Haven Senior

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2026)
$1
Parcel #
27-28-15-822502-006050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hamilton Bluff
County
Polk
MLS Area
33851 - Lake Hamilton
Lot Size
4,600 sqft
HOA
$572/yr
Premier Community Management

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #TB8540266
$285,000-1.7%
$192/sqft
8/26/2026
Listed for sale
Source: Stellar MLS #TB8540266
$290,000
$196/sqft

Neighborhood

3377 Linger Ln
Lake Hamilton, FL, 33851 · 33851 - Lake Hamilton

Market insights

Offer Insights

Choose an offer strength

List price: $285,000
$282,500 – $285,000
99.5% – 100% of listTops out right at the list price
80% of listList price
42 of the last 54 home closings in 33851 landed at this number or higher (78%). The median one sat 70 days before it went under contract, and this one is on day 45 after a $5,000 cut.

Sample: 54 closed home sales in 33851 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,677/mo
Principal & interest$1,486
Property taxes$0
Insurance$143
HOA$48
Down payment20% · $57,000
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$285,000

$192 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,483 sq ft

Time on market

45 days

Year built

2026

Monthly payment

About $1,676/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1 annual tax bill, insurance, and the $572/yr HOA fee.

HOA fee

$572/yr

Managed by Premier Community Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMERITAGE HOMES OF FL REALTYListing agent: Bryan SumnerListing data from Stellar MLS, MLS# TB8540266.

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