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About this home
6436 Baylor Ave is a home in Highridge Estates, Keystone Heights. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Here's your chance to own a nearly half-acre residential lot in Keystone Heights, Clay County, Florida. At this price point, you're getting a verified buildable lot of record with residential zoning, no HOA, and annual taxes of only $63 a year. Whether you're planning to build now or hold for the future, this is an accessible entry point into real Florida land ownership. Keystone Heights is a small, peaceful community in Clay County — a quiet corner of North Florida known for its natural lakes, recreational opportunities, and a genuine small-town character that's increasingly rare. The surrounding area offers a relaxed, unhurried lifestyle while still sitting within reasonable reach of larger amenities in Gainesville and the greater Jacksonville metro.
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The essentials
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Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$12,000
Time on market
46 days
Monthly payment
About $75/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $69 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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