1650 12th St SW, photo 1
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Overview

3 bd2 ba1,500 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1985
Lot6,029 sqft
Living area1,500 sqft
Price / sqft$273
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboSidewalkRangeRange HoodRefrigerator

1650 12th St SW is a 1985-built home in Stacey Acres, Largo. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,500 square feet of living space. Listed at $410,000 (about $273/sqft), 19 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Easy Florida living, a central Pinellas location, and the major updates buyers want already in place. This 3 bedroom, 2 bathroom Largo home offers approximately 1,500 square feet of living space, a 2 car garage, a fenced backyard, and no HOA. Inside, the floor plan offers comfortable living and entertaining space with plenty of natural light, tile flooring, quartz countertops, stainless steel appliances, updated cabinetry, and refreshed bathrooms. Step outside to the covered patio and fenced backyard, giving you extra room for outdoor dining, entertaining, pets, gardening, or simply enjoying Florida evenings at home. The big ticket items are another standout. The roof was replaced in 2020 and the HVAC system was updated in 2025, giving the next owner two important improvements already completed. And then there is the location. You are close to the Pinellas Trail, John S. Taylor Park, Florida Botanical Gardens, shopping, dining, recreation, medical facilities, and convenient access to the Gulf beaches. Whether your day starts on the trail, ends at the beach, or is spent enjoying your own backyard, this home puts so much of Pinellas County within easy reach. Offered at $410,000, 1650 12th St SW is ready for its next chapter. Schedule your private showing and come see what makes this Largo home worth a closer look.

The essentials

Built
1985
Price / sqft
$273
On market
19 days
Annual tax
$2,063
Flood zone
X · Low risk
Lot
6,029 sqft
Type
Single Family Residence

At a glance

Single family
Built 1985
2 car garage
6,029 sqft lot
Lot size
1,500 sqft
Living area

Payment

Est. monthly payment
$2,515/mo
Down payment (20%)
$82,000
Property taxes
$172/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1985
Lot
6,029 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
19
Ceiling Fans(s)
Kitchen/Family Room Combo
Sidewalk
Range
Range Hood
Refrigerator
Elementary
Ridgecrest Elementary-PN
Middle
Seminole Middle-PN
High
Largo High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,063
Parcel #
04-30-15-85098-000-0020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Stacey Acres
County
Pinellas
MLS Area
33778 - Largo/Seminole
Lot Size
6,029 sqft
In CountyLandscaped

Price history

Date
Event
Price
9/21/2026
Listed for sale
Source: Stellar MLS #TB8548465
$410,000
$273/sqft

Neighborhood

1650 12th St SW
Largo, FL, 33778 · 33778 - Largo/Seminole

Market insights

Offer Insights

Choose an offer strength

List price: $410,000
$402,500 – $410,000
98.1% – 100% of listTops out right at the list price
80% of listList price
43 of the last 84 home closings in 33778 landed at this number or higher (51%). The median one sat 41 days before it went under contract, and this one is on day 19.

Sample: 84 closed home sales in 33778 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,515/mo
Principal & interest$2,138
Property taxes$172
Insurance$205
Down payment20% · $82,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$410,000

$273 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,500 sq ft

Time on market

19 days

Year built

1985

Monthly payment

About $2,515/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,063 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: Angie HaddonListing data from Stellar MLS, MLS# TB8548465.

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