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Overview

3 bd2 ba1,368 sqft2 car garageSingle Family
TypeSingle Family
HOA$67.5/qtr
Built1994
Lot5,663 sqft
Living area1,368 sqft
Price / sqft$252
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboSplit BedroomVaulted Ceiling(s)Walk-in Closet(s)Rain GuttersSidewalk

1920 Cheney CT is a 1994-built home in Village On The Pond Ph I, Lutz. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,368 square feet of living space. Listed at $345,000 (about $252/sqft), 25 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $67.5 quarterly.

From the listing

SELLER OFFERING CLOSING COST ASSISTANCE WITH AN ACCEPTABLE OFFER! Take advantage of this opportunity to reduce your upfront homebuying expenses. Seller is willing to contribute toward buyer's closing costs with acceptable terms. Ask for details! *Back on Market 10/9/26 due to buyer’s financing falling through. FHA appraisal in hand at $345,000.*TROPICAL LANDSCAPING, SWAYING PALMS AND A QUIET CUL-DE-SAC SETTING create an inviting first impression at this 3-bedroom, 2-bath, 2-car garage home in the established Village on the Pond community of Lutz. Offering 1,368 square feet of living space, this single-story home features a desirable split-bedroom floor plan, tile flooring throughout and a spacious screened lanai overlooking the fenced backyard. MAJOR UPDATES include a ROOF REPLACED IN 2017, A/C IN 2018, WATER HEATER INSTALLED IN 2026, hurricane-rated impact windows and garage door installed in 2020. Curb appeal continues with a lush lawn, tropical landscaping and swaying palms. A sidewalk from the driveway, framed by mature landscaping, leads to the front entry accented by a decorative stained-glass sidelight. Inside, vaulted ceilings enhance the open feel of the living room and dining room combination and complement the home's comfortable Florida design. French doors from the living area open to the expansive screened lanai, creating an easy transition to outdoor living. The kitchen features Formica countertops, a pantry, range, side-by-side refrigerator, dishwasher, microwave, and stainless-steel double sink positioned beneath a window. In the dining area, a built-in glass-front cabinet with a butcher-block buffet-style serving top provides additional storage, workspace and a convenient spot for serving and entertaining. Privately situated in the split-bedroom layout, the primary suite offers tile flooring, a ceiling fan, and generous storage with three closets. The primary bath includes a large vanity, tiled shower and private water closet. Bedrooms two and three also feature tile flooring, ceiling fans and ample closet space. The second bath offers a tub/shower combination, linen storage, a vanity with drawers installed in 2026 and a decorative round stained-glass window. Outdoor living is a highlight of this property. The oversized screened lanai opens to an additional patio slab with a walkway leading to the fenced backyard. A Bestway Steel Pro MAX 14' x 8'2" x 39.5" oval above-ground swimming pool, complete with a wood surround, step-up ladder, and upgraded pump, provides a refreshing spot to enjoy sunny Florida days. A Florida-friendly butterfly garden adds color and character to the outdoor setting. Additional features include an interior laundry room with washer and dryer hookups and a two-car garage with utility sink. Village on the Pond is an established Lutz community with a LOW HOA and NO CDD. Conveniently located near SR 54 with access to I-75, the home is close to shopping, restaurants, schools and everyday services while offering the appeal of an established neighborhood. With its cul-de-sac location, split-bedroom design, expansive screened outdoor living area, fenced backyard and numerous updates already in place, 1920 Cheney Court offers an opportunity to make this Lutz home your own. Schedule your private showing and come see the possibilities!

The essentials

Built
1994
Price / sqft
$252
On market
25 days
Annual tax
$1,835
HOA
$67.5/qtr
Flood zone
X · Low risk
Lot
5,663 sqft
Type
Single Family Residence

At a glance

Single family
Built 1994
Private pool
Above Ground
2 car garage
Driveway
5,663 sqft lot
Lot size
1,368 sqft
Living area

Payment

Est. monthly payment
$2,147/mo
Down payment (20%)
$69,000
Property taxes
$153/mo
HOA
$67.5/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1994
Lot
5,663 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Pool
Above Ground
Days on Market
25
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Split Bedroom
Vaulted Ceiling(s)
Walk-in Closet(s)
Rain Gutters
Sidewalk
Deed Restrictions
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Oakstead Elementary-PO
Middle
Charles S. Rushe Middle-PO
High
Sunlake High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,835
Parcel #
36-26-18-0090-00000-0170

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Village On The Pond Ph I
County
Pasco
MLS Area
33549 - Lutz
Lot Size
5,663 sqft
In CountySidewalkPaved
HOA
$67.5/qtr
Village on the Pond Community Association

Price history

Date
Event
Price
10/9/2026
Price change
Source: Stellar MLS #TB8548557
$345,000+4.6%
$252/sqft
9/17/2026
Listed for sale
Source: Stellar MLS #TB8548557
$329,900+144.4%
$241/sqft
7/17/2013
Sold
Source: Pasco County Public Record
$135,000
$99/sqft

Neighborhood

1920 Cheney CT
Lutz, FL, 33549 · 33549 - Lutz

Market insights

Offer Insights

Choose an offer strength

List price: $345,000
$342,500 – $345,000
99.5% – 100% of listTops out right at the list price
80% of listList price
40 of the last 76 home closings in 33549 landed at this number or higher (53%). The median one sat 26 days before it went under contract, and this one is on day 25.

Sample: 76 closed home sales in 33549 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,148/mo
Principal & interest$1,799
Property taxes$153
Insurance$173
HOA$23
Down payment20% · $69,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$345,000

$252 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,368 sq ft

Time on market

25 days

Year built

1994

Monthly payment

About $2,147/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,835 annual tax bill, insurance, and the $67.5/qtr HOA fee.

HOA fee

$67.5/qtr

Managed by Village on the Pond Community Association.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byMIHARA & ASSOCIATES INC.Listing agent: Jennifer DobbsListing data from Stellar MLS, MLS# TB8548557.

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