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Overview

3 bd2 ba1,790 sqft2 car garageSingle Family
TypeSingle Family
HOA$330/mo
Built1998
Lot5,520 sqft
Living area1,790 sqft
Price / sqft$260
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersThermostat

19401 Melody Fair Pl is a 1998-built home in Villarosa Ph F, Lutz. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,790 square feet of living space. Listed at $465,000 (about $260/sqft), 20 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $330 monthly.

From the listing

Welcome to Florida living in the highly desirable Villa Rosa community of Lutz! This inviting SINGLE-STORY, 3-bedroom, 2-bath POOL HOME offers 1,790 square feet of living space, a 2-car garage, thoughtful upgrades, and a low-maintenance lifestyle in one of the Tampa Bay area's most convenient locations. Step inside to an open-concept, split floor plan layout enhanced by soaring 10-foot ceilings that create a bright, spacious feel. Sliding glass doors provide seamless connection to the outdoor living space and overlook your own private Florida retreat featuring a solar-heated pool, perfect for morning coffee, weekend gatherings, or relaxing in the Florida sunshine. The pool was resurfaced in 2020 with PebbleTec, and the solar pool heating system was replaced in 2022. Thoughtful improvements add comfort, efficiency, and peace of mind, including a 2020 roof with 50-year shingles, 2019 air conditioning condenser, 2019 water heater, 2020 water softener, and whole-home hurricane impact windows installed in 2022. 3M UV film on the windows and doors provides additional energy efficiency and protection from the Florida sun. Plantation shutters on the front windows and 2" blinds throughout create a seamless style. The kitchen features reverse osmosis drinking water, while the primary suite includes an upgraded shower completed in 2022. GoVee smart, color-changing LED lighting on the exterior of the home provides beautiful decoration and architectural illumination. Even better, this home is located within a low-maintenance, gated area of Villa Rosa where the HOA takes care of lawn maintenance and exterior home painting, leaving you more time to enjoy the Florida lifestyle. Villa Rosa residents also enjoy a community pool, parks, playground, and tennis courts. Zoned for top-rated schools including McKitrick Elementary, Martinez Middle, and Steinbrenner High School. This sought-after Lutz location offers convenient access to beaches, shopping, dining, golf, recreation, and major roadways. The Veterans Expressway/Suncoast Parkway is approximately 5 minutes away, providing easy access to Downtown Tampa, St. Petersburg, Tampa International Airport, and destinations throughout Tampa Bay. World-class Gulf Coast beaches are also within easy reach for weekend adventures. Whether you're spending the afternoon poolside, heading downtown for dinner, catching a flight, or relaxing at the beach, this Villa Rosa home delivers the Florida lifestyle with less time spent on exterior maintenance, no CDD, and no Flood Insurance required. Schedule your private showing and discover why this Lutz pool home is one you'll want to call your own!

The essentials

Built
1998
Price / sqft
$260
On market
20 days
Annual tax
$4,510
HOA
$330/mo
Flood zone
X · Low risk
Lot
5,520 sqft
Type
Single Family Residence

At a glance

Single family
Built 1998
Private pool
Heated
2 car garage
Driveway
5,520 sqft lot
Lot size
1,790 sqft
Living area

Payment

Est. monthly payment
$3,363/mo
Down payment (20%)
$93,000
Property taxes
$376/mo
HOA
$330/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1998
Lot
5,520 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Guest
Pool
Gunite, Heated, In Ground, Lighting, Screen Enclosure, Solar Heat
Days on Market
20
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Private Mailbox
Rain Gutters
Sidewalk
Deed Restrictions
Gated Community - No Guard
Park
Playground
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Softener
Elementary
McKitrick-HB
Middle
Martinez-HB
High
Steinbrenner High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,510
Parcel #
U-05-27-18-0HI-000000-00030.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Villarosa Ph F
County
Hillsborough
MLS Area
33558 - Lutz
Lot Size
5,520 sqft
Cul-De-SacLandscapedSidewalkPavedPrivate
HOA
$330/mo
Folio Association Management

Price history

Date
Event
Price
9/28/2026
Listed for sale
Source: Stellar MLS #W7889570
$465,000+72.2%
$260/sqft
5/18/2020
Sold
Source: Hillsborough County Public Record
$270,000
$151/sqft

Neighborhood

19401 Melody Fair Pl
Lutz, FL, 33558 · 33558 - Lutz

Market insights

Offer Insights

Choose an offer strength

List price: $465,000
$462,500 – $465,000
99.5% – 100% of listTops out right at the list price
80% of listList price
74 of the last 144 home closings in 33558 landed at this number or higher (51%). The median one sat 21 days before it went under contract, and this one is on day 20.

Sample: 144 closed home sales in 33558 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,363/mo
Principal & interest$2,425
Property taxes$376
Insurance$233
HOA$330
Down payment20% · $93,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$465,000

$260 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,790 sq ft

Time on market

20 days

Year built

1998

Monthly payment

About $3,363/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,510 annual tax bill, insurance, and the $330/mo HOA fee.

HOA fee

$330/mo

Managed by Folio Association Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX CHAMPIONSListing agent: Angelique GolayListing data from Stellar MLS, MLS# W7889570.

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