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18286 Serene Lake Loop, photo 1
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Overview

4 bd3 ba2,156 sqft2 car garageSingle Family
TypeSingle Family
HOA$132.6/mo
Built2024
Lot7,759 sqft
Living area2,156 sqft
Price / sqft$278
Garage2 car

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Open house

Sunday, Nov 15 · 11:00 AM to 1:30 PM

About this home

Ceiling Fans(s)Crown MoldingHigh CeilingsThermostatTray Ceiling(s)Walk-in Closet(s)SidewalkDeed Restrictions

18286 Serene Lake Loop is a 2024-built home in Pearl Estates, Lutz. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,156 square feet of living space. Listed at $599,999 (about $278/sqft), 65 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $132.6 monthly.

From the listing

Zoned for Steinbrenner High School! Nearly new, beautifully appointed, and designed for effortless one-story living, this 2024-built Lennar Brindley in Pearl Estates combines modern finishes with a thoughtfully designed floor plan! This 3-bedroom, 3-bath home features 2,156 square feet of living space, a private study/den, and a 2-car garage, with an open-concept design that provides generous gathering spaces along with privacy where it matters. From the moment you arrive, the home makes an inviting first impression with its contemporary Florida architecture, paver driveway, manicured lawn, tropical landscaping, and welcoming covered entry. A fully fenced backyard and peaceful wooded backdrop add to the appeal. Step inside to a bright, beautifully finished interior where architectural details immediately set the tone. The spacious foyer features a tray ceiling, crown molding, stylish lighting, and wood-look tile flooring that flows throughout the main living areas. A private study/den creates an ideal setting for a home office, library, sitting room, or hobby space. The floor plan opens into an impressive kitchen, family room, and dining area designed for today’s lifestyle. High ceilings, crown molding, recessed lighting, contemporary fixtures, and an abundance of windows enhance the open and airy atmosphere. The kitchen is a true showpiece, featuring crisp white cabinetry, quartz countertops, stainless steel appliances, a sleek cooktop w/ stainless vent hood, built-in wall oven and microwave, decorative backsplash, and abundant prep and storage space. An oversized center island with seating for four anchors the room, complemented by contemporary pendant lighting and warm gold-toned hardware. Open sightlines connect the kitchen to the family room and dining area, creating an ideal setting for everyday living and entertaining. The adjoining family room is spacious and beautifully integrated into the open floor plan, with a tray ceiling, crown molding, contemporary lighting, and plenty of room for comfortable seating. Nearby, the dining area is surrounded by windows and opens directly to the covered patio, bringing natural light and backyard views into the heart of the home. Privately positioned at the rear of the home, the owner’s suite provides a peaceful retreat with a tray ceiling, crown molding, ceiling fan, wood-look tile flooring, and large windows overlooking the backyard. dual-sink vanity w/ generous cabinetry and counter space, oversized walk-in shower with built-in bench and frameless glass enclosure, private water closet, and walk-in closet. The spacious en-suite bath features a Two additional bedrooms and two additional full baths provide comfortable accommodations for family and guests. A dedicated laundry room w/ upper cabinetry provides additional storage. Florida living continues outdoors with a covered paver patio overlooking the fully fenced backyard and peaceful wooded backdrop. There’s plenty of room for a pool, outdoor seating, grilling, dining, entertaining, pets, or simply relaxing and enjoying the surrounding greenery. Enjoy modern construction, stylish finishes, flexible living spaces, and easy single-story living without the wait of building from the ground up.

The essentials

Built
2024
Price / sqft
$278
On market
65 days
Annual tax
$10,429
HOA
$132.6/mo
Flood zone
X · Low risk
Lot
7,759 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
2 car garage
Driveway
7,759 sqft lot
Lot size
2,156 sqft
Living area

Payment

Est. monthly payment
$4,431/mo
Down payment (20%)
$120,000
Property taxes
$869/mo
HOA
$132.6/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
7,759 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
65
Ceiling Fans(s)
Crown Molding
High Ceilings
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Sidewalk
Deed Restrictions
Dishwasher
Disposal
Microwave
Range
Refrigerator
Elementary
Lutz-HB
High
Steinbrenner High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$10,429
Parcel #
U-15-27-18-D46-000000-00152.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pearl Estates
County
Hillsborough
MLS Area
33548 - Lutz
Lot Size
7,759 sqft
Conservation AreaIn CountySidewalkPaved
HOA
$132.6/mo
Folio Association Management

Price history

Date
Event
Price
11/6/2026
Price change
Source: Stellar MLS #TB8545188
$599,999-2.4%
$278/sqft
-
Price change
Source: Stellar MLS #TB8545188
$615,000-1.6%
$285/sqft
9/10/2026
Listed for sale
Source: Stellar MLS #TB8545188
$625,000+4.2%
$290/sqft
7/31/2024
Sold
Source: Hillsborough County Public Record
$599,900
$278/sqft

Neighborhood

18286 Serene Lake Loop
Lutz, FL, 33548 · 33548 - Lutz

Market insights

Offer Insights

Choose an offer strength

List price: $599,999
$590,000 – $599,999
98.7% – 100% of listTops out right at the list price
80% of listList price
28 of the last 55 home closings in 33548 landed at this number or higher (51%). The median one sat 22 days before it went under contract, and this one is on day 65 after a $25,001 cut.

Sample: 55 closed home sales in 33548 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,431/mo
Principal & interest$3,129
Property taxes$869
Insurance$300
HOA$133
Down payment20% · $120,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$599,999

$278 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,156 sq ft

Time on market

65 days

Year built

2024

Monthly payment

About $4,431/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,429 annual tax bill, insurance, and the $132.6/mo HOA fee.

HOA fee

$132.6/mo

Managed by Folio Association Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMIHARA & ASSOCIATES INC.Listing agent: Jennifer DobbsListing data from Stellar MLS, MLS# TB8545188.

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