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18125 Serene Lake Loop, photo 1
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Overview

5 bd5 ba3,273 sqft3 car garageSingle Family
TypeSingle Family
HOA$134.59/mo
Built2025
Lot5,750 sqft
Living area3,273 sqft
Price / sqft$235
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsKitchen/Family Room ComboPrimarybedroom UpstairsStone CountersThermostatWalk-in Closet(s)Window TreatmentsHurricane Shutters

18125 Serene Lake Loop is a 2025-built home in Lake Pearl, Lutz. Inside you'll find 5 bedrooms, 5 bathrooms, and 3,273 square feet of living space. Listed at $769,000 (about $235/sqft), 27 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $134.59 monthly.

From the listing

Virtually Staged. Stunning pond-View Home in Pearl Estates-Lutz, Florida. Discover the perfect blend of modern, elegance, comfort and Florida living in this exceptional two-story home in the desirable Pearl Estates community of Lutz! Built in 2025, this beautifully designed residence offers 5 bedrooms, 4.5 bathrooms, and approximately 3,273 square feet of thoughtfully crafted living space. From the moment you enter, you’ll appreciate the bright, open-concept layout, where spacious living areas flow effortlessly into one another. The chef-inspired kitchen is designed for both everyday meals and memorable gatherings, while the expansive family room provides a welcoming space to relax, connect, and entertain. Step outside to your covered lanai and take in serene pond views that create a peaceful backdrop for morning coffee, evening conversations, or weekend gatherings. The electric screen enclosure allows you to enjoy the outdoors comfortably throughout the seasons, adding even more versatility to this inviting retreat. A water softener provides an additional touch of comfort and convenience. The flexible floor plan is ideal for a variety of lifestyles, featuring a first-floor bedroom suite that offers privacy and convenience for guest or multigenerational living. Upstairs, additional bedrooms, a spacious loft, and a private suite create a comfortable and functional retreat for everyone. Located in Lutz with convenient access to shopping, dining, entertainment, and major roadways, this remarkable home offers the space, style, and setting you’ve been waiting for. Come experience the beauty of pond-view living and make this Pearl Estates gem your own.

The essentials

Built
2025
Price / sqft
$235
On market
27 days
Annual tax
$780
HOA
$134.59/mo
Flood zone
X · Low risk
Lot
5,750 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
3 car garage
5,750 sqft lot
Lot size
3,273 sqft
Living area
Brand new
Built 2025

Payment

Est. monthly payment
$4,596/mo
Down payment (20%)
$153,800
Property taxes
$65/mo
HOA
$134.59/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
5,750 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
27
High Ceilings
Kitchen/Family Room Combo
Primarybedroom Upstairs
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Rain Gutters
Sidewalk
Community Mailbox
Sidewalks
Street Lights
Bar Fridge
Convection Oven
Cooktop
Dishwasher
Disposal
Exhaust Fan
Microwave
Refrigerator
Water Softener
Elementary
Lutz-HB
Middle
Buchanan-HB
High
Steinbrenner High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$780
Parcel #
U-15-27-18-D46-000000-00182.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Pearl
County
Hillsborough
MLS Area
33548 - Lutz
Lot Size
5,750 sqft
HOA
$134.59/mo
FOLIO ASSOCIATION MANAGEMENT

Price history

Date
Event
Price
10/18/2026
Listed for sale
Source: Stellar MLS #TB8559129
$769,000+3.0%
$235/sqft
9/22/2025
Sold
Source: Hillsborough County Public Record
$746,800
$228/sqft

Neighborhood

18125 Serene Lake Loop
Lutz, FL, 33548 · 33548 - Lutz

Market insights

Offer Insights

Choose an offer strength

List price: $769,000
$760,000 – $769,000
98.7% – 100% of listTops out right at the list price
80% of listList price
28 of the last 55 home closings in 33548 landed at this number or higher (51%). The median one sat 22 days before it went under contract, and this one is on day 27.

Sample: 55 closed home sales in 33548 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,595/mo
Principal & interest$4,011
Property taxes$65
Insurance$385
HOA$135
Down payment20% · $153,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$769,000

$235 per sq ft

Beds and baths

5 beds, 5 baths

Size

3,273 sq ft

Time on market

27 days

Year built

2025

Monthly payment

About $4,596/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $780 annual tax bill, insurance, and the $134.59/mo HOA fee.

HOA fee

$134.59/mo

Managed by FOLIO ASSOCIATION MANAGEMENT.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byPEOPLE'S CHOICE REALTY SVC LLCListing agent: Marta ArevaloListing data from Stellar MLS, MLS# TB8559129.

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