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About this home
18125 Serene Lake Loop is a 2025-built home in Lake Pearl, Lutz. Inside you'll find 5 bedrooms, 5 bathrooms, and 3,273 square feet of living space. Listed at $769,000 (about $235/sqft), 27 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $134.59 monthly.
Virtually Staged. Stunning pond-View Home in Pearl Estates-Lutz, Florida. Discover the perfect blend of modern, elegance, comfort and Florida living in this exceptional two-story home in the desirable Pearl Estates community of Lutz! Built in 2025, this beautifully designed residence offers 5 bedrooms, 4.5 bathrooms, and approximately 3,273 square feet of thoughtfully crafted living space. From the moment you enter, you’ll appreciate the bright, open-concept layout, where spacious living areas flow effortlessly into one another. The chef-inspired kitchen is designed for both everyday meals and memorable gatherings, while the expansive family room provides a welcoming space to relax, connect, and entertain. Step outside to your covered lanai and take in serene pond views that create a peaceful backdrop for morning coffee, evening conversations, or weekend gatherings. The electric screen enclosure allows you to enjoy the outdoors comfortably throughout the seasons, adding even more versatility to this inviting retreat. A water softener provides an additional touch of comfort and convenience. The flexible floor plan is ideal for a variety of lifestyles, featuring a first-floor bedroom suite that offers privacy and convenience for guest or multigenerational living. Upstairs, additional bedrooms, a spacious loft, and a private suite create a comfortable and functional retreat for everyone. Located in Lutz with convenient access to shopping, dining, entertainment, and major roadways, this remarkable home offers the space, style, and setting you’ve been waiting for. Come experience the beauty of pond-view living and make this Pearl Estates gem your own.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$769,000
$235 per sq ft
Beds and baths
5 beds, 5 baths
Size
3,273 sq ft
Time on market
27 days
Year built
2025
Monthly payment
About $4,596/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $780 annual tax bill, insurance, and the $134.59/mo HOA fee.
HOA fee
$134.59/mo
Managed by FOLIO ASSOCIATION MANAGEMENT.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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