18342 Serene Lake Loop, photo 1
Active
1 / 85

Overview

5 bd5 ba3,334 sqft2 car garageSingle Family
TypeSingle Family
HOA$132.6/mo
Built2024
Lot6,000 sqft
Living area3,334 sqft
Price / sqft$258
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCathedral Ceiling(s)Ceiling Fans(s)Coffered Ceiling(s)Dry BarEat-in KitchenHigh CeilingsKitchen/Family Room Combo

18342 Serene Lake Loop is a 2024-built home in Pearl Estates, Lutz. Inside you'll find 5 bedrooms, 5 bathrooms, and 3,334 square feet of living space. Listed at $860,000 (about $258/sqft), 19 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $132.6 monthly.

From the listing

Welcome to 18342 Serene Lake Loop, an exceptional 5-bedroom, 4.5-bath residence located within the highly coveted gated community of Pearl Estates. Beautiful stacked-stone detailing enhances the front exterior, adding architectural character and distinctive curb appeal that sets this home apart from many others within the community. From the moment you enter Pearl Estates, the meticulously maintained landscaping, peaceful surroundings and beautiful waterfront setting create an immediate sense of arrival. Sidewalks wind throughout the neighborhood, perfect for evening walks, family strolls or taking your beloved dog for a walk, while the waterfront park provides a tranquil place to relax and enjoy the Florida lifestyle. Step inside this impressive two-story home and you are greeted by a grand foyer, soaring volume ceilings and a light-filled, open and thoughtfully designed split floor plan. The expansive first level was designed with both everyday living and entertaining in mind. An oversized living area flows seamlessly into the spacious kitchen featuring quartz countertops, a large center island, sizable walk-in pantry and abundant workspace and storage. A separate flex space provides the perfect setting for a formal dining room, home office or additional sitting area. The first-floor primary suite offers privacy and comfort with a generous walk-in closet and beautifully appointed en-suite bath featuring dual vanities, a walk-in shower and modern soaking tub. A second bedroom on the first level also features its own en-suite bath and walk-in closet—ideal for guests or multigenerational living. A conveniently located half bath and laundry room complete the first floor. Expansive double-pane, energy-efficient windows and sliding glass doors fill the home with natural light while showcasing views of your private outdoor retreat. Step outside to a custom heated swimming pool and spa featuring a beautiful waterfall feature and convenient smartphone-controlled functions. The impressive over-sized screened enclosure creates an expansive outdoor living environment while helping keep the pool pristine. Custom exterior and pool-area lighting provide beautiful ambiance after sunset, while the peaceful wooded backdrop creates a private setting for relaxing, entertaining and enjoying Florida living year-round. Upstairs, you'll find three additional full-size bedrooms. One offers a private en-suite bath and walk-in closet, while the remaining two bedrooms also feature walk-in closets and share an additional guest bath. The second floor is further enhanced by a HUGE loft/flex space complete with built-in cabinetry and a wine refrigerator—perfect for a media room, game room, entertainment area or additional family room. Additional features include a two-car garage, energy-efficient double-pane windows throughout, hurricane shutters, water softener, rain gutters, newly installed sod, sealed paver driveway and custom exterior lighting. Unlike many newer homes, thoughtful upgrades and improvements have already been completed, including the spectacular custom pool and spa. With its spacious and versatile floor plan, two first-floor bedroom suites, impressive outdoor living space, distinctive stacked-stone exterior and location within one of the area's most desirable gated communities, this Pearl Estates residence offers an exceptional combination of space, comfort, privacy and Florida lifestyle. Welcome home! (The carpet is being replaced.)

The essentials

Built
2024
Price / sqft
$258
On market
21 days
Annual tax
$6,252
HOA
$132.6/mo
Flood zone
X · Low risk
Lot
6,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
Private pool
Heated
2 car garage
Deeded
6,000 sqft lot
Lot size
3,334 sqft
Living area

Payment

Est. monthly payment
$5,569/mo
Down payment (20%)
$172,000
Property taxes
$521/mo
HOA
$132.6/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
6,000 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Deeded, Garage Door Opener, Ground Level, Oversized
Pool
Gunite, Heated, In Ground, Lighting, Screen Enclosure
Days on Market
21
Built-in Features
Cathedral Ceiling(s)
Ceiling Fans(s)
Coffered Ceiling(s)
Dry Bar
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Lighting
Private Entrance
Rain Gutters
Sidewalk
Association Recreation - Owned
Community Mailbox
Deed Restrictions
Gated Community - No Guard
Park
Sidewalks
Street Lights
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Refrigerator
Washer
Water Softener
Wine Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$6,252
Parcel #
013366-0106

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pearl Estates
County
Hillsborough
MLS Area
33548 - Lutz
Lot Size
6,000 sqft
Cul-De-SacLandscapedNear Golf CourseNear Public TransitOversized LotPrivateSidewalkStreet Dead-EndPaved
HOA
$132.6/mo
Folio Association Management

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #TB8548693
$860,000-1.7%
$258/sqft
9/18/2026
Listed for sale
Source: Stellar MLS #TB8548693
$875,000+17.5%
$262/sqft
10/18/2024
Sold
Source: Hillsborough County Public Record
$744,900
$223/sqft

Neighborhood

18342 Serene Lake Loop
Lutz, FL, 33548 · 33548 - Lutz

Market insights

Offer Insights

Choose an offer strength

List price: $860,000
$850,000 – $860,000
98.7% – 100% of listTops out right at the list price
80% of listList price
23 of the last 45 home closings in 33548 landed at this number or higher (51%). The median one sat 24 days before it went under contract, and this one is on day 21 after a $15,000 cut.

Sample: 45 closed home sales in 33548 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,569/mo
Principal & interest$4,485
Property taxes$521
Insurance$430
HOA$133
Down payment20% · $172,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$860,000

$258 per sq ft

Beds and baths

5 beds, 5 baths

Size

3,334 sq ft

Time on market

21 days

Year built

2024

Monthly payment

About $5,569/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,252 annual tax bill, insurance, and the $132.6/mo HOA fee.

HOA fee

$132.6/mo

Managed by Folio Association Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySAND KEY REALTYListing agent: John GuytonListing data from Stellar MLS, MLS# TB8548693.

Keep exploring Florida

Pick up where you left off, or see what else is out there.