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About this home
18342 Serene Lake Loop is a 2024-built home in Pearl Estates, Lutz. Inside you'll find 5 bedrooms, 5 bathrooms, and 3,334 square feet of living space. Listed at $860,000 (about $258/sqft), 19 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $132.6 monthly.
Welcome to 18342 Serene Lake Loop, an exceptional 5-bedroom, 4.5-bath residence located within the highly coveted gated community of Pearl Estates. Beautiful stacked-stone detailing enhances the front exterior, adding architectural character and distinctive curb appeal that sets this home apart from many others within the community. From the moment you enter Pearl Estates, the meticulously maintained landscaping, peaceful surroundings and beautiful waterfront setting create an immediate sense of arrival. Sidewalks wind throughout the neighborhood, perfect for evening walks, family strolls or taking your beloved dog for a walk, while the waterfront park provides a tranquil place to relax and enjoy the Florida lifestyle. Step inside this impressive two-story home and you are greeted by a grand foyer, soaring volume ceilings and a light-filled, open and thoughtfully designed split floor plan. The expansive first level was designed with both everyday living and entertaining in mind. An oversized living area flows seamlessly into the spacious kitchen featuring quartz countertops, a large center island, sizable walk-in pantry and abundant workspace and storage. A separate flex space provides the perfect setting for a formal dining room, home office or additional sitting area. The first-floor primary suite offers privacy and comfort with a generous walk-in closet and beautifully appointed en-suite bath featuring dual vanities, a walk-in shower and modern soaking tub. A second bedroom on the first level also features its own en-suite bath and walk-in closet—ideal for guests or multigenerational living. A conveniently located half bath and laundry room complete the first floor. Expansive double-pane, energy-efficient windows and sliding glass doors fill the home with natural light while showcasing views of your private outdoor retreat. Step outside to a custom heated swimming pool and spa featuring a beautiful waterfall feature and convenient smartphone-controlled functions. The impressive over-sized screened enclosure creates an expansive outdoor living environment while helping keep the pool pristine. Custom exterior and pool-area lighting provide beautiful ambiance after sunset, while the peaceful wooded backdrop creates a private setting for relaxing, entertaining and enjoying Florida living year-round. Upstairs, you'll find three additional full-size bedrooms. One offers a private en-suite bath and walk-in closet, while the remaining two bedrooms also feature walk-in closets and share an additional guest bath. The second floor is further enhanced by a HUGE loft/flex space complete with built-in cabinetry and a wine refrigerator—perfect for a media room, game room, entertainment area or additional family room. Additional features include a two-car garage, energy-efficient double-pane windows throughout, hurricane shutters, water softener, rain gutters, newly installed sod, sealed paver driveway and custom exterior lighting. Unlike many newer homes, thoughtful upgrades and improvements have already been completed, including the spectacular custom pool and spa. With its spacious and versatile floor plan, two first-floor bedroom suites, impressive outdoor living space, distinctive stacked-stone exterior and location within one of the area's most desirable gated communities, this Pearl Estates residence offers an exceptional combination of space, comfort, privacy and Florida lifestyle. Welcome home! (The carpet is being replaced.)
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$860,000
$258 per sq ft
Beds and baths
5 beds, 5 baths
Size
3,334 sq ft
Time on market
21 days
Year built
2024
Monthly payment
About $5,569/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,252 annual tax bill, insurance, and the $132.6/mo HOA fee.
HOA fee
$132.6/mo
Managed by Folio Association Management.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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