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Overview

3 bd3 ba1,629 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2024
Lot10,629 sqft
Living area1,629 sqft
Price / sqft$276
Garage2 car

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About this home

Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomThermostatTray Ceiling(s)Walk-in Closet(s)Private Mailbox

3921 NW 40th Ln is a 2024-built home in Cape Coral, Cape Coral. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,629 square feet of living space. Listed at $450,000 (about $276/sqft), 20 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Virtually Staged. **HUGE PRICE IMPROVEMENT! This new-construction 2.5-bath pool home in the highly desirable NW Cape Coral corridor is now priced to sell quickly. This stunning home offers premium upgrades, NO CARPET and a highly desirable 3-bedroom plus den, 2.5-bathroom layout that stands out. Situated in the city's most rapidly appreciating corridor with NO HOA fees, this home offers an incredible Florida lifestyle and unmatched future investment value. You are perfectly positioned near the highly anticipated 47-acre Seven Islands luxury marina project, just minutes from the championship Coral Oaks Golf Course, and a quick drive to the waterfront seafood and kayak launches of Matlacha. With the newly expanded Burnt Store Road right around the corner, commuting north to Punta Gorda or south to the Pine Island Road shopping district is a breeze. Skip the wait of building and step right into your private, move-in-ready oasis. The expanded floor plan utilizes its rare 2.5 baths perfectly to keep guest traffic out of your personal space, while the den easily serves as a fourth bedroom. The interior boasts an open-concept design that maximizes natural light, all secured with energy-efficient impact windows. Seamless porcelain tile flows throughout the entire residence, providing a premium, cohesive aesthetic that sets it apart from properties with mixed flooring materials. Entertainers will love the central living area, highlighted by a luxury TV set and a large electric fireplace integrated into a dramatic floor-to-ceiling marble surround. The adjoining kitchen is equipped with modern stainless steel appliances, high-end cabinetry, and a prominent center island with quartz countertops featuring a waterfall edge that serves as a functional and stunning focal point. Retreat to the primary en-suite, designed with upgraded finishes including modern fixtures, a free-standing soaking tub, a large walk-in shower, and a custom wood-textured accent wall. The additional full guest bathroom and the dedicated half-bathroom share the same clean lines and modern design aesthetic. The exterior of the property is equally well-appointed. It features a premium paver driveway, an installed irrigation system, clean landscaping, and a fully fenced backyard that ensures maximum privacy. The outdoor living space includes a spacious covered lanai with ample room for a dining table, making eating meals al fresco poolside an absolute breeze. Head out to the private swimming pool, thoughtfully designed without a restrictive pool enclosure to allow for unobstructed sky views. Schedule a private showing today! Mortgage savings may be available for buyers of this listing.

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The essentials

Built
2024
Price / sqft
$276
On market
20 days
Annual tax
$7,173
Flood zone
AE
Lot
10,629 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
Private pool
In Ground
2 car garage
Driveway
10,629 sqft lot
Lot size
1,629 sqft
Living area

Payment

Est. monthly payment
$3,170/mo
Down payment (20%)
$90,000
Property taxes
$598/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
10,629 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Pool
In Ground
Days on Market
20
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Private Mailbox
Microwave
Range
Refrigerator
Flood Zone AE
Annual Tax (2025)
$7,173
Parcel #
18-43-23-C4-05502.0450

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cape Coral
County
Lee
MLS Area
33993 - Cape Coral
Lot Size
10,629 sqft

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #TB8551448
$450,000-2.0%
$276/sqft
9/23/2026
Listed for sale
Source: Stellar MLS #TB8551448
$459,000
$282/sqft

Neighborhood

3921 NW 40th Ln
Cape Coral, FL, 33993 · 33993 - Cape Coral

Market insights

Offer Insights

Choose an offer strength

List price: $450,000
$435,000 – $450,000
96.6% – 100% of listTops out right at the list price
80% of listList price
48 of the last 94 home closings in 33993 landed at this number or higher (51%). The median one sat 43 days before it went under contract, and this one is on day 20 after a $9,000 cut.

Sample: 94 closed home sales in 33993 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,170/mo
Principal & interest$2,347
Property taxes$598
Insurance$225
Down payment20% · $90,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$450,000

$276 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,629 sq ft

Time on market

20 days

Year built

2024

Monthly payment

About $3,170/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,173 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byREDFIN CORPORATIONListing agent: Melissa PatriarcaListing data from Stellar MLS, MLS# TB8551448.

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